Hi Ling,
1) You didn't provide information on what was your main concern, so only can provide some guidance.
2) Check which scheme from the HDB website is suitable for your current situation:
https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/eligibility
3) Next is to review your current financial status whether this is the right time to buy.
4) If you are an SC, you may consider applying HLE:
https://services2.hdb.gov.sg/webapp/BP27AWHLEApplication/BP27PTerms.jsp
5) Although the interest rate of HDB loans is 2.6%, double the current interest rate from the private banks of ~1.3% or lower.
6) But due to HDB is able to support up to 90% LTV (Loan-To-Value), it is easier for 1st timer to own a home from scratch.
7) Once you completed the above 2 things, you are ready to look for the type of flat and area that suits your budget
Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
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