Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

Anonymous in Home Financing

asked on 29 Apr 2016

I am selling current property. By right when my buyer exercise the OTP I should have collected 1% and 4% cash from them to be able to place a booking for my next property right? And then when will their balance 95% reach me in terms of back to...

0 • 467 views 2 Answers

Anonymous in Home Financing

asked on 29 Apr 2016

Hi, after I pay a 5% booking fee for a pte condo new launch, I am required to pay the next 15% (progressing payment) within 8 weeks. Can I request for this 8 weeks to be extended if I am waiting for funds from current property resale to come in?...

0 • 921 views 4 Answers

Anonymous in Home Financing

asked on 27 Apr 2016

Hi, I believe that when purchasing a HDB Resale, there is a Maximum Property Purchase Price. Besides earning a higher monthly income, is there any other way to raise the Maximum Property Purchase Price?

0 • 363 views

Anonymous in Home Financing

asked on 25 Apr 2016

Morning Agents. I'm currently owning an 3 bedders condo and I wanna upgrade to a 4 or 5 bedder. But I need to sell my current one first to get sufficient cash. I wanna buy a resale one and do some reno. I wanna move from current house to new house...

0 • 1026 views 14 Answers

Anonymous in Home Financing

asked on 20 Apr 2016

Can I repay the bridging loan using CPF monies?

0 • 2847 views 7 Answers

Anonymous in Home Financing

asked on 18 Apr 2016

I am selling my first property now. If I book a 2nd property now before first property sold off, I am required to pay ABSD but once my first property gets an option to purchase exercised, my ABSD will no long be required? What if my first...

0 • 614 views 4 Answers

Anonymous in Home Financing

asked on 15 Apr 2016

Hi , I would like to purchase a property and have question regarding my loan ability below. I am buying a car through sole proprietorship loan for uber purpose. Does the loan from this car financing under a company name affect my overall...

0 • 460 views 4 Answers

Mr. md sharizan in Home Financing

asked on 13 Apr 2016

When i apply for hdb loan, do i need to state the type of flat im applying for? (Eg. 2 room, 3 room)? I wished to apply for a 4 room resale flat. If my hdb loan plus my cpf isnt enough to purchase a 4 room flat, then i will go for a 3 room resale...

0 • 866 views 12 Answers

Mr. Ho Shawn in Home Financing

asked on 12 Apr 2016

Dear gurus i have 2 questions hope you can assist 1) If I purchase a condo for $1.1 mil, the 5% deposit is in cash. Can the balance 15% be in a mixture of CPF/Cash for example 100k cpf / 65k cash? 2) I do not want to loan 80% (880k) with...

0 • 683 views 5 Answers

Mr. Gene Tay in Home Financing

asked on 7 Apr 2016

Dear Gurus, I and my fiancee have just selected a BTO flat (using CPF loan). However, it would have to wait for 5 years before we can collect the keys. I am thinking of buying a private condo in the meantime so that we can start a family....

0 • 712 views 3 Answers

Anonymous in Home Financing

asked on 6 Apr 2016

Hi, my fiance and I (both Singaporeans) have been unemployed for 8 months as we were living overseas for that period of time and we are in the midst of settling down in Singapore. We are looking at resale flats in Telok Blangah. Will it be...

0 • 1028 views 10 Answers

Mr. Hitesh Kumar in Home Financing

asked on 5 Apr 2016

I am currently looking to purchase a resale flat. I need to know what is the procedure for financing the house? Is there any cash that needs to be given upfront? I am new to buying a resale flat.. Thanks

0 • 657 views 4 Answers

Anonymous in Home Financing

asked on 4 Apr 2016

Hi I am under the debt management scheme with a few banks, 1k monthly installment in total. I am earning 4.2k a month. Im looking at purchasing the EC which is selling now at a relatively lower anount due to the current market. Will i be able to...

0 • 596 views

Mr. Russell Cheang in Home Financing

asked on 4 Apr 2016

Hi, My fiancee and I are going to start "House Hunting" soon. I have been working for quite awhile but on the other hand, my Fiancee took a 2 year break from work to complete her Masters. If i were to take up a bank loan for a resale...

0 • 648 views 6 Answers

Mdm. Tan Shu in Home Financing

asked on 2 Apr 2016

I am looking out at HDB at D002 area, Cantonment Road. Will need to get a Loan in Approval in the meantime. Have submitted my documents to DBS banker, but has been 2 weeks and no follow up from the banker. Please advise if I should look for...

0 • 480 views 5 Answers

Anonymous in Home Financing

asked on 1 Apr 2016

Hi, Will I be able to use my CPF for loan repayment (in part or full) on a private residential property which does not bear my name? Many thanks.

0 • 721 views 3 Answers

Anonymous in Home Financing

asked on 28 Mar 2016

We are an SC/SPR couple planning to purchase a new EC. The concern is if we can get a mortgage under our combined income instead of just the SC partner income as that will be an issue due to TDSR. Can anyone help? Thank you.

0 • 660 views 4 Answers

Ms. Tan Joyceline in Home Financing

asked on 23 Mar 2016

Currently my Wife & I own a hdb n it's paid off fully. We would like to get an condo around Hougang area. Looking at $800k for 3bedroom, is that possible. Our monthly total income is $9000. Both are spr. Our age is 35 & 40.

0 • 456 views 3 Answers

Anonymous in Home Financing

asked on 23 Mar 2016

Hi, I am currently the third owner of a hdb flat, with my parents. I added my name as an owner more than 5 years ago. However, the current house has yet to be fully paid for. I am recently married and my wife and I would like to purchase an EC....

0 • 746 views 4 Answers

Ms. Eanne Eanne in Home Financing

asked on 22 Mar 2016

I have a property putting out for sale now and i am waiting for its proceeds to pay into next property purchase as well as avoid the 7% tax, question is my next target property is selling fast. Means i might really not be able to wait too long....

0 • 724 views 9 Answers

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