Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Anonymous in Home Financing

asked on 21 May 2016

i just bought a condo, i m seeking a bank loan now. should i engage my own lawyer or the bank can help me to engage one?

0 • 705 views 2 Answers

Anonymous in Home Financing

asked on 19 May 2016

We are considering selling our home to move closer to my parents and workplace. However, we have a lot of debt and are worried that we not be able to get a bank loan. Should we sell our HDB flat first and settle our debts before buying a new...

0 • 837 views 9 Answers

Anonymous in Home Financing

asked on 14 May 2016

I want to buy a flat but bank and hdb doesn't want to give me a loan. If i purchase the flat and pay in full can i mortage to the bank after that?

0 • 674 views 1 Answer

Ms. Alicia C in Home Financing

asked on 14 May 2016

My sister and I would like to co-buy a property. Both of us are Singapore citizens. She lives and work in Singapore and has CPF. I do not have cpf, work and live in Australia for over 16 years. I have 2 mortgages in Australia and am on good...

0 • 986 views 4 Answers

Anonymous in Home Financing

asked on 6 May 2016

Hi, can I use my CPF to pay the downpayment and monthly installments for a home in my parent's name?

0 • 2297 views 9 Answers

Anonymous in Home Financing

asked on 5 May 2016

I am currently the sole owner of a condo. If my husband would like to help out in the financing of the condo using his cpf, what must he do to include his name as the owner of the condo? Does he need to pay stamp duty? Any other costs or 'penalty'?

0 • 501 views

Anonymous in Home Financing

asked on 29 Apr 2016

Hi, I understand that loan tenure can only be up to retirement age of 65. Is this a die hard MAS rule or if I loan less, say only 60% instead of 80%, can I then negotiate for longer loan tenure? I am 40 years old now, by right can only loan 25...

0 • 976 views 6 Answers

Anonymous in Home Financing

asked on 29 Apr 2016

I am selling current property. By right when my buyer exercise the OTP I should have collected 1% and 4% cash from them to be able to place a booking for my next property right? And then when will their balance 95% reach me in terms of back to...

0 • 478 views 2 Answers

Anonymous in Home Financing

asked on 29 Apr 2016

Hi, after I pay a 5% booking fee for a pte condo new launch, I am required to pay the next 15% (progressing payment) within 8 weeks. Can I request for this 8 weeks to be extended if I am waiting for funds from current property resale to come in?...

0 • 930 views 4 Answers

Anonymous in Home Financing

asked on 27 Apr 2016

Hi, I believe that when purchasing a HDB Resale, there is a Maximum Property Purchase Price. Besides earning a higher monthly income, is there any other way to raise the Maximum Property Purchase Price?

0 • 367 views

Anonymous in Home Financing

asked on 25 Apr 2016

Morning Agents. I'm currently owning an 3 bedders condo and I wanna upgrade to a 4 or 5 bedder. But I need to sell my current one first to get sufficient cash. I wanna buy a resale one and do some reno. I wanna move from current house to new house...

0 • 1029 views 14 Answers

Anonymous in Home Financing

asked on 20 Apr 2016

Can I repay the bridging loan using CPF monies?

0 • 2871 views 7 Answers

Anonymous in Home Financing

asked on 18 Apr 2016

I am selling my first property now. If I book a 2nd property now before first property sold off, I am required to pay ABSD but once my first property gets an option to purchase exercised, my ABSD will no long be required? What if my first...

0 • 615 views 4 Answers

Anonymous in Home Financing

asked on 15 Apr 2016

Hi , I would like to purchase a property and have question regarding my loan ability below. I am buying a car through sole proprietorship loan for uber purpose. Does the loan from this car financing under a company name affect my overall...

0 • 463 views 4 Answers

Mr. md sharizan in Home Financing

asked on 13 Apr 2016

When i apply for hdb loan, do i need to state the type of flat im applying for? (Eg. 2 room, 3 room)? I wished to apply for a 4 room resale flat. If my hdb loan plus my cpf isnt enough to purchase a 4 room flat, then i will go for a 3 room resale...

0 • 868 views 12 Answers

Mr. Ho Shawn in Home Financing

asked on 12 Apr 2016

Dear gurus i have 2 questions hope you can assist 1) If I purchase a condo for $1.1 mil, the 5% deposit is in cash. Can the balance 15% be in a mixture of CPF/Cash for example 100k cpf / 65k cash? 2) I do not want to loan 80% (880k) with...

0 • 698 views 5 Answers

Mr. Gene Tay in Home Financing

asked on 7 Apr 2016

Dear Gurus, I and my fiancee have just selected a BTO flat (using CPF loan). However, it would have to wait for 5 years before we can collect the keys. I am thinking of buying a private condo in the meantime so that we can start a family....

0 • 715 views 3 Answers

Anonymous in Home Financing

asked on 6 Apr 2016

Hi, my fiance and I (both Singaporeans) have been unemployed for 8 months as we were living overseas for that period of time and we are in the midst of settling down in Singapore. We are looking at resale flats in Telok Blangah. Will it be...

0 • 1033 views 10 Answers

Mr. Hitesh Kumar in Home Financing

asked on 5 Apr 2016

I am currently looking to purchase a resale flat. I need to know what is the procedure for financing the house? Is there any cash that needs to be given upfront? I am new to buying a resale flat.. Thanks

0 • 661 views 4 Answers

Anonymous in Home Financing

asked on 4 Apr 2016

Hi I am under the debt management scheme with a few banks, 1k monthly installment in total. I am earning 4.2k a month. Im looking at purchasing the EC which is selling now at a relatively lower anount due to the current market. Will i be able to...

0 • 598 views

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