Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

Wendy Cheok in Home Financing

asked on 15 Apr 2010

Hi regarding the new rules on cash proceeds. I understand that if loan from HDB need to pay up to 50% of cash proceed but if i loan from Bank dont need to use cash proceed. If i use bank loan although i eligible to borrow from HDB to...

0 • 5594 views 3 Answers

Wendy Cheok in Home Financing

asked on 15 Apr 2010

Hi if i loan from bank loan i dont need to use 50% of my cash proceeds? Thank you

0 • 850 views

Kah Weng in Home Financing

asked on 6 Apr 2010

If I wish to upgrade my home from a 4 room to a 5 room house. Do i still have to fall under the 50% cash proceed to finance the HDB i buying?

0 • 987 views 5 Answers

hunter in Home Financing

asked on 6 Apr 2010

Hi Gurus, Im a PR and applying for SC. We are planning to buy an HDB soon. But some friends are recommending to wait for my SC result so I can go for HDB Loan. But from the guidelines, it says should not exceed 8K for household income. Since both...

0 • 917 views 1 Answer

AG in Home Financing

asked on 3 Apr 2010

What is the cool off period for the 50% cash sales proceed? My 5rm is sold more than a yr back. Right now I need to get 4rm and applying for HLE. Do I have to pay up the 50% of the previous house to the new flat?

0 • 1308 views 5 Answers

Oliver Wong in Home Financing

asked on 2 Apr 2010

I have bought a 2nd private property and minimun CPF requirement is $58500. If I decided to buy a 3rd property is there an increase in the CPF amount?

0 • 948 views 6 Answers

John Ng in Home Financing

asked on 2 Apr 2010

Please advice, under the new ruling the second loan from HDB the owner has to deduct 50% off the cash portion to finance the new house, doeas it apply even loan by the bank

0 • 1789 views 8 Answers

rohit johri in Home Financing

asked on 2 Apr 2010

Hi, I am a Singapore PR and looking for a 4 room HDB house to buy, but I want to know about the HDB financial plan, how much cash do I need to keep ready and how much can I take from my CPF?

0 • 2725 views 7 Answers

Maha Muthu in Home Financing

asked on 1 Apr 2010

OUT of UOB,May,DBS and OCBC which bank is giving the best interest rates and what are there charges respectively ....which is better Fixed or Floating ?

0 • 3007 views 6 Answers

helfizad samat in Home Financing

asked on 29 Mar 2010

I am interested in getting a condo for home stay or even investment. However i am not sure what is the current payment for buying one. Any different from last practice where pay 5% cash & 15% cpf downpayment, once Top pay the remaining? or any...

0 • 1537 views 5 Answers

Andi in Home Financing

asked on 19 Mar 2010

Hi,i'm a divorcee who is goin to sell my flat soon.my flat is valued at 360k and proceeds will be shared 50-50 between me n my ex wife.roughly be gettin 50k in cash n 50k in cpf.my mothly income is only 1600.do you think its a problem for me to...

0 • 890 views 4 Answers

Rajan in Home Financing

asked on 16 Mar 2010

Hi, I am interested to purchase a 3 room flat. Unfortunately, due to high demand with the cash above valuation is the main cause for me not to proceed any further with it.Most of the agents says this is normal at this point of the time to ask for...

0 • 837 views

jane jane in Home Financing

asked on 13 Mar 2010

i am a divorcee w/o children and i want to buy a 2rm for my self....i cant afford too much of cash n i am still eligible for a single scheme grant.i am working as a scurity officer.i called so many agents and all of them cant help cos owners wants...

0 • 891 views 5 Answers

V.Utiiakumar kumar in Home Financing

asked on 13 Mar 2010

1. Can OTP Form be submitted without any Deposit? That is doing away with OPTION FEE + OPTION TO EXERCISE FEE. 2. The DEPOSIT WHICH GIVEN TO THE SELLER BY THE BUYER is it included as a mark price of the house? Advise

0 • 1556 views 4 Answers

roger chang in Home Financing

asked on 13 Mar 2010

My parents are foreigners aged 65, what kind of financing can they get to buy a $600K condo. What is the QOF? Should they show their foreign income? Do they need a local sponsor, me? Should I, a Singaporean, be a co-owner; but I will want to...

0 • 1087 views 6 Answers

JASON CHANG in Home Financing

asked on 11 Mar 2010

When you says COV- does it mean you really need to pay CASH for this COV portion- or you can still get loan for this.

0 • 3986 views 4 Answers

LIM in Home Financing

asked on 10 Mar 2010

Hi, just a few enquiries. For the 5% cash required for buying a resale private property or the 5% cash and cov required for buying resale hdb under bank loan, is there any financing available for these cash portion? In short, can we buy a property...

0 • 1411 views 5 Answers

Cedel Tan in Home Financing

asked on 9 Mar 2010

I currently own a 5I HDB flat in Hougang. Midfloor. Is my expectation of a selling price of $400,000 realistic? Our HDB loan still stands at $170,000 and we used approximately $60,000 back then. Does it mean that I can get ~$100,000 cash proceeds?...

0 • 2123 views 7 Answers

Leon Neo in Home Financing

asked on 7 Mar 2010

HI, I am interested in buying a HDB 2 storey shophouse. But I have a few questions in mind: 1. Can I use my CPF to pay for the downpayment? If yes, how many %? eg. 15% cash, 15% CPF? 2. Can I use CPF to pay for my monthly installment?...

0 • 10157 views 7 Answers

Mahathir Mohamad in Home Financing

asked on 4 Mar 2010

I've bought a new flat from HDB under the BTO scheme recently. 10% of my CPF has already been deducted for downpayment of the flat. I am now looking for a condo or private property in the range of 700k - 1M. Am I now still eligible to buy...

0 • 3039 views 5 Answers

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