Property & Real Estate Discussions on Home Financing

3483 Results Found in Home Financing

Ernie in Home Financing

asked on 29 Apr 2010

Is the 80% bank loan to buy HDB resale flat based only on valuation or valuation+ COV ?

0 • 2605 views 9 Answers

nashirah rahim in Home Financing

asked on 25 Apr 2010

property wanted! but still confused to take bank loan or not, as hdb loan granted is unsufficient for me to buy a 4 room flat.

0 • 708 views

maran kumarasamy in Home Financing

asked on 24 Apr 2010

MY WIFE AND I ARE PLANNING TO BUY A 4RM FLAT AT CCK. I WOULK LIKE TO ASK COV ABOVE THE VALUATION PRICE, IS IT PAYABLE BY CASH OR CPF? CAN ANYONE HELP? I WOULD LIKT TO BUY A FLAT AT VALUE OR LOW COV.

0 • 741 views

Jen G in Home Financing

asked on 24 Apr 2010

I am using the "Housing Affordability Calculator" from CPF's website to estimate my housing loan based on my income and ability to service the loan. I want to understand it shows me Ordinary Account Savings and Cash. Is the Cash amount...

0 • 2957 views 11 Answers

Confused in Home Financing

asked on 24 Apr 2010

Hi Gurus. I am interested in getting a freehold landed property. I have about 100k in hand. Would this amount be sufficient to put as down payment and purchase a house (approx price 1.3M) or do I need to have more in hand before I can get a house?

0 • 927 views 1 Answer

Oliver Wong in Home Financing

asked on 23 Apr 2010

Which is the bank can approve loan for Atrium Residence and Sims Green condo both in District 14 (Geylang)? And if take loan from Finance company what is their interest rate?

0 • 1662 views 9 Answers

Weng C. in Home Financing

asked on 21 Apr 2010

Hi gurus, I have a qn. Say if a property is valued at $340k & seller is asking $25k cov. Will the 1st 5% cash outflow be: (a) 5% x $340k + $25k or (b) 5% x $365k (i.e. total selling px)? Thx.

0 • 821 views

Angela Dybvik in Home Financing

asked on 18 Apr 2010

My husband is a foreigner and I am a singaporean. I've been away for 10 years and returned together with my husband whom is posted to work in Singapore as an expatric in January 2010. We have a hdb flat in Singapore which intend to sell and...

0 • 848 views

Commoner in Home Financing

asked on 16 Apr 2010

I am seeking home financing. can anyone tell me if there is such a thing as a low doc loan in Singapore for home loan. In other words, no documentary proof need be shown for income or assets. I would like to fund a property putting upfront 50%...

0 • 1015 views 5 Answers

Christina Ang in Home Financing

asked on 16 Apr 2010

Hi Guru, My 1st flat (HDB Loan) profit at S$74K. 2nd flat (Bank Loan) profit at S$57K. Now i would like to purchase for the 3rd flat at hdb loan. What is the cash proceed of the 50% (On the 1st flat or 2nd flat)?

0 • 1735 views 10 Answers

latha Latha in Home Financing

asked on 16 Apr 2010

Hi,i and my fiance would like to buy a hdb resale flat at woodlands. using the hdb grant of 40k and joing our cpf, we would only have less than 50k.is it still possible to atleast buy a 3 rm hdb flat. how much cash is it advisable to save up to...

0 • 753 views

Wendy Cheok in Home Financing

asked on 15 Apr 2010

Hi regarding the new rules on cash proceeds. I understand that if loan from HDB need to pay up to 50% of cash proceed but if i loan from Bank dont need to use cash proceed. If i use bank loan although i eligible to borrow from HDB to...

0 • 5627 views 8 Answers

Wendy Cheok in Home Financing

asked on 15 Apr 2010

Hi if i loan from bank loan i dont need to use 50% of my cash proceeds? Thank you

0 • 859 views

Kah Weng in Home Financing

asked on 6 Apr 2010

If I wish to upgrade my home from a 4 room to a 5 room house. Do i still have to fall under the 50% cash proceed to finance the HDB i buying?

0 • 1002 views 5 Answers

hunter in Home Financing

asked on 6 Apr 2010

Hi Gurus, Im a PR and applying for SC. We are planning to buy an HDB soon. But some friends are recommending to wait for my SC result so I can go for HDB Loan. But from the guidelines, it says should not exceed 8K for household income. Since both...

0 • 922 views 1 Answer

AG in Home Financing

asked on 3 Apr 2010

What is the cool off period for the 50% cash sales proceed? My 5rm is sold more than a yr back. Right now I need to get 4rm and applying for HLE. Do I have to pay up the 50% of the previous house to the new flat?

0 • 1319 views 10 Answers

Oliver Wong in Home Financing

asked on 2 Apr 2010

I have bought a 2nd private property and minimun CPF requirement is $58500. If I decided to buy a 3rd property is there an increase in the CPF amount?

0 • 958 views 6 Answers

John Ng in Home Financing

asked on 2 Apr 2010

Please advice, under the new ruling the second loan from HDB the owner has to deduct 50% off the cash portion to finance the new house, doeas it apply even loan by the bank

0 • 1795 views 8 Answers

rohit johri in Home Financing

asked on 2 Apr 2010

Hi, I am a Singapore PR and looking for a 4 room HDB house to buy, but I want to know about the HDB financial plan, how much cash do I need to keep ready and how much can I take from my CPF?

0 • 2778 views 7 Answers

Maha Muthu in Home Financing

asked on 1 Apr 2010

OUT of UOB,May,DBS and OCBC which bank is giving the best interest rates and what are there charges respectively ....which is better Fixed or Floating ?

0 • 3036 views 11 Answers

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