Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Chew Winnie in Home Financing

asked on 3 May 2010

I understand that we need to set aside minimum sum of $117K before acquiring 2nd property, however we can pledge 50% under the HDB flat that we've fully paid. My Qns are :(1) How do we go about on the pledging the 50%? (2) As both husband and wife...

0 • 2941 views 9 Answers

Kim Ong in Home Financing

asked on 3 May 2010

hi, at the current market situation, the COV is high. If a buyer refuse or unable to fork out lot of cash, is there any other altnerative such as adjust the valuation of the flats ? can it be done ?

0 • 1156 views 11 Answers

TAR TAR KO in Home Financing

asked on 2 May 2010

Hi, Buyer 1 is 36 yrs old and balances in OA& SA are S$2000 & 6100 respectively.buyer 2 is 43 and OA 3200 & SA 16700.Current HDB is paying by CPF. Prefer to buy 2BR condo/apt if possible. Don't know my budget is enough or not.

0 • 743 views

TAR TAR KO in Home Financing

asked on 2 May 2010

Hi Guru, I would like to buy resale condo/Private apartment(1BR/2BR). I have 100k+ cash in hand. I still have 130K outstanding loan to settle for my current HDB flat which I am paying 1K per month.I want to buy condo without selling my HDB flat...

0 • 2030 views 11 Answers

Worried in Home Financing

asked on 1 May 2010

Hi Guru, im actually wanted to sell my house and buy another and ive checked my cpf statement thus not quite understand wjat it means. Statement stated to refuned if i sell my property now is 39k. Does this statment above means i need to...

0 • 894 views 1 Answer

Mohd Nizam Mohd Noor in Home Financing

asked on 1 May 2010

I'm a first time buyer..can i opt out for HDB housing loan instead of the bank in buying the resale flat thru the house agent..?

0 • 1499 views 9 Answers

Ernie in Home Financing

asked on 29 Apr 2010

Is the 80% bank loan to buy HDB resale flat based only on valuation or valuation+ COV ?

0 • 2609 views 9 Answers

nashirah rahim in Home Financing

asked on 25 Apr 2010

property wanted! but still confused to take bank loan or not, as hdb loan granted is unsufficient for me to buy a 4 room flat.

0 • 710 views

maran kumarasamy in Home Financing

asked on 24 Apr 2010

MY WIFE AND I ARE PLANNING TO BUY A 4RM FLAT AT CCK. I WOULK LIKE TO ASK COV ABOVE THE VALUATION PRICE, IS IT PAYABLE BY CASH OR CPF? CAN ANYONE HELP? I WOULD LIKT TO BUY A FLAT AT VALUE OR LOW COV.

0 • 742 views

Jen G in Home Financing

asked on 24 Apr 2010

I am using the "Housing Affordability Calculator" from CPF's website to estimate my housing loan based on my income and ability to service the loan. I want to understand it shows me Ordinary Account Savings and Cash. Is the Cash amount...

0 • 2962 views 11 Answers

Confused in Home Financing

asked on 24 Apr 2010

Hi Gurus. I am interested in getting a freehold landed property. I have about 100k in hand. Would this amount be sufficient to put as down payment and purchase a house (approx price 1.3M) or do I need to have more in hand before I can get a house?

0 • 932 views 1 Answer

Oliver Wong in Home Financing

asked on 23 Apr 2010

Which is the bank can approve loan for Atrium Residence and Sims Green condo both in District 14 (Geylang)? And if take loan from Finance company what is their interest rate?

0 • 1665 views 9 Answers

Weng C. in Home Financing

asked on 21 Apr 2010

Hi gurus, I have a qn. Say if a property is valued at $340k & seller is asking $25k cov. Will the 1st 5% cash outflow be: (a) 5% x $340k + $25k or (b) 5% x $365k (i.e. total selling px)? Thx.

0 • 821 views

Angela Dybvik in Home Financing

asked on 18 Apr 2010

My husband is a foreigner and I am a singaporean. I've been away for 10 years and returned together with my husband whom is posted to work in Singapore as an expatric in January 2010. We have a hdb flat in Singapore which intend to sell and...

0 • 852 views

Commoner in Home Financing

asked on 16 Apr 2010

I am seeking home financing. can anyone tell me if there is such a thing as a low doc loan in Singapore for home loan. In other words, no documentary proof need be shown for income or assets. I would like to fund a property putting upfront 50%...

0 • 1016 views 5 Answers

Christina Ang in Home Financing

asked on 16 Apr 2010

Hi Guru, My 1st flat (HDB Loan) profit at S$74K. 2nd flat (Bank Loan) profit at S$57K. Now i would like to purchase for the 3rd flat at hdb loan. What is the cash proceed of the 50% (On the 1st flat or 2nd flat)?

0 • 1739 views 10 Answers

latha Latha in Home Financing

asked on 16 Apr 2010

Hi,i and my fiance would like to buy a hdb resale flat at woodlands. using the hdb grant of 40k and joing our cpf, we would only have less than 50k.is it still possible to atleast buy a 3 rm hdb flat. how much cash is it advisable to save up to...

0 • 756 views

Wendy Cheok in Home Financing

asked on 15 Apr 2010

Hi regarding the new rules on cash proceeds. I understand that if loan from HDB need to pay up to 50% of cash proceed but if i loan from Bank dont need to use cash proceed. If i use bank loan although i eligible to borrow from HDB to...

0 • 5643 views 8 Answers

Wendy Cheok in Home Financing

asked on 15 Apr 2010

Hi if i loan from bank loan i dont need to use 50% of my cash proceeds? Thank you

0 • 862 views

Kah Weng in Home Financing

asked on 6 Apr 2010

If I wish to upgrade my home from a 4 room to a 5 room house. Do i still have to fall under the 50% cash proceed to finance the HDB i buying?

0 • 1006 views 5 Answers

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