Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

hunter in Home Financing

asked on 6 Apr 2010

Hi Gurus, Im a PR and applying for SC. We are planning to buy an HDB soon. But some friends are recommending to wait for my SC result so I can go for HDB Loan. But from the guidelines, it says should not exceed 8K for household income. Since both...

0 • 924 views

AG in Home Financing

asked on 3 Apr 2010

What is the cool off period for the 50% cash sales proceed? My 5rm is sold more than a yr back. Right now I need to get 4rm and applying for HLE. Do I have to pay up the 50% of the previous house to the new flat?

0 • 1329 views 10 Answers

Oliver Wong in Home Financing

asked on 2 Apr 2010

I have bought a 2nd private property and minimun CPF requirement is $58500. If I decided to buy a 3rd property is there an increase in the CPF amount?

0 • 963 views 5 Answers

John Ng in Home Financing

asked on 2 Apr 2010

Please advice, under the new ruling the second loan from HDB the owner has to deduct 50% off the cash portion to finance the new house, doeas it apply even loan by the bank

0 • 1800 views 8 Answers

rohit johri in Home Financing

asked on 2 Apr 2010

Hi, I am a Singapore PR and looking for a 4 room HDB house to buy, but I want to know about the HDB financial plan, how much cash do I need to keep ready and how much can I take from my CPF?

0 • 2799 views 7 Answers

Maha Muthu in Home Financing

asked on 1 Apr 2010

OUT of UOB,May,DBS and OCBC which bank is giving the best interest rates and what are there charges respectively ....which is better Fixed or Floating ?

0 • 3050 views 11 Answers

helfizad samat in Home Financing

asked on 29 Mar 2010

I am interested in getting a condo for home stay or even investment. However i am not sure what is the current payment for buying one. Any different from last practice where pay 5% cash & 15% cpf downpayment, once Top pay the remaining? or any...

0 • 1540 views 10 Answers

Andi in Home Financing

asked on 19 Mar 2010

Hi,i'm a divorcee who is goin to sell my flat soon.my flat is valued at 360k and proceeds will be shared 50-50 between me n my ex wife.roughly be gettin 50k in cash n 50k in cpf.my mothly income is only 1600.do you think its a problem for me to...

0 • 897 views 4 Answers

Rajan in Home Financing

asked on 16 Mar 2010

Hi, I am interested to purchase a 3 room flat. Unfortunately, due to high demand with the cash above valuation is the main cause for me not to proceed any further with it.Most of the agents says this is normal at this point of the time to ask for...

0 • 846 views

jane jane in Home Financing

asked on 13 Mar 2010

i am a divorcee w/o children and i want to buy a 2rm for my self....i cant afford too much of cash n i am still eligible for a single scheme grant.i am working as a scurity officer.i called so many agents and all of them cant help cos owners wants...

0 • 900 views 5 Answers

V.Utiiakumar kumar in Home Financing

asked on 13 Mar 2010

1. Can OTP Form be submitted without any Deposit? That is doing away with OPTION FEE + OPTION TO EXERCISE FEE. 2. The DEPOSIT WHICH GIVEN TO THE SELLER BY THE BUYER is it included as a mark price of the house? Advise

0 • 1566 views 9 Answers

roger chang in Home Financing

asked on 13 Mar 2010

My parents are foreigners aged 65, what kind of financing can they get to buy a $600K condo. What is the QOF? Should they show their foreign income? Do they need a local sponsor, me? Should I, a Singaporean, be a co-owner; but I will want to...

0 • 1107 views 11 Answers

JASON CHANG in Home Financing

asked on 11 Mar 2010

When you says COV- does it mean you really need to pay CASH for this COV portion- or you can still get loan for this.

0 • 4019 views 9 Answers

LIM in Home Financing

asked on 10 Mar 2010

Hi, just a few enquiries. For the 5% cash required for buying a resale private property or the 5% cash and cov required for buying resale hdb under bank loan, is there any financing available for these cash portion? In short, can we buy a property...

0 • 1423 views 10 Answers

Cedel Tan in Home Financing

asked on 9 Mar 2010

I currently own a 5I HDB flat in Hougang. Midfloor. Is my expectation of a selling price of $400,000 realistic? Our HDB loan still stands at $170,000 and we used approximately $60,000 back then. Does it mean that I can get ~$100,000 cash proceeds?...

0 • 2138 views 7 Answers

Leon Neo in Home Financing

asked on 7 Mar 2010

HI, I am interested in buying a HDB 2 storey shophouse. But I have a few questions in mind: 1. Can I use my CPF to pay for the downpayment? If yes, how many %? eg. 15% cash, 15% CPF? 2. Can I use CPF to pay for my monthly installment?...

0 • 10216 views 7 Answers

Mahathir Mohamad in Home Financing

asked on 4 Mar 2010

I've bought a new flat from HDB under the BTO scheme recently. 10% of my CPF has already been deducted for downpayment of the flat. I am now looking for a condo or private property in the range of 700k - 1M. Am I now still eligible to buy...

0 • 3057 views 10 Answers

Shan Shan in Home Financing

asked on 2 Mar 2010

My property at Heritage view: How to calculate the Property Tax: Need to evaluate if I rent it out is ok or staying of own is better. Its 3+1 1313sqf unit.

0 • 1850 views 9 Answers

Jackson Tan in Home Financing

asked on 2 Mar 2010

Are these the amount that need to come out hard cash for purchasing a flat excluding agent fee? What is exercise fee and can it be paid using CPF? 1) Option Fee - $1000.00 2) Exercise Fee - $4000.00 3) Caveat Fee - $128.90 4) Transfer Fee -...

0 • 986 views 5 Answers

hifive in Home Financing

asked on 28 Feb 2010

If using CPF to pay for 2nd property, and being subjected to selling 1st property within 6 months. If the property does not got sold by 6 months, is it possible to apply to CPF Board for extension?

0 • 857 views 1 Answer

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