Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Andi in Home Financing

asked on 19 Mar 2010

Hi,i'm a divorcee who is goin to sell my flat soon.my flat is valued at 360k and proceeds will be shared 50-50 between me n my ex wife.roughly be gettin 50k in cash n 50k in cpf.my mothly income is only 1600.do you think its a problem for me to...

0 • 893 views 4 Answers

Rajan in Home Financing

asked on 16 Mar 2010

Hi, I am interested to purchase a 3 room flat. Unfortunately, due to high demand with the cash above valuation is the main cause for me not to proceed any further with it.Most of the agents says this is normal at this point of the time to ask for...

0 • 842 views

jane jane in Home Financing

asked on 13 Mar 2010

i am a divorcee w/o children and i want to buy a 2rm for my self....i cant afford too much of cash n i am still eligible for a single scheme grant.i am working as a scurity officer.i called so many agents and all of them cant help cos owners wants...

0 • 896 views 5 Answers

V.Utiiakumar kumar in Home Financing

asked on 13 Mar 2010

1. Can OTP Form be submitted without any Deposit? That is doing away with OPTION FEE + OPTION TO EXERCISE FEE. 2. The DEPOSIT WHICH GIVEN TO THE SELLER BY THE BUYER is it included as a mark price of the house? Advise

0 • 1563 views 4 Answers

roger chang in Home Financing

asked on 13 Mar 2010

My parents are foreigners aged 65, what kind of financing can they get to buy a $600K condo. What is the QOF? Should they show their foreign income? Do they need a local sponsor, me? Should I, a Singaporean, be a co-owner; but I will want to...

0 • 1102 views 6 Answers

JASON CHANG in Home Financing

asked on 11 Mar 2010

When you says COV- does it mean you really need to pay CASH for this COV portion- or you can still get loan for this.

0 • 4007 views 4 Answers

LIM in Home Financing

asked on 10 Mar 2010

Hi, just a few enquiries. For the 5% cash required for buying a resale private property or the 5% cash and cov required for buying resale hdb under bank loan, is there any financing available for these cash portion? In short, can we buy a property...

0 • 1418 views 5 Answers

Cedel Tan in Home Financing

asked on 9 Mar 2010

I currently own a 5I HDB flat in Hougang. Midfloor. Is my expectation of a selling price of $400,000 realistic? Our HDB loan still stands at $170,000 and we used approximately $60,000 back then. Does it mean that I can get ~$100,000 cash proceeds?...

0 • 2130 views 7 Answers

Leon Neo in Home Financing

asked on 7 Mar 2010

HI, I am interested in buying a HDB 2 storey shophouse. But I have a few questions in mind: 1. Can I use my CPF to pay for the downpayment? If yes, how many %? eg. 15% cash, 15% CPF? 2. Can I use CPF to pay for my monthly installment?...

0 • 10191 views 7 Answers

Mahathir Mohamad in Home Financing

asked on 4 Mar 2010

I've bought a new flat from HDB under the BTO scheme recently. 10% of my CPF has already been deducted for downpayment of the flat. I am now looking for a condo or private property in the range of 700k - 1M. Am I now still eligible to buy...

0 • 3048 views 5 Answers

Shan Shan in Home Financing

asked on 2 Mar 2010

My property at Heritage view: How to calculate the Property Tax: Need to evaluate if I rent it out is ok or staying of own is better. Its 3+1 1313sqf unit.

0 • 1843 views 9 Answers

Jackson Tan in Home Financing

asked on 2 Mar 2010

Are these the amount that need to come out hard cash for purchasing a flat excluding agent fee? What is exercise fee and can it be paid using CPF? 1) Option Fee - $1000.00 2) Exercise Fee - $4000.00 3) Caveat Fee - $128.90 4) Transfer Fee -...

0 • 978 views 5 Answers

hifive in Home Financing

asked on 28 Feb 2010

If using CPF to pay for 2nd property, and being subjected to selling 1st property within 6 months. If the property does not got sold by 6 months, is it possible to apply to CPF Board for extension?

0 • 852 views 1 Answer

kevin tan in Home Financing

asked on 28 Feb 2010

Can i understand whether the 35% cap on monthly installment is applicable to Gross or Net Income? If i am using CPF to service my monthly installment, it the CPF portion considered part of the 35% cap?

0 • 1054 views 6 Answers

Rachel Li in Home Financing

asked on 23 Feb 2010

understand 1% valuation price payble. can we pay by hdb grant /loan or have to be in cash? I am looking at a 5room flat at tampines.

0 • 1759 views 8 Answers

Kenneth Wendall in Home Financing

asked on 23 Feb 2010

Hello, I would like to: - *know approx. bank loan amt to 38/M/Foreigner, earning approx 100 p.a.; *would financing a 750k new condo seem reasonable/possible (+ ins + commitments approx $3k p/mth; *if wife is a Sg/housewife with CPF,...

0 • 1037 views 8 Answers

Steve in Home Financing

asked on 22 Feb 2010

I am not approved for HDB concessionary loan. Only resort is to get a Bank Loan. My CPF ordinary around 130K, income 3.5K. I have around 20K in debt and repaying constantly without fault, and a car loan of 650/mth. Looking at the COV and 5%deposit...

0 • 2387 views 6 Answers

yy in Home Financing

asked on 21 Feb 2010

Hi, I would like to raise a question regarding progressie scheme financing. I am looking at buying a private property at 750k. TOP scheduled at 2012. Please advise me on the monthly payment I hv to pay off appoxi.? Thank You.

0 • 817 views 1 Answer

marlon marlon in Home Financing

asked on 20 Feb 2010

we plan to buy a 4 bedroom unit in Tropical Spring in Simei. But the budget that we have is only up to 850K. We only have around 60-65K in cash. Our combined CPF acount ordinary is around 120k Questions: 1) Is it possible to get from a...

0 • 1359 views 6 Answers

Andy Tan in Home Financing

asked on 17 Feb 2010

Hi, prior to purchase a new property i had called up the bank to seek in principle approval for home loan. Upon submission of the documents, the banker gave me a call to approve my in principle loan. Therefore, with this i proceed to place my one...

0 • 951 views

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