Property & Real Estate Discussions on Home Financing

3425 Results Found in Home Financing

asked on 31 Dec 2009

I would like to seek advice from the gurus, based on my following financial criteria could I afford to purchase and own a pte condo: 1) Single. 2) Annual income - $62,000 3) CPF OA bal - $120,000 4) No other financial obligations. If...

0 • 1056 views 2 Answers

Nicole in Home Financing

asked on 30 Dec 2009

PR couple (self employed) want to buy 3 room flat. can experts here guide us where to get the best bank loan? What is interest rate? Rejected by UOB & DBS. Can someone guide us step by step on financing? what is capital outlay? Which area to...

0 • 1111 views 3 Answers

BHLIM in Home Financing

asked on 29 Dec 2009

I would like to sell my 5rooms unit at Jalan Teck whye with designer decor(master bedroom with walk-in wardrobe, study room) and looking of 3rooms condominium and with full faclilities near Clementi town. Q1 - Any banks intown can offer 90% load....

0 • 1018 views 1 Answer

Samuvel Saminathan in Home Financing

asked on 29 Dec 2009

Presently residing in a 5room flat bought at $206k.Now might be at About $350k.Might be selling and taking 50% from spouse.Need to get another house on my own.Presently i have about 75k of Cpf and hopefully 75k of cash,with a gross pay of...

0 • 694 views

Larry in Home Financing

asked on 29 Dec 2009

Hi experts, I have two question, hope you can help: 1) I am looking to buy a private condo next year (first time buyer), understand that banks will loan upto 80% of the price, for the remaining 20%, can I use CPF to pay or must I pay by cash?...

0 • 901 views 1 Answer

Gaurav kesharwani in Home Financing

asked on 29 Dec 2009

Hi, i am 28 and single,my gross annual salary is 76500, i have no other debt obligation, can you please tell me the maximum loan , i am eligible for.

0 • 1297 views 2 Answers

A. Ng in Home Financing

asked on 29 Dec 2009

If BTO is ready in 2015/ 2016, is it feasible to buy a resale 3/ 4-rm flat with bank loan for "investment", then dispose it before my BTO is abt to be ready? Thanks.

0 • 919 views

Matt in Home Financing

asked on 29 Dec 2009

Hi Gurus, need your expertise. Currently consider to buy a EM/5 room HDB. However, extremely low in cash. Can you advise if there is any chance to beef up the loan nearer to 100%? Or anyway to work it out?

0 • 655 views

Johnson Yap in Home Financing

asked on 29 Dec 2009

I am living with my parents in a 4-room hdb flat. We are looking at buying a condo in the east area. We are looking at condo priced circa 760k, and selling our 4-room flat at 320k. I need to know how the whole process goes. If we use 320k...

0 • 835 views

Serious Buyer in Home Financing

asked on 29 Dec 2009

Hi Expert out there. We are interested to get a 2nd property (private) by next Year. Our 1st property is HDB. Q1. Just wonder if we can use our cpf to finance the monthly installment? What are the terms & conditions? Q2. Which banks...

0 • 782 views 2 Answers

Abdullah Mohamad Hasan in Home Financing

asked on 28 Dec 2009

Hi,i currently own a 4rm flat and i would like to know if i could pay in full the housing loan if i were to downgrade to a 3 rm flat.Or maybe there are other alternatives to fully pay my current housing loan.

0 • 717 views

Zaza Zaza in Home Financing

asked on 28 Dec 2009

Hi, I'm contemplating purchasing a pte condo but I'm having problem with bank loan. I do have some bad credit (not bankruptcy) but my fiance's credit is clean. UOB rejected my in-principle application due to my outstanding loan although my fiance...

0 • 856 views

Liew in Home Financing

asked on 25 Dec 2009

Hi, I've place the Option Fee to the seller, now is looking for Letter of Offer from bank so that I can proceed to exercise the OTP. Like to ask is it that from here onwards I must decide on whether 80% or 90% loan on the letter of offer?...

0 • 1134 views

GiGi in Home Financing

asked on 24 Dec 2009

Hi, Just a Question to ask. If buying a HDB using Bank Loan of 90% My Val is 315k and my purchase price is 330k. What are the other fees involved beside the COV 15k?? Eg Convenyancing Fees etc....??? Thank You

0 • 739 views 1 Answer

Nantha Kumar in Home Financing

asked on 23 Dec 2009

We signed the OTP document by paying SGD 5000( Option Fee 1000 & OTP Fee 4000). However from the seller side, they didnt submit the document to HDB as they mention in OTP that they submit within 45 days. However they didnt mention that they...

0 • 970 views 2 Answers

Ah Long in Home Financing

asked on 23 Dec 2009

Hi Guru, I am currently renting a place and is looking to buy a landed property. Recently, I have come across a terrace house at Kembangan selling for $1.85 milllion (2400 land/3400 built up). Me and my wife like the house a lot but we are...

0 • 883 views 3 Answers

CeePee in Home Financing

asked on 22 Dec 2009

Hi! We have a 4rm HDB in Sengkang valued at approximately $350k and we would have fulfilled the five year mimimum occupancy period in Jan 2010. The property is fully paid for using our CPF a few years ago. We are considering selling it, does it...

0 • 3085 views 6 Answers

J T in Home Financing

asked on 22 Dec 2009

Can you recommend a bank valuer for private property and how much it costs?

0 • 1246 views 4 Answers

salehan suboh in Home Financing

asked on 21 Dec 2009

i married with my wife is a widow she aready buy 2x hdb flat n now she cant buy hdb resale flat from hdb loan the problem is i never buy any flat from hdb my question can i buy hdb resale flat from hdb loan

0 • 839 views 6 Answers

Bernard Goh in Home Financing

asked on 21 Dec 2009

My gf and myself are planning to look for HDB resales flat. Previously I had surrendered a new HDB unit due to separation from my ex-wife. HDB had told me that I will be banned for 5 years from purchasing a new flat from HDB, and no CPF housing...

0 • 1321 views 1 Answer

Home Financing

Sort by

Still looking for answers?

Get advice from our community of experts