Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

Loo Albert in Home Financing

asked on 24 Jan 2010

Hi, i am single above 35yr old and currently looking for a 3 room resale flat in Toa Payoh area. I would like to find out from you on top of the COV I need to pay in cash, If I can only get loan from bank, do I need to pay another 5% of selling...

0 • 834 views 1 Answer

retiree in Home Financing

asked on 21 Jan 2010

hi, i would like to know about cpf minimum sum, i understand that it only applies when i reached 55 yrs and above or if i am buying a 2nd property. am i right?? i am not sure about reaching the valuation limit of cpf withdrawal. do i need a...

0 • 854 views

Hussain Khan in Home Financing

asked on 21 Jan 2010

I am 48 yrs old, married, taxi driver. cpf available is 27,000.I declare income tax 30,000 for 2 years. Wife not working. cpf 3,000. I can raise 20k cash. I need to buy 3rm preferably bedok reservoir area. Anyone can help me with loan application...

0 • 2712 views 5 Answers

Colin See in Home Financing

asked on 21 Jan 2010

Hi, what happen if the bank would not approve my loan or is unable to loan me the full 80% of property price? Would my 1% upfront payment be forfeited by buyer? Thanks for your advice.

0 • 1017 views 5 Answers

whezky in Home Financing

asked on 18 Jan 2010

Hi, we are SPR couple and currently renting a unit along redhill area. Our tenancy will expire by mid May 2010, now we are taking into consideration of buying our own unit. My concern is that is it possible that we can get our home loan approve...

0 • 685 views 2 Answers

Farid Hasan in Home Financing

asked on 18 Jan 2010

if my flat installment is $750/mth for 30 years, meaning i must sell my flat for above $270K to make a profit?

0 • 591 views 1 Answer

linda in Home Financing

asked on 17 Jan 2010

I got a client, husband already taken hdb loan twice. But wife only took 1 time hdb loan is the wife eligible for another hdb loan?

0 • 863 views 5 Answers

candy lim ling ling in Home Financing

asked on 17 Jan 2010

Hi i would like to buy 4 rm flat. The valu is $500k and the asking is $15k. The OA is $100.000. If i want to use 25yrs to pay the loan. How much i have to pay mthly. Thxs

0 • 655 views 1 Answer

Linda in Home Financing

asked on 17 Jan 2010

Hi, Need to know some info about home loan. If the banker starts to disburse 5% of the property cost for the completion of foundation work, will my interest be based on the disbursed amount or the total borrowed amount. Please advise

0 • 785 views

ee thong koh in Home Financing

asked on 16 Jan 2010

After I have exercise the option of purchase, I decide not to proceed. Will my option fee be forfeited? On top of that, do I have to pay the seller and buyer agent commission fee?

0 • 1494 views 10 Answers

realthunder in Home Financing

asked on 16 Jan 2010

Hi, I signed and exercise the otp with a seller, but HDB says that the seller has not met MOP until April. I know that according to OTP, we can pursuit any claims from the seller. But then, we need a lawyer, which costs time and money. We are in...

0 • 1522 views 4 Answers

Yu Yan in Home Financing

asked on 15 Jan 2010

Hi, i am 25 this year. Single,my annual salary is ard 50000k pa, i have no other debt obligation, can you please tell me the maximum loan , i am eligible for.

0 • 1142 views 6 Answers

Lynn Soh in Home Financing

asked on 15 Jan 2010

Currently I am living in La Casa and intend to sell after 5 years. If I want to buy a resale flat, am I subjected to any resale levy or can I apply housing grant? I have used the housing grant in my purchase of La Casa last time.

0 • 1862 views 10 Answers

Weng C. in Home Financing

asked on 14 Jan 2010

Hi, I'd like to know, after 14 days the 4%(option exercise fee) is payable to seller direct or to lawyer? Thx.

1 • 1141 views 6 Answers

ang in Home Financing

asked on 12 Jan 2010

We are looking to buy a new condo unit, expected TOP Dec2011, I currently own a HDB flat and my cpf is tied to it. Will i be able to pay 5% of the new condo purchace price in cash and the balance 15% once TOP ? Will sell off my HDB prior to the...

0 • 2201 views 6 Answers

Wie Jun Chan in Home Financing

asked on 12 Jan 2010

Hi, May i know what is the current cash (5% or 10%) that need to be paid upfront for the deposit of a private property?

0 • 1076 views 6 Answers

CondoInterester in Home Financing

asked on 10 Jan 2010

I have a 5rm HDB flat which has already been fully paid for. Currently looking out to upgrade to a pte condo. My current HDB estimated can be sold for $400k and the condo I am eyeing for is around $800k. As a newbie in buying properties, I am...

0 • 1263 views 6 Answers

C Liu in Home Financing

asked on 9 Jan 2010

I have an existing loan amount of about SGD100K for the HDB i have and wish to take another loan to buy a pte condo for investment purposes, borrowing about SGD800k. My income is about SGD 100K pa and 29 years. May I know if it will be difficult...

0 • 800 views

Tk in Home Financing

asked on 8 Jan 2010

Just check if a buyer purchase a unit and want to get bank loan. Can he get the loan after one year instead of immediate?

0 • 713 views

chew guat koh in Home Financing

asked on 8 Jan 2010

I am 43 and if I am interested to puchase a private condo. First thing I want to know when does the mortgage loan take effect. If I want to get a 20 year tenure loan.Should I act now or wait till 45.

0 • 810 views

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