Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

kevin tan in Home Financing

asked on 28 Feb 2010

Can i understand whether the 35% cap on monthly installment is applicable to Gross or Net Income? If i am using CPF to service my monthly installment, it the CPF portion considered part of the 35% cap?

0 • 1065 views 6 Answers

Rachel Li in Home Financing

asked on 23 Feb 2010

understand 1% valuation price payble. can we pay by hdb grant /loan or have to be in cash? I am looking at a 5room flat at tampines.

0 • 1763 views 8 Answers

Kenneth Wendall in Home Financing

asked on 23 Feb 2010

Hello, I would like to: - *know approx. bank loan amt to 38/M/Foreigner, earning approx 100 p.a.; *would financing a 750k new condo seem reasonable/possible (+ ins + commitments approx $3k p/mth; *if wife is a Sg/housewife with CPF,...

0 • 1038 views 7 Answers

Steve in Home Financing

asked on 22 Feb 2010

I am not approved for HDB concessionary loan. Only resort is to get a Bank Loan. My CPF ordinary around 130K, income 3.5K. I have around 20K in debt and repaying constantly without fault, and a car loan of 650/mth. Looking at the COV and 5%deposit...

0 • 2404 views 11 Answers

yy in Home Financing

asked on 21 Feb 2010

Hi, I would like to raise a question regarding progressie scheme financing. I am looking at buying a private property at 750k. TOP scheduled at 2012. Please advise me on the monthly payment I hv to pay off appoxi.? Thank You.

0 • 819 views 1 Answer

marlon marlon in Home Financing

asked on 20 Feb 2010

we plan to buy a 4 bedroom unit in Tropical Spring in Simei. But the budget that we have is only up to 850K. We only have around 60-65K in cash. Our combined CPF acount ordinary is around 120k Questions: 1) Is it possible to get from a...

0 • 1361 views 11 Answers

Andy Tan in Home Financing

asked on 17 Feb 2010

Hi, prior to purchase a new property i had called up the bank to seek in principle approval for home loan. Upon submission of the documents, the banker gave me a call to approve my in principle loan. Therefore, with this i proceed to place my one...

0 • 954 views

HP in Home Financing

asked on 17 Feb 2010

Hi i need some advice on the typical payment schedule for private property. Also for downpayment, isit usually 20% of the property price?

0 • 3334 views 10 Answers

Upgrader in Home Financing

asked on 16 Feb 2010

Understand there is a minimum sum we need to set aside for 2nd property to use the CPF money. Can we use CPF money for 2nd property downpayment even we do not have enough minimum sum?

0 • 1004 views 10 Answers

JJ in Home Financing

asked on 14 Feb 2010

Hi, I co-own a HDB 4-rm flat with my wife. Only left $70K left to pay for it. A few months ago, I purchased a condo (99-yr) with 90% loan. Just rented out to professional expat on 3-year lease. The whole rent goes to paying the monthly mortgage....

0 • 1096 views 11 Answers

Rick Wee in Home Financing

asked on 13 Feb 2010

A newbie who want to buy a cond. I'm looking at ard 650k. What types of payment do I need to pay in cash? Understand 5% cash n 15% CPF. Anything more? Combine CPF are 400k to 450k, and looking for a bank loan of 150k - 200k. Am I able to get the...

0 • 1154 views 10 Answers

Upgrader in Home Financing

asked on 11 Feb 2010

My current 4A HDB is estimated to be fully paid within 3 years. We wish to rent out our HDB while buying a condo for own stay. However, we do not have extra CPF for second property as I get to know we need to set aside minimum sum for second...

0 • 975 views 1 Answer

Zam Az in Home Financing

asked on 7 Feb 2010

Hi Gurus. I have sold my HDB flat bought with HDB grant. I am currently renting a condo. I am planning to buy a 3 room HDB using bank loan and some of my CPF. Thereafter, can I still buy a condo (not yet TOP or maybe resale) and still use my...

0 • 836 views 1 Answer

K Teo in Home Financing

asked on 4 Feb 2010

This is a further question about my walk up opposite Great World City. For the last 2 years no one has sold any units here. If i do need to let this go to get another place, does anyone have any idea where I can go to get a valuer?

0 • 833 views 1 Answer

eunice in Home Financing

asked on 30 Jan 2010

1.Beside the 20% down payment, is there any other cost should I prepare? 2.Can we buy hdb resale flat, if only the husband as a Singapore PR? 3.Regarding the CPF Account, which account can we use to pay the 20% down payment? thanks for your...

0 • 3325 views 9 Answers

javier tan in Home Financing

asked on 29 Jan 2010

I will wish to know roughly how much can i loan for the bank as i am interested in buying a condo for investment purpose. My age is 26, annual income is around 100k owe no car or insurance currently. Will wish to know what price range of condo i...

0 • 1398 views 7 Answers

Eddie Addy in Home Financing

asked on 28 Jan 2010

Hi, Currently I have a 5rm HDB flat which i purchased with my parents 7 years ago under bank loan prior to my marriage. Now that im married, i wish to hold my hdb unit. The qn is, is my wife able to purchase a property eg. condo on her own if we...

0 • 927 views 6 Answers

Loo Albert in Home Financing

asked on 24 Jan 2010

Hi, i am single above 35yr old and currently looking for a 3 room resale flat in Toa Payoh area. I would like to find out from you on top of the COV I need to pay in cash, If I can only get loan from bank, do I need to pay another 5% of selling...

0 • 843 views 1 Answer

retiree in Home Financing

asked on 21 Jan 2010

hi, i would like to know about cpf minimum sum, i understand that it only applies when i reached 55 yrs and above or if i am buying a 2nd property. am i right?? i am not sure about reaching the valuation limit of cpf withdrawal. do i need a...

0 • 867 views

Hussain Khan in Home Financing

asked on 21 Jan 2010

I am 48 yrs old, married, taxi driver. cpf available is 27,000.I declare income tax 30,000 for 2 years. Wife not working. cpf 3,000. I can raise 20k cash. I need to buy 3rm preferably bedok reservoir area. Anyone can help me with loan application...

0 • 2733 views 10 Answers

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