Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

HP in Home Financing

asked on 17 Feb 2010

Hi i need some advice on the typical payment schedule for private property. Also for downpayment, isit usually 20% of the property price?

0 • 3329 views 5 Answers

Upgrader in Home Financing

asked on 16 Feb 2010

Understand there is a minimum sum we need to set aside for 2nd property to use the CPF money. Can we use CPF money for 2nd property downpayment even we do not have enough minimum sum?

0 • 1003 views 10 Answers

JJ in Home Financing

asked on 14 Feb 2010

Hi, I co-own a HDB 4-rm flat with my wife. Only left $70K left to pay for it. A few months ago, I purchased a condo (99-yr) with 90% loan. Just rented out to professional expat on 3-year lease. The whole rent goes to paying the monthly mortgage....

0 • 1093 views 6 Answers

Rick Wee in Home Financing

asked on 13 Feb 2010

A newbie who want to buy a cond. I'm looking at ard 650k. What types of payment do I need to pay in cash? Understand 5% cash n 15% CPF. Anything more? Combine CPF are 400k to 450k, and looking for a bank loan of 150k - 200k. Am I able to get the...

0 • 1150 views 5 Answers

Upgrader in Home Financing

asked on 11 Feb 2010

My current 4A HDB is estimated to be fully paid within 3 years. We wish to rent out our HDB while buying a condo for own stay. However, we do not have extra CPF for second property as I get to know we need to set aside minimum sum for second...

0 • 969 views 1 Answer

Zam Az in Home Financing

asked on 7 Feb 2010

Hi Gurus. I have sold my HDB flat bought with HDB grant. I am currently renting a condo. I am planning to buy a 3 room HDB using bank loan and some of my CPF. Thereafter, can I still buy a condo (not yet TOP or maybe resale) and still use my...

0 • 827 views 1 Answer

K Teo in Home Financing

asked on 4 Feb 2010

This is a further question about my walk up opposite Great World City. For the last 2 years no one has sold any units here. If i do need to let this go to get another place, does anyone have any idea where I can go to get a valuer?

0 • 827 views 2 Answers

eunice in Home Financing

asked on 30 Jan 2010

1.Beside the 20% down payment, is there any other cost should I prepare? 2.Can we buy hdb resale flat, if only the husband as a Singapore PR? 3.Regarding the CPF Account, which account can we use to pay the 20% down payment? thanks for your...

0 • 3317 views 9 Answers

javier tan in Home Financing

asked on 29 Jan 2010

I will wish to know roughly how much can i loan for the bank as i am interested in buying a condo for investment purpose. My age is 26, annual income is around 100k owe no car or insurance currently. Will wish to know what price range of condo i...

0 • 1392 views 7 Answers

Eddie Addy in Home Financing

asked on 28 Jan 2010

Hi, Currently I have a 5rm HDB flat which i purchased with my parents 7 years ago under bank loan prior to my marriage. Now that im married, i wish to hold my hdb unit. The qn is, is my wife able to purchase a property eg. condo on her own if we...

0 • 923 views 5 Answers

Loo Albert in Home Financing

asked on 24 Jan 2010

Hi, i am single above 35yr old and currently looking for a 3 room resale flat in Toa Payoh area. I would like to find out from you on top of the COV I need to pay in cash, If I can only get loan from bank, do I need to pay another 5% of selling...

0 • 840 views 1 Answer

retiree in Home Financing

asked on 21 Jan 2010

hi, i would like to know about cpf minimum sum, i understand that it only applies when i reached 55 yrs and above or if i am buying a 2nd property. am i right?? i am not sure about reaching the valuation limit of cpf withdrawal. do i need a...

0 • 861 views

Hussain Khan in Home Financing

asked on 21 Jan 2010

I am 48 yrs old, married, taxi driver. cpf available is 27,000.I declare income tax 30,000 for 2 years. Wife not working. cpf 3,000. I can raise 20k cash. I need to buy 3rm preferably bedok reservoir area. Anyone can help me with loan application...

0 • 2724 views 5 Answers

Colin See in Home Financing

asked on 21 Jan 2010

Hi, what happen if the bank would not approve my loan or is unable to loan me the full 80% of property price? Would my 1% upfront payment be forfeited by buyer? Thanks for your advice.

0 • 1026 views 5 Answers

whezky in Home Financing

asked on 18 Jan 2010

Hi, we are SPR couple and currently renting a unit along redhill area. Our tenancy will expire by mid May 2010, now we are taking into consideration of buying our own unit. My concern is that is it possible that we can get our home loan approve...

0 • 689 views 2 Answers

Farid Hasan in Home Financing

asked on 18 Jan 2010

if my flat installment is $750/mth for 30 years, meaning i must sell my flat for above $270K to make a profit?

0 • 599 views 1 Answer

linda in Home Financing

asked on 17 Jan 2010

I got a client, husband already taken hdb loan twice. But wife only took 1 time hdb loan is the wife eligible for another hdb loan?

0 • 880 views 5 Answers

candy lim ling ling in Home Financing

asked on 17 Jan 2010

Hi i would like to buy 4 rm flat. The valu is $500k and the asking is $15k. The OA is $100.000. If i want to use 25yrs to pay the loan. How much i have to pay mthly. Thxs

0 • 660 views 1 Answer

Linda in Home Financing

asked on 17 Jan 2010

Hi, Need to know some info about home loan. If the banker starts to disburse 5% of the property cost for the completion of foundation work, will my interest be based on the disbursed amount or the total borrowed amount. Please advise

0 • 791 views

ee thong koh in Home Financing

asked on 16 Jan 2010

After I have exercise the option of purchase, I decide not to proceed. Will my option fee be forfeited? On top of that, do I have to pay the seller and buyer agent commission fee?

0 • 1507 views 10 Answers

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