Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Weng C. in Home Financing

asked on 14 Jan 2010

Hi, I'd like to know, after 14 days the 4%(option exercise fee) is payable to seller direct or to lawyer? Thx.

1 • 1142 views 6 Answers

ang in Home Financing

asked on 12 Jan 2010

We are looking to buy a new condo unit, expected TOP Dec2011, I currently own a HDB flat and my cpf is tied to it. Will i be able to pay 5% of the new condo purchace price in cash and the balance 15% once TOP ? Will sell off my HDB prior to the...

0 • 2204 views 6 Answers

Wie Jun Chan in Home Financing

asked on 12 Jan 2010

Hi, May i know what is the current cash (5% or 10%) that need to be paid upfront for the deposit of a private property?

0 • 1079 views 6 Answers

CondoInterester in Home Financing

asked on 10 Jan 2010

I have a 5rm HDB flat which has already been fully paid for. Currently looking out to upgrade to a pte condo. My current HDB estimated can be sold for $400k and the condo I am eyeing for is around $800k. As a newbie in buying properties, I am...

0 • 1267 views 6 Answers

C Liu in Home Financing

asked on 9 Jan 2010

I have an existing loan amount of about SGD100K for the HDB i have and wish to take another loan to buy a pte condo for investment purposes, borrowing about SGD800k. My income is about SGD 100K pa and 29 years. May I know if it will be difficult...

0 • 805 views

Tk in Home Financing

asked on 8 Jan 2010

Just check if a buyer purchase a unit and want to get bank loan. Can he get the loan after one year instead of immediate?

0 • 715 views

chew guat koh in Home Financing

asked on 8 Jan 2010

I am 43 and if I am interested to puchase a private condo. First thing I want to know when does the mortgage loan take effect. If I want to get a 20 year tenure loan.Should I act now or wait till 45.

0 • 811 views

chew guat koh in Home Financing

asked on 8 Jan 2010

I currently own a 4 room HDB flat opposit redhill mrt station and going to complete my mortgage loan in coming october. I was told that I can't purchase any private condo until at least 5 year stay in my current flat. I am now looking for new...

0 • 1039 views 6 Answers

Teo in Home Financing

asked on 8 Jan 2010

Does anyone know whether the mortgage rates quoted by banks are annual rates or effective rates?

0 • 624 views 1 Answer

Christine. in Home Financing

asked on 6 Jan 2010

I'm a first time and buying a place at sengkang. The valuation was $300k, COV $30k. Understand I have to pay a Deposit up to $5k, and the cov has to be paid up in cash too. Hence, the total cash payment is just $35k. The rest will have to be...

0 • 1091 views 5 Answers

mano in Home Financing

asked on 5 Jan 2010

I wld like to ask, would the bank be more generous in computing (and granting) the in-principal approval of my loan application (for new property) if I produce a copy of the OTP duly exercised by buyer of my existing property? Tks.

0 • 1050 views 7 Answers

Tung Gee Khim in Home Financing

asked on 2 Jan 2010

I currently owned a property in Aquarius By The Park, and I would want to sell away the current apartment and buy a Freehold apartment in District 15. I understand that if I sold away my current apartment, the money and accrued interest from CPF...

0 • 911 views 5 Answers

MW in Home Financing

asked on 2 Jan 2010

hi, I am a PR and currently living with husband in an HDB flat. I want to buy a private flat for my mother to stay. But I have worked in Singapore for less than 3 years and the amount in my CPF is very small. Can I buy a condo unit given that...

0 • 683 views

M D in Home Financing

asked on 1 Jan 2010

Dear expact,currently we are planning to buy a resale flat at Jurong area, 4room flat, I would like to know, how much cash we need to have in hand as our cpf account has no much money due to we just got our PR status not a while ago. I would like...

0 • 863 views 6 Answers

Weng C. in Home Financing

asked on 31 Dec 2009

I would like to seek advice from the gurus, based on my following financial criteria could I afford to purchase and own a pte condo: 1) Single. 2) Annual income - $62,000 3) CPF OA bal - $120,000 4) No other financial obligations. If...

0 • 1071 views 7 Answers

Nicole in Home Financing

asked on 30 Dec 2009

PR couple (self employed) want to buy 3 room flat. can experts here guide us where to get the best bank loan? What is interest rate? Rejected by UOB & DBS. Can someone guide us step by step on financing? what is capital outlay? Which area to...

0 • 1124 views 10 Answers

BHLIM in Home Financing

asked on 29 Dec 2009

I would like to sell my 5rooms unit at Jalan Teck whye with designer decor(master bedroom with walk-in wardrobe, study room) and looking of 3rooms condominium and with full faclilities near Clementi town. Q1 - Any banks intown can offer 90% load....

0 • 1031 views 6 Answers

Samuvel Saminathan in Home Financing

asked on 29 Dec 2009

Presently residing in a 5room flat bought at $206k.Now might be at About $350k.Might be selling and taking 50% from spouse.Need to get another house on my own.Presently i have about 75k of Cpf and hopefully 75k of cash,with a gross pay of...

0 • 706 views

Larry in Home Financing

asked on 29 Dec 2009

Hi experts, I have two question, hope you can help: 1) I am looking to buy a private condo next year (first time buyer), understand that banks will loan upto 80% of the price, for the remaining 20%, can I use CPF to pay or must I pay by cash?...

0 • 914 views 1 Answer

Gaurav kesharwani in Home Financing

asked on 29 Dec 2009

Hi, i am 28 and single,my gross annual salary is 76500, i have no other debt obligation, can you please tell me the maximum loan , i am eligible for.

0 • 1307 views 6 Answers

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