Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

chew guat koh in Home Financing

asked on 8 Jan 2010

I currently own a 4 room HDB flat opposit redhill mrt station and going to complete my mortgage loan in coming october. I was told that I can't purchase any private condo until at least 5 year stay in my current flat. I am now looking for new...

0 • 1036 views 6 Answers

Teo in Home Financing

asked on 8 Jan 2010

Does anyone know whether the mortgage rates quoted by banks are annual rates or effective rates?

0 • 624 views 1 Answer

Christine. in Home Financing

asked on 6 Jan 2010

I'm a first time and buying a place at sengkang. The valuation was $300k, COV $30k. Understand I have to pay a Deposit up to $5k, and the cov has to be paid up in cash too. Hence, the total cash payment is just $35k. The rest will have to be...

0 • 1086 views 5 Answers

mano in Home Financing

asked on 5 Jan 2010

I wld like to ask, would the bank be more generous in computing (and granting) the in-principal approval of my loan application (for new property) if I produce a copy of the OTP duly exercised by buyer of my existing property? Tks.

0 • 1040 views 7 Answers

Tung Gee Khim in Home Financing

asked on 2 Jan 2010

I currently owned a property in Aquarius By The Park, and I would want to sell away the current apartment and buy a Freehold apartment in District 15. I understand that if I sold away my current apartment, the money and accrued interest from CPF...

0 • 909 views 5 Answers

MW in Home Financing

asked on 2 Jan 2010

hi, I am a PR and currently living with husband in an HDB flat. I want to buy a private flat for my mother to stay. But I have worked in Singapore for less than 3 years and the amount in my CPF is very small. Can I buy a condo unit given that...

0 • 680 views

M D in Home Financing

asked on 1 Jan 2010

Dear expact,currently we are planning to buy a resale flat at Jurong area, 4room flat, I would like to know, how much cash we need to have in hand as our cpf account has no much money due to we just got our PR status not a while ago. I would like...

0 • 861 views 6 Answers

Weng C. in Home Financing

asked on 31 Dec 2009

I would like to seek advice from the gurus, based on my following financial criteria could I afford to purchase and own a pte condo: 1) Single. 2) Annual income - $62,000 3) CPF OA bal - $120,000 4) No other financial obligations. If...

0 • 1070 views 7 Answers

Nicole in Home Financing

asked on 30 Dec 2009

PR couple (self employed) want to buy 3 room flat. can experts here guide us where to get the best bank loan? What is interest rate? Rejected by UOB & DBS. Can someone guide us step by step on financing? what is capital outlay? Which area to...

0 • 1119 views 10 Answers

BHLIM in Home Financing

asked on 29 Dec 2009

I would like to sell my 5rooms unit at Jalan Teck whye with designer decor(master bedroom with walk-in wardrobe, study room) and looking of 3rooms condominium and with full faclilities near Clementi town. Q1 - Any banks intown can offer 90% load....

0 • 1030 views 6 Answers

Samuvel Saminathan in Home Financing

asked on 29 Dec 2009

Presently residing in a 5room flat bought at $206k.Now might be at About $350k.Might be selling and taking 50% from spouse.Need to get another house on my own.Presently i have about 75k of Cpf and hopefully 75k of cash,with a gross pay of...

0 • 704 views

Larry in Home Financing

asked on 29 Dec 2009

Hi experts, I have two question, hope you can help: 1) I am looking to buy a private condo next year (first time buyer), understand that banks will loan upto 80% of the price, for the remaining 20%, can I use CPF to pay or must I pay by cash?...

0 • 912 views

Gaurav kesharwani in Home Financing

asked on 29 Dec 2009

Hi, i am 28 and single,my gross annual salary is 76500, i have no other debt obligation, can you please tell me the maximum loan , i am eligible for.

0 • 1305 views 5 Answers

A. Ng in Home Financing

asked on 29 Dec 2009

If BTO is ready in 2015/ 2016, is it feasible to buy a resale 3/ 4-rm flat with bank loan for "investment", then dispose it before my BTO is abt to be ready? Thanks.

0 • 926 views 5 Answers

Matt in Home Financing

asked on 29 Dec 2009

Hi Gurus, need your expertise. Currently consider to buy a EM/5 room HDB. However, extremely low in cash. Can you advise if there is any chance to beef up the loan nearer to 100%? Or anyway to work it out?

0 • 662 views

Johnson Yap in Home Financing

asked on 29 Dec 2009

I am living with my parents in a 4-room hdb flat. We are looking at buying a condo in the east area. We are looking at condo priced circa 760k, and selling our 4-room flat at 320k. I need to know how the whole process goes. If we use 320k...

0 • 850 views

Serious Buyer in Home Financing

asked on 29 Dec 2009

Hi Expert out there. We are interested to get a 2nd property (private) by next Year. Our 1st property is HDB. Q1. Just wonder if we can use our cpf to finance the monthly installment? What are the terms & conditions? Q2. Which banks...

0 • 787 views 1 Answer

Abdullah Mohamad Hasan in Home Financing

asked on 28 Dec 2009

Hi,i currently own a 4rm flat and i would like to know if i could pay in full the housing loan if i were to downgrade to a 3 rm flat.Or maybe there are other alternatives to fully pay my current housing loan.

0 • 724 views

Zaza Zaza in Home Financing

asked on 28 Dec 2009

Hi, I'm contemplating purchasing a pte condo but I'm having problem with bank loan. I do have some bad credit (not bankruptcy) but my fiance's credit is clean. UOB rejected my in-principle application due to my outstanding loan although my fiance...

0 • 871 views

Liew in Home Financing

asked on 25 Dec 2009

Hi, I've place the Option Fee to the seller, now is looking for Letter of Offer from bank so that I can proceed to exercise the OTP. Like to ask is it that from here onwards I must decide on whether 80% or 90% loan on the letter of offer?...

0 • 1143 views 5 Answers

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