Property & Real Estate Discussions on Home Financing

3483 Results Found in Home Financing

ee thong koh in Home Financing

asked on 16 Jan 2010

After I have exercise the option of purchase, I decide not to proceed. Will my option fee be forfeited? On top of that, do I have to pay the seller and buyer agent commission fee?

0 • 1510 views 10 Answers

realthunder in Home Financing

asked on 16 Jan 2010

Hi, I signed and exercise the otp with a seller, but HDB says that the seller has not met MOP until April. I know that according to OTP, we can pursuit any claims from the seller. But then, we need a lawyer, which costs time and money. We are in...

0 • 1536 views 9 Answers

Yu Yan in Home Financing

asked on 15 Jan 2010

Hi, i am 25 this year. Single,my annual salary is ard 50000k pa, i have no other debt obligation, can you please tell me the maximum loan , i am eligible for.

0 • 1156 views 10 Answers

Lynn Soh in Home Financing

asked on 15 Jan 2010

Currently I am living in La Casa and intend to sell after 5 years. If I want to buy a resale flat, am I subjected to any resale levy or can I apply housing grant? I have used the housing grant in my purchase of La Casa last time.

0 • 1878 views 10 Answers

Weng C. in Home Financing

asked on 14 Jan 2010

Hi, I'd like to know, after 14 days the 4%(option exercise fee) is payable to seller direct or to lawyer? Thx.

1 • 1143 views 11 Answers

ang in Home Financing

asked on 12 Jan 2010

We are looking to buy a new condo unit, expected TOP Dec2011, I currently own a HDB flat and my cpf is tied to it. Will i be able to pay 5% of the new condo purchace price in cash and the balance 15% once TOP ? Will sell off my HDB prior to the...

0 • 2211 views 11 Answers

Wie Jun Chan in Home Financing

asked on 12 Jan 2010

Hi, May i know what is the current cash (5% or 10%) that need to be paid upfront for the deposit of a private property?

0 • 1087 views 11 Answers

CondoInterester in Home Financing

asked on 10 Jan 2010

I have a 5rm HDB flat which has already been fully paid for. Currently looking out to upgrade to a pte condo. My current HDB estimated can be sold for $400k and the condo I am eyeing for is around $800k. As a newbie in buying properties, I am...

0 • 1275 views 11 Answers

C Liu in Home Financing

asked on 9 Jan 2010

I have an existing loan amount of about SGD100K for the HDB i have and wish to take another loan to buy a pte condo for investment purposes, borrowing about SGD800k. My income is about SGD 100K pa and 29 years. May I know if it will be difficult...

0 • 807 views

Tk in Home Financing

asked on 8 Jan 2010

Just check if a buyer purchase a unit and want to get bank loan. Can he get the loan after one year instead of immediate?

0 • 726 views

chew guat koh in Home Financing

asked on 8 Jan 2010

I am 43 and if I am interested to puchase a private condo. First thing I want to know when does the mortgage loan take effect. If I want to get a 20 year tenure loan.Should I act now or wait till 45.

0 • 817 views

chew guat koh in Home Financing

asked on 8 Jan 2010

I currently own a 4 room HDB flat opposit redhill mrt station and going to complete my mortgage loan in coming october. I was told that I can't purchase any private condo until at least 5 year stay in my current flat. I am now looking for new...

0 • 1045 views 6 Answers

Teo in Home Financing

asked on 8 Jan 2010

Does anyone know whether the mortgage rates quoted by banks are annual rates or effective rates?

0 • 631 views 1 Answer

Christine. in Home Financing

asked on 6 Jan 2010

I'm a first time and buying a place at sengkang. The valuation was $300k, COV $30k. Understand I have to pay a Deposit up to $5k, and the cov has to be paid up in cash too. Hence, the total cash payment is just $35k. The rest will have to be...

0 • 1097 views 10 Answers

mano in Home Financing

asked on 5 Jan 2010

I wld like to ask, would the bank be more generous in computing (and granting) the in-principal approval of my loan application (for new property) if I produce a copy of the OTP duly exercised by buyer of my existing property? Tks.

0 • 1071 views 7 Answers

Tung Gee Khim in Home Financing

asked on 2 Jan 2010

I currently owned a property in Aquarius By The Park, and I would want to sell away the current apartment and buy a Freehold apartment in District 15. I understand that if I sold away my current apartment, the money and accrued interest from CPF...

0 • 912 views 5 Answers

MW in Home Financing

asked on 2 Jan 2010

hi, I am a PR and currently living with husband in an HDB flat. I want to buy a private flat for my mother to stay. But I have worked in Singapore for less than 3 years and the amount in my CPF is very small. Can I buy a condo unit given that...

0 • 692 views

M D in Home Financing

asked on 1 Jan 2010

Dear expact,currently we are planning to buy a resale flat at Jurong area, 4room flat, I would like to know, how much cash we need to have in hand as our cpf account has no much money due to we just got our PR status not a while ago. I would like...

0 • 865 views 6 Answers

Weng C. in Home Financing

asked on 31 Dec 2009

I would like to seek advice from the gurus, based on my following financial criteria could I afford to purchase and own a pte condo: 1) Single. 2) Annual income - $62,000 3) CPF OA bal - $120,000 4) No other financial obligations. If...

0 • 1077 views 7 Answers

Nicole in Home Financing

asked on 30 Dec 2009

PR couple (self employed) want to buy 3 room flat. can experts here guide us where to get the best bank loan? What is interest rate? Rejected by UOB & DBS. Can someone guide us step by step on financing? what is capital outlay? Which area to...

0 • 1129 views 10 Answers

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