Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Samuvel Saminathan in Home Financing

asked on 29 Dec 2009

Presently residing in a 5room flat bought at $206k.Now might be at About $350k.Might be selling and taking 50% from spouse.Need to get another house on my own.Presently i have about 75k of Cpf and hopefully 75k of cash,with a gross pay of...

0 • 708 views

Larry in Home Financing

asked on 29 Dec 2009

Hi experts, I have two question, hope you can help: 1) I am looking to buy a private condo next year (first time buyer), understand that banks will loan upto 80% of the price, for the remaining 20%, can I use CPF to pay or must I pay by cash?...

0 • 915 views 1 Answer

Gaurav kesharwani in Home Financing

asked on 29 Dec 2009

Hi, i am 28 and single,my gross annual salary is 76500, i have no other debt obligation, can you please tell me the maximum loan , i am eligible for.

0 • 1310 views 6 Answers

A. Ng in Home Financing

asked on 29 Dec 2009

If BTO is ready in 2015/ 2016, is it feasible to buy a resale 3/ 4-rm flat with bank loan for "investment", then dispose it before my BTO is abt to be ready? Thanks.

0 • 932 views 5 Answers

Matt in Home Financing

asked on 29 Dec 2009

Hi Gurus, need your expertise. Currently consider to buy a EM/5 room HDB. However, extremely low in cash. Can you advise if there is any chance to beef up the loan nearer to 100%? Or anyway to work it out?

0 • 665 views

Johnson Yap in Home Financing

asked on 29 Dec 2009

I am living with my parents in a 4-room hdb flat. We are looking at buying a condo in the east area. We are looking at condo priced circa 760k, and selling our 4-room flat at 320k. I need to know how the whole process goes. If we use 320k...

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Serious Buyer in Home Financing

asked on 29 Dec 2009

Hi Expert out there. We are interested to get a 2nd property (private) by next Year. Our 1st property is HDB. Q1. Just wonder if we can use our cpf to finance the monthly installment? What are the terms & conditions? Q2. Which banks...

0 • 796 views 1 Answer

Abdullah Mohamad Hasan in Home Financing

asked on 28 Dec 2009

Hi,i currently own a 4rm flat and i would like to know if i could pay in full the housing loan if i were to downgrade to a 3 rm flat.Or maybe there are other alternatives to fully pay my current housing loan.

0 • 729 views

Zaza Zaza in Home Financing

asked on 28 Dec 2009

Hi, I'm contemplating purchasing a pte condo but I'm having problem with bank loan. I do have some bad credit (not bankruptcy) but my fiance's credit is clean. UOB rejected my in-principle application due to my outstanding loan although my fiance...

0 • 877 views

Liew in Home Financing

asked on 25 Dec 2009

Hi, I've place the Option Fee to the seller, now is looking for Letter of Offer from bank so that I can proceed to exercise the OTP. Like to ask is it that from here onwards I must decide on whether 80% or 90% loan on the letter of offer?...

0 • 1152 views 5 Answers

GiGi in Home Financing

asked on 24 Dec 2009

Hi, Just a Question to ask. If buying a HDB using Bank Loan of 90% My Val is 315k and my purchase price is 330k. What are the other fees involved beside the COV 15k?? Eg Convenyancing Fees etc....??? Thank You

0 • 751 views 1 Answer

Nantha Kumar in Home Financing

asked on 23 Dec 2009

We signed the OTP document by paying SGD 5000( Option Fee 1000 & OTP Fee 4000). However from the seller side, they didnt submit the document to HDB as they mention in OTP that they submit within 45 days. However they didnt mention that they...

0 • 1005 views 6 Answers

Ah Long in Home Financing

asked on 23 Dec 2009

Hi Guru, I am currently renting a place and is looking to buy a landed property. Recently, I have come across a terrace house at Kembangan selling for $1.85 milllion (2400 land/3400 built up). Me and my wife like the house a lot but we are...

0 • 906 views 5 Answers

CeePee in Home Financing

asked on 22 Dec 2009

Hi! We have a 4rm HDB in Sengkang valued at approximately $350k and we would have fulfilled the five year mimimum occupancy period in Jan 2010. The property is fully paid for using our CPF a few years ago. We are considering selling it, does it...

0 • 3103 views 5 Answers

J T in Home Financing

asked on 22 Dec 2009

Can you recommend a bank valuer for private property and how much it costs?

0 • 1290 views 4 Answers

salehan suboh in Home Financing

asked on 21 Dec 2009

i married with my wife is a widow she aready buy 2x hdb flat n now she cant buy hdb resale flat from hdb loan the problem is i never buy any flat from hdb my question can i buy hdb resale flat from hdb loan

0 • 857 views 5 Answers

Bernard Goh in Home Financing

asked on 21 Dec 2009

My gf and myself are planning to look for HDB resales flat. Previously I had surrendered a new HDB unit due to separation from my ex-wife. HDB had told me that I will be banned for 5 years from purchasing a new flat from HDB, and no CPF housing...

0 • 1361 views 5 Answers

Sudhir in Home Financing

asked on 20 Dec 2009

Hi Guru, Once a home loan is approved (got letter of offer but not disbursed yet) can i take a personal loan from other banks. Can the bank deny to pay the home loan after approval?

0 • 1624 views 4 Answers

Stephanie Chuan in Home Financing

asked on 20 Dec 2009

I am a divorced SPR with 3 kids in joint custody but do not have the care and control, therefore HDB has cancelled my resale application. Please advise what will happen to my deposit, bank cancellation charges and agent's commission which I am...

1 • 1361 views 6 Answers

Mohd Yusri in Home Financing

asked on 17 Dec 2009

Hi, i am waiting for my appeal for a hle from HDB. The officer have assured me that HDb will consider for my appeal as i am unable to get from bank loan. My total CPF ordinary account plus together with my wife is 200k. I intend to buy a 4 room...

1 • 6411 views 8 Answers

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