Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Ashok in Home Financing

asked on 24 May 2010

Friend of mine aged 43 with cpf saving of OA with 20K & SA with 6K wants to buy a HDB jointly with his wife (aged 39) who has CPF saving of 11K in OA & 3.5K in SA. HOw they should go about in buying a 3 Bedroom HDB apartment? Pls suggest,...

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Joyce Thong in Home Financing

asked on 24 May 2010

Hi Gurus, I understand there may be problem in getting a bank loan if the property remaining lease is 60 years and below. Does this apply to buying a HDB? I am interested in getting a HDB in town area but many of them are 30yrs old and above. Am...

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tan richard in Home Financing

asked on 24 May 2010

Hi Sir, I've bought a condo at Geylang lor. 26, T.O.P 2014, when Must I applied for a bank loan by lastest? Is it difficult to get a bank loan. Thanks!

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Peter Wee in Home Financing

asked on 23 May 2010

Someone told me that Prudential offers the lowest rates for joint life mortage insurance. Is this true? And which company is reportedly offering a better rate?

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investorist in Home Financing

asked on 16 May 2010

does banks still provide interest only loans?

0 • 701 views

Catherine Pang in Home Financing

asked on 11 May 2010

For procedure of Home Loan from bank, must we obtain the Option To Purchase before going to bank to apply loan? OR can we require bank to give us a comfirmation on how much we can loan than we consider the flat type we can afford?

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Khin in Home Financing

asked on 11 May 2010

Hi there ! i m planning to buy a HDB resale flat as the first time.Should it be done housing loan application to bank prior we find a suitable flat or after?

0 • 958 views 11 Answers

Patrick in Home Financing

asked on 10 May 2010

Hello! I would like to know how many percentage of total loan is allowable for 2nd property purchase? 80% or 90%? Can I finance the loan from different back from the first one?

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Ross Hart in Home Financing

asked on 9 May 2010

I am male divorced. I have used a HDB loan for my 1st house (resale) without any grants. I am looking to purchase a unit with the following ; - CPF ; S$70K available - Dont have lots of cash for COV - Budget ; up to S%350K - Malay -...

0 • 2028 views 5 Answers

Rin in Home Financing

asked on 8 May 2010

Hi Gurus, need some advice below. 1)How much deposit do i need to provide, if i am interested to a new private property launch during its private preview? 2)Understand that i am required to pay 20% of the property price while i can borrow...

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Double Chin in Home Financing

asked on 6 May 2010

I have CPF Ordinary Account of 200+K, special Account of 60+K, I am 42 now. If I wish to use my monthly CPF contributions, so that I don't have to pay cash for the loan. My monthly income is 7K. What is the loan amount that I can get? I am...

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jc in Home Financing

asked on 5 May 2010

Hi Gurus I currently live in a fully paid up condo and am looking to buy a second private property for investment purpose. I need some advice on the price range I should look at based on these info : 41yo, single, OA ard $40k, cash on hand ard...

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Alina Maria coroian in Home Financing

asked on 4 May 2010

Hi, Just wanted to know if there are any banks or financial institutions helping buyers with the 20%down payment. Thank you

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Chew Winnie in Home Financing

asked on 3 May 2010

I understand that we need to set aside minimum sum of $117K before acquiring 2nd property, however we can pledge 50% under the HDB flat that we've fully paid. My Qns are :(1) How do we go about on the pledging the 50%? (2) As both husband and wife...

0 • 2934 views 4 Answers

Kim Ong in Home Financing

asked on 3 May 2010

hi, at the current market situation, the COV is high. If a buyer refuse or unable to fork out lot of cash, is there any other altnerative such as adjust the valuation of the flats ? can it be done ?

0 • 1148 views 6 Answers

TAR TAR KO in Home Financing

asked on 2 May 2010

Hi, Buyer 1 is 36 yrs old and balances in OA& SA are S$2000 & 6100 respectively.buyer 2 is 43 and OA 3200 & SA 16700.Current HDB is paying by CPF. Prefer to buy 2BR condo/apt if possible. Don't know my budget is enough or not.

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TAR TAR KO in Home Financing

asked on 2 May 2010

Hi Guru, I would like to buy resale condo/Private apartment(1BR/2BR). I have 100k+ cash in hand. I still have 130K outstanding loan to settle for my current HDB flat which I am paying 1K per month.I want to buy condo without selling my HDB flat...

0 • 2027 views 6 Answers

Worried in Home Financing

asked on 1 May 2010

Hi Guru, im actually wanted to sell my house and buy another and ive checked my cpf statement thus not quite understand wjat it means. Statement stated to refuned if i sell my property now is 39k. Does this statment above means i need to...

0 • 890 views 2 Answers

Mohd Nizam Mohd Noor in Home Financing

asked on 1 May 2010

I'm a first time buyer..can i opt out for HDB housing loan instead of the bank in buying the resale flat thru the house agent..?

0 • 1495 views 10 Answers

Ernie in Home Financing

asked on 29 Apr 2010

Is the 80% bank loan to buy HDB resale flat based only on valuation or valuation+ COV ?

0 • 2601 views 5 Answers

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