Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Mightyleftfoot in Home Financing

asked on 6 Jul 2010

Can the experts here give me some pointers? I have an EA HDB currently bought abt $325K 5 yrs ago. Now, the resale price is hovering above $500k. I do not have much cash on hand. If I plan to upgrade to a resale condo, say $750K, how much cash...

0 • 1200 views 11 Answers

HomeBuyer in Home Financing

asked on 1 Jul 2010

Hi, I am keen to buy a condo unit in D21, which is ~$1.3M. I plan to finance it with a 80% bank mortgage, and use my CPF OA to reduce the 20% downpayment required. The issue is that I have a cash shortfall of ~$50-60k in Dec 10, in order...

0 • 1852 views 9 Answers

April in Home Financing

asked on 30 Jun 2010

Hi, I am buying a 5rm HDB (first appointment with HDB in Aug). My agents have advised me to take the HDB loan which is currently has higher interest rate than banks. I would like to know whether it makes sense and what good packages are available...

0 • 754 views

Andrew Chin in Home Financing

asked on 28 Jun 2010

Hi, I am keen to sell my 3 room HDB flat and look for a 4 room flat. So I need advice what are the monetary related matters involve when I sell my current flat (under bank loan for abt 2 years now)? I need this figure so that I can adjust my...

0 • 1261 views 7 Answers

Sharon Tan in Home Financing

asked on 25 Jun 2010

Hi, i need to take up a bank loan for my HDB flat, as i need to return 120k to my ex-husbands CPF as a result of the house transfer. The HDB flat is fully paid up, however, due to the court order and me having to return the 120k (my own CPF...

0 • 2419 views 5 Answers

Kupta Anil in Home Financing

asked on 18 Jun 2010

Assuming I'm buying a condo unit at a purchase price of $1.4m when its market value is only $1m. Were I to pay $600k with my CPF funds and $50k with cash, will the bank loan me the remaining $750k, since anyhow it is still within 80% of the...

0 • 2424 views 10 Answers

Fiq in Home Financing

asked on 12 Jun 2010

Hi Guru, my wife and I 1st timer are looking for a 4room flat valuation @330k COV max @13k. HLE 382k and its gonna valid soon ard early august. Location prefered west area bt btk or cck. Not really concern on design & build, low or high flr...

0 • 782 views

Dilemma in Home Financing

asked on 12 Jun 2010

Hi, I'm a first time property buyer and I'm currently in a dilemma as to whether I should purchase from HDB or buy a condo. My husband is a foreigner and in the process of applying for his PR status by end of the year. In the meantime, he has no...

0 • 1066 views 5 Answers

R S in Home Financing

asked on 11 Jun 2010

I am buying an HDB flat in resale market, and I would like to know how much cash & by what time-line I should keep ready for proceeding with the transaction. Given below details, can you advise me plz. Transaction price - 450000 Val price -...

0 • 1413 views 10 Answers

Buyer in Home Financing

asked on 10 Jun 2010

Dear gurus, i own a hdb with an outstanding loan of abt $200k. If i were to buy another condo for investment, will the banks take my existing $200k loan into consideration?

0 • 966 views 8 Answers

Joseph Wong in Home Financing

asked on 10 Jun 2010

Hi Gurus, I currently owned a 4 room HDB flat (fully paid for) and is looking at upgrading to private property(condo). Understand about the 5% cash and 15% deposit. Assuming I do not want to come up with the huge outlay for the 15%, what options...

0 • 813 views

Edward Lim in Home Financing

asked on 6 Jun 2010

If I have enough CPF money to pay for my unit, would it be wiser to pay using my CPF or pay using a bank loan if the bank can offer me 1.6% interest which is lower than the 2.5% interest that CPF will pay me if I leave my money in CPF. Thank u.

0 • 1126 views 10 Answers

KAY in Home Financing

asked on 5 Jun 2010

Hi I will like to buy a 2rm flat and my cpf is only 25k, with a $1200 monthly pay. i have $150 000 cash. My mother will be moving in with me, and i am 28 years old. My mum already used up her HDB loan. is it possible for me to get a bank loan?...

0 • 905 views 5 Answers

Aung in Home Financing

asked on 5 Jun 2010

I interested below question. Please answer for me. thanks. my question is around PR and SERS. If the unit of PR owner goes for SERS, does he/she get new flat as same place ? Does PR get same benefit as citizens ? like Price of the new flat PR...

0 • 656 views

shirley fatihah in Home Financing

asked on 5 Jun 2010

Hi Guru,i looking for 4rm flat around sengkang or any east area with very low cov max cov its ard 10k...with my low HLE i only can buy less than 370k house...tks

0 • 578 views

DT in Home Financing

asked on 5 Jun 2010

Hi there, Could you pls advise where we could get overseas property finance from Singapore apart from NAB and Llyold bank? Just looking to get more information on the process, types of loans as well as our eligibility for an overseas home loan....

0 • 537 views

Alicia Aw Yong in Home Financing

asked on 5 Jun 2010

understand new rule imposed for subsale within 1 year, seller has to pay stamp duty. Is that one year time bar calculated from date written on sale and purchase agreememt or the date buyer excercise option to purchase form ?

0 • 901 views 1 Answer

Desiree in Home Financing

asked on 5 Jun 2010

Dear Gurus, I am looking to sell my condo unit (A)(99-yr) and getting another (B)(999-yr/FH). As this arrangement is purely for residing/relocation purposes, the ideal plan would be to use capital from the sale of A to finance B. Can this be done...

0 • 714 views 1 Answer

arulchelvi bragas in Home Financing

asked on 4 Jun 2010

hi i just got my loan approved roughly aroun 110k. i am looking for a 4 room flat in jurong woodland or yishun. i have calculated i have total 180k with my cpf grand and loan. and i can come out cash around 20k. can any one help to find me flat....

0 • 750 views 1 Answer

Melvin Oh in Home Financing

asked on 3 Jun 2010

For financing of condo, is the repayment via cpf or cash?

0 • 3509 views 11 Answers

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