Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Joseph Wong in Home Financing

asked on 10 Jun 2010

Hi Gurus, I currently owned a 4 room HDB flat (fully paid for) and is looking at upgrading to private property(condo). Understand about the 5% cash and 15% deposit. Assuming I do not want to come up with the huge outlay for the 15%, what options...

0 • 807 views

Edward Lim in Home Financing

asked on 6 Jun 2010

If I have enough CPF money to pay for my unit, would it be wiser to pay using my CPF or pay using a bank loan if the bank can offer me 1.6% interest which is lower than the 2.5% interest that CPF will pay me if I leave my money in CPF. Thank u.

0 • 1104 views 6 Answers

KAY in Home Financing

asked on 5 Jun 2010

Hi I will like to buy a 2rm flat and my cpf is only 25k, with a $1200 monthly pay. i have $150 000 cash. My mother will be moving in with me, and i am 28 years old. My mum already used up her HDB loan. is it possible for me to get a bank loan?...

0 • 901 views 5 Answers

Aung in Home Financing

asked on 5 Jun 2010

I interested below question. Please answer for me. thanks. my question is around PR and SERS. If the unit of PR owner goes for SERS, does he/she get new flat as same place ? Does PR get same benefit as citizens ? like Price of the new flat PR...

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shirley fatihah in Home Financing

asked on 5 Jun 2010

Hi Guru,i looking for 4rm flat around sengkang or any east area with very low cov max cov its ard 10k...with my low HLE i only can buy less than 370k house...tks

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DT in Home Financing

asked on 5 Jun 2010

Hi there, Could you pls advise where we could get overseas property finance from Singapore apart from NAB and Llyold bank? Just looking to get more information on the process, types of loans as well as our eligibility for an overseas home loan....

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Alicia Aw Yong in Home Financing

asked on 5 Jun 2010

understand new rule imposed for subsale within 1 year, seller has to pay stamp duty. Is that one year time bar calculated from date written on sale and purchase agreememt or the date buyer excercise option to purchase form ?

0 • 895 views 1 Answer

Desiree in Home Financing

asked on 5 Jun 2010

Dear Gurus, I am looking to sell my condo unit (A)(99-yr) and getting another (B)(999-yr/FH). As this arrangement is purely for residing/relocation purposes, the ideal plan would be to use capital from the sale of A to finance B. Can this be done...

0 • 708 views 1 Answer

arulchelvi bragas in Home Financing

asked on 4 Jun 2010

hi i just got my loan approved roughly aroun 110k. i am looking for a 4 room flat in jurong woodland or yishun. i have calculated i have total 180k with my cpf grand and loan. and i can come out cash around 20k. can any one help to find me flat....

0 • 750 views 1 Answer

Melvin Oh in Home Financing

asked on 3 Jun 2010

For financing of condo, is the repayment via cpf or cash?

0 • 3501 views 6 Answers

Srini Vadpalli Srinivas in Home Financing

asked on 2 Jun 2010

Would like to know, which bank is offering the lowest interest rates for a housing finance loan?

0 • 810 views

Patrick in Home Financing

asked on 31 May 2010

Dear Guru, may i know if can I utilize my OA ONLY for stamp duty payment if I have more than sgd60k in SA? Is it possible to use cpf to serve two housing loan instalments?

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Wenjie Lin in Home Financing

asked on 30 May 2010

Dear Gurus, I am exploring the possibilities of buying a condo. May i ask noe how is the payment n financing scheme like if i were to buy a condo? How much cash portion do we have to get ready? Can we take a HDB loan to finance the the condo? If...

0 • 2765 views 8 Answers

Charmaine Medina in Home Financing

asked on 29 May 2010

I am a PR planning to buy but I don't have cash or savings except my money in CPF amounting 20K+. I am planning to buy 2+1 HDB maybe this or next year. I would like to know if it is still possible to get one without deposit or no cash out...

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RamKy in Home Financing

asked on 26 May 2010

Hi, I would like to know mortgage insurance regarding pvt property. Is it advisable to purchase insurance during the construction period itself? Still the proerty not reaches TOP. Looking for advise RamKy

0 • 740 views

Oliver Wong in Home Financing

asked on 26 May 2010

I would like to know if I have already bought a second property and has set aside $58,500 (SA or OA)in CPF but now CPF Minimum Sum will be gradually raised to $61500 as at 1 July 2010. I would like to know do I need to top up the $3000 different...

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Ms Worried in Home Financing

asked on 24 May 2010

My agent has made some amendments on the valuation report. He deleted the "Valuation Report requster's name". Which I think it's his name. Is there any implication for application of bank loan. Is the valuation report still vaild?

0 • 1683 views 4 Answers

Ashok in Home Financing

asked on 24 May 2010

Friend of mine aged 43 with cpf saving of OA with 20K & SA with 6K wants to buy a HDB jointly with his wife (aged 39) who has CPF saving of 11K in OA & 3.5K in SA. HOw they should go about in buying a 3 Bedroom HDB apartment? Pls suggest,...

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Joyce Thong in Home Financing

asked on 24 May 2010

Hi Gurus, I understand there may be problem in getting a bank loan if the property remaining lease is 60 years and below. Does this apply to buying a HDB? I am interested in getting a HDB in town area but many of them are 30yrs old and above. Am...

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tan richard in Home Financing

asked on 24 May 2010

Hi Sir, I've bought a condo at Geylang lor. 26, T.O.P 2014, when Must I applied for a bank loan by lastest? Is it difficult to get a bank loan. Thanks!

0 • 1479 views 10 Answers

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