Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

lizardo in Home Financing

asked on 13 Jul 2010

I currently own a E-Condo for which I have paid down the loan to below $75,000. Is it possible to refinance the loan to say $200,000, and extract the cash component? Presuming the cash extracted is returned to CPF, would I still be able to use...

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Chris R in Home Financing

asked on 12 Jul 2010

hi Gurus, I am a PR and need to take 80% valuation price as bank loan for buying a hdb resale flat. ie 280k. Apart from this 80% bank loan i need another 35k personal loan to pay my COV. My Annual income is 50k. Am i eligible for both the loans...

0 • 1258 views 6 Answers

Danny Thng in Home Financing

asked on 12 Jul 2010

I downgraded from a 5rm(HDB Loan) to a 3rm(HDB Loan) due to a no choice and quick pick from resale market. Right now, I want to move into another 3 rm flat, does that consider downgrading? I have already taken 2 HDB loans, can I get a third? Now...

0 • 2690 views 6 Answers

Mightyleftfoot in Home Financing

asked on 6 Jul 2010

Can the experts here give me some pointers? I have an EA HDB currently bought abt $325K 5 yrs ago. Now, the resale price is hovering above $500k. I do not have much cash on hand. If I plan to upgrade to a resale condo, say $750K, how much cash...

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HomeBuyer in Home Financing

asked on 1 Jul 2010

Hi, I am keen to buy a condo unit in D21, which is ~$1.3M. I plan to finance it with a 80% bank mortgage, and use my CPF OA to reduce the 20% downpayment required. The issue is that I have a cash shortfall of ~$50-60k in Dec 10, in order...

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April in Home Financing

asked on 30 Jun 2010

Hi, I am buying a 5rm HDB (first appointment with HDB in Aug). My agents have advised me to take the HDB loan which is currently has higher interest rate than banks. I would like to know whether it makes sense and what good packages are available...

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Andrew Chin in Home Financing

asked on 28 Jun 2010

Hi, I am keen to sell my 3 room HDB flat and look for a 4 room flat. So I need advice what are the monetary related matters involve when I sell my current flat (under bank loan for abt 2 years now)? I need this figure so that I can adjust my...

0 • 1243 views 7 Answers

Sharon Tan in Home Financing

asked on 25 Jun 2010

Hi, i need to take up a bank loan for my HDB flat, as i need to return 120k to my ex-husbands CPF as a result of the house transfer. The HDB flat is fully paid up, however, due to the court order and me having to return the 120k (my own CPF...

0 • 2399 views 7 Answers

Kupta Anil in Home Financing

asked on 18 Jun 2010

Assuming I'm buying a condo unit at a purchase price of $1.4m when its market value is only $1m. Were I to pay $600k with my CPF funds and $50k with cash, will the bank loan me the remaining $750k, since anyhow it is still within 80% of the...

0 • 2407 views 5 Answers

Fiq in Home Financing

asked on 12 Jun 2010

Hi Guru, my wife and I 1st timer are looking for a 4room flat valuation @330k COV max @13k. HLE 382k and its gonna valid soon ard early august. Location prefered west area bt btk or cck. Not really concern on design & build, low or high flr...

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Dilemma in Home Financing

asked on 12 Jun 2010

Hi, I'm a first time property buyer and I'm currently in a dilemma as to whether I should purchase from HDB or buy a condo. My husband is a foreigner and in the process of applying for his PR status by end of the year. In the meantime, he has no...

0 • 1054 views 5 Answers

R S in Home Financing

asked on 11 Jun 2010

I am buying an HDB flat in resale market, and I would like to know how much cash & by what time-line I should keep ready for proceeding with the transaction. Given below details, can you advise me plz. Transaction price - 450000 Val price -...

0 • 1407 views 5 Answers

Buyer in Home Financing

asked on 10 Jun 2010

Dear gurus, i own a hdb with an outstanding loan of abt $200k. If i were to buy another condo for investment, will the banks take my existing $200k loan into consideration?

0 • 949 views 8 Answers

Joseph Wong in Home Financing

asked on 10 Jun 2010

Hi Gurus, I currently owned a 4 room HDB flat (fully paid for) and is looking at upgrading to private property(condo). Understand about the 5% cash and 15% deposit. Assuming I do not want to come up with the huge outlay for the 15%, what options...

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Edward Lim in Home Financing

asked on 6 Jun 2010

If I have enough CPF money to pay for my unit, would it be wiser to pay using my CPF or pay using a bank loan if the bank can offer me 1.6% interest which is lower than the 2.5% interest that CPF will pay me if I leave my money in CPF. Thank u.

0 • 1101 views 6 Answers

KAY in Home Financing

asked on 5 Jun 2010

Hi I will like to buy a 2rm flat and my cpf is only 25k, with a $1200 monthly pay. i have $150 000 cash. My mother will be moving in with me, and i am 28 years old. My mum already used up her HDB loan. is it possible for me to get a bank loan?...

0 • 897 views 5 Answers

Aung in Home Financing

asked on 5 Jun 2010

I interested below question. Please answer for me. thanks. my question is around PR and SERS. If the unit of PR owner goes for SERS, does he/she get new flat as same place ? Does PR get same benefit as citizens ? like Price of the new flat PR...

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shirley fatihah in Home Financing

asked on 5 Jun 2010

Hi Guru,i looking for 4rm flat around sengkang or any east area with very low cov max cov its ard 10k...with my low HLE i only can buy less than 370k house...tks

0 • 574 views

DT in Home Financing

asked on 5 Jun 2010

Hi there, Could you pls advise where we could get overseas property finance from Singapore apart from NAB and Llyold bank? Just looking to get more information on the process, types of loans as well as our eligibility for an overseas home loan....

0 • 527 views

Alicia Aw Yong in Home Financing

asked on 5 Jun 2010

understand new rule imposed for subsale within 1 year, seller has to pay stamp duty. Is that one year time bar calculated from date written on sale and purchase agreememt or the date buyer excercise option to purchase form ?

0 • 892 views 1 Answer

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