Property & Real Estate Discussions on Home Financing

3483 Results Found in Home Financing

Kami Lim in Home Financing

asked on 4 Aug 2010

Recently my friend bought a HDB 3NG apartment. The agent who sold the apartment insists that even if the mortgage loan is not taken with the bank recommended by agent, agent wants the bank commission and insisted that my friend makes it clear to...

0 • 2739 views 11 Answers

Wendy Cheok in Home Financing

asked on 4 Aug 2010

Hi how do i apply for letter of offer from the bank? I can ask from a few bank or can only chose one bank? Btw any recommendation which bank rate is good right now? What kind of supporting letter do i need if i want to apply for letter of offer?

0 • 22022 views 16 Answers

Condo Buyer in Home Financing

asked on 1 Aug 2010

I intend to sell my HDB to buy a new launch which will TOP in a few years' time. Can I use CPF for the 20% down-payment, or do I still have to meet the minimum sum of 62k? Thanks.

0 • 823 views 1 Answer

Lena Low in Home Financing

asked on 1 Aug 2010

I intend to sell my place, a five-rm executive flat at Jelebu road and purchase a small terrace house which is freehold around this area. What is the estimated price for my current place? After deducting this sum of money, what is the estimated...

0 • 1717 views 8 Answers

John in Home Financing

asked on 30 Jul 2010

I would like to know is it possible to get bank loan if one still own bank but able to finace more than 50% of the new flat thru CPF fund and monthly CPF is more than enough to cover installment. Thanks

0 • 757 views 1 Answer

Sunny in Home Financing

asked on 24 Jul 2010

I owned a 5-rm HDB flat in AMK, montly $700 installment, remaining of 160k balance HDB loan to be settled. Next year June will reach 5 yr occupancy. My question: is it possible to refinance my current property to buy second private property...

0 • 2299 views 7 Answers

YT in Home Financing

asked on 22 Jul 2010

Is it still possible nowadays to obtain more than 80% financing for new projects?

0 • 808 views 1 Answer

Sahri Kasmuri in Home Financing

asked on 21 Jul 2010

What is capital refinancing and how does it work?

0 • 4575 views 8 Answers

Lim Calissa in Home Financing

asked on 19 Jul 2010

Hi, my husband and I currently have a 4 Room HDB Flat under both of our names. If we intend to get a private property, and he is buying the pte property with his name solely, would it affect his loan application if I have my own personal loan...

0 • 1331 views 7 Answers

over_board in Home Financing

asked on 17 Jul 2010

Hi, I need some advice about the financial aspects on property investment. Intend to purchase a condo unit to lease. My monthly gross salary is about $5600 and I currently have about $80k in my cpf + another $80k in cash. What is the budget that...

0 • 1130 views 11 Answers

Lim Yong peng in Home Financing

asked on 17 Jul 2010

Buying overseas property. Experts have have deliberated that for buying investment properties, the little or no-money down payment method was one of the good options as compared to the P/I financing method. The I/O method, gives investors...

0 • 599 views 2 Answers

lizardo in Home Financing

asked on 13 Jul 2010

I currently own a E-Condo for which I have paid down the loan to below $75,000. Is it possible to refinance the loan to say $200,000, and extract the cash component? Presuming the cash extracted is returned to CPF, would I still be able to use...

0 • 826 views

Chris R in Home Financing

asked on 12 Jul 2010

hi Gurus, I am a PR and need to take 80% valuation price as bank loan for buying a hdb resale flat. ie 280k. Apart from this 80% bank loan i need another 35k personal loan to pay my COV. My Annual income is 50k. Am i eligible for both the loans...

0 • 1265 views 11 Answers

Danny Thng in Home Financing

asked on 12 Jul 2010

I downgraded from a 5rm(HDB Loan) to a 3rm(HDB Loan) due to a no choice and quick pick from resale market. Right now, I want to move into another 3 rm flat, does that consider downgrading? I have already taken 2 HDB loans, can I get a third? Now...

0 • 2708 views 11 Answers

Mightyleftfoot in Home Financing

asked on 6 Jul 2010

Can the experts here give me some pointers? I have an EA HDB currently bought abt $325K 5 yrs ago. Now, the resale price is hovering above $500k. I do not have much cash on hand. If I plan to upgrade to a resale condo, say $750K, how much cash...

0 • 1198 views 11 Answers

HomeBuyer in Home Financing

asked on 1 Jul 2010

Hi, I am keen to buy a condo unit in D21, which is ~$1.3M. I plan to finance it with a 80% bank mortgage, and use my CPF OA to reduce the 20% downpayment required. The issue is that I have a cash shortfall of ~$50-60k in Dec 10, in order...

0 • 1851 views 9 Answers

April in Home Financing

asked on 30 Jun 2010

Hi, I am buying a 5rm HDB (first appointment with HDB in Aug). My agents have advised me to take the HDB loan which is currently has higher interest rate than banks. I would like to know whether it makes sense and what good packages are available...

0 • 752 views

Andrew Chin in Home Financing

asked on 28 Jun 2010

Hi, I am keen to sell my 3 room HDB flat and look for a 4 room flat. So I need advice what are the monetary related matters involve when I sell my current flat (under bank loan for abt 2 years now)? I need this figure so that I can adjust my...

0 • 1257 views 7 Answers

Sharon Tan in Home Financing

asked on 25 Jun 2010

Hi, i need to take up a bank loan for my HDB flat, as i need to return 120k to my ex-husbands CPF as a result of the house transfer. The HDB flat is fully paid up, however, due to the court order and me having to return the 120k (my own CPF...

0 • 2413 views 7 Answers

Kupta Anil in Home Financing

asked on 18 Jun 2010

Assuming I'm buying a condo unit at a purchase price of $1.4m when its market value is only $1m. Were I to pay $600k with my CPF funds and $50k with cash, will the bank loan me the remaining $750k, since anyhow it is still within 80% of the...

0 • 2420 views 10 Answers

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