Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

spoonie in Home Financing

asked on 19 Aug 2010

I'm currently staying in a 4-room HDB; bought for $236K (with housing grant), O/S loan now: $167K. Market price for my area's 4 room is ard $380 - $400. I'm planning to sell and go for a condo at Tampines, my combined CPF with my wife is $40K now,...

0 • 869 views 3 Answers

Chek Tien Tan in Home Financing

asked on 19 Aug 2010

Hope someone can help correct this calculation of finances to buy a resale flat. (the cash amt simply too crazy for me liao...) Also note that me and my fiance is not eligible for any grants. Sale Information ---------------- Type of Flat (3...

0 • 1207 views 2 Answers

Vincent in Home Financing

asked on 18 Aug 2010

Hi Gurus, I will like to check if the combined income between my fiancee and i are over 8k monthly, do we still qualify for the first time grant of $30k grant and addition $10k grant for living near parents if we were to purchase a resale flat...

0 • 657 views

Polar Express in Home Financing

asked on 15 Aug 2010

I intend to seek refinancing on a pte condo I purchased almost 1 yr ago to pay off outstanding hdb loan of my parents' hdb. I purchased it at $800k back then at 90% loan. Assuming its current valuation has gone up to $880k, will I get a...

0 • 805 views 1 Answer

SG Boy in Home Financing

asked on 14 Aug 2010

How much of the min sum must be set aside for a HDB owner buying a private property? what is the tax payable for investment private property?

0 • 760 views 1 Answer

Michael Zhang in Home Financing

asked on 8 Aug 2010

Looking for invest/buy a 2 or 3 bed room condo in east coast. What is the policy for mortgage for foreigner?

0 • 1372 views 2 Answers

Kami Lim in Home Financing

asked on 4 Aug 2010

Recently my friend bought a HDB 3NG apartment. The agent who sold the apartment insists that even if the mortgage loan is not taken with the bank recommended by agent, agent wants the bank commission and insisted that my friend makes it clear to...

0 • 2725 views 1 Answer

Wendy Cheok in Home Financing

asked on 4 Aug 2010

Hi how do i apply for letter of offer from the bank? I can ask from a few bank or can only chose one bank? Btw any recommendation which bank rate is good right now? What kind of supporting letter do i need if i want to apply for letter of offer?

0 • 21905 views 4 Answers

Condo Buyer in Home Financing

asked on 1 Aug 2010

I intend to sell my HDB to buy a new launch which will TOP in a few years' time. Can I use CPF for the 20% down-payment, or do I still have to meet the minimum sum of 62k? Thanks.

0 • 813 views 1 Answer

Lena Low in Home Financing

asked on 1 Aug 2010

I intend to sell my place, a five-rm executive flat at Jelebu road and purchase a small terrace house which is freehold around this area. What is the estimated price for my current place? After deducting this sum of money, what is the estimated...

0 • 1706 views 8 Answers

John in Home Financing

asked on 30 Jul 2010

I would like to know is it possible to get bank loan if one still own bank but able to finace more than 50% of the new flat thru CPF fund and monthly CPF is more than enough to cover installment. Thanks

0 • 743 views 1 Answer

Sunny in Home Financing

asked on 24 Jul 2010

I owned a 5-rm HDB flat in AMK, montly $700 installment, remaining of 160k balance HDB loan to be settled. Next year June will reach 5 yr occupancy. My question: is it possible to refinance my current property to buy second private property...

0 • 2280 views 3 Answers

YT in Home Financing

asked on 22 Jul 2010

Is it still possible nowadays to obtain more than 80% financing for new projects?

0 • 806 views 1 Answer

Sahri Kasmuri in Home Financing

asked on 21 Jul 2010

What is capital refinancing and how does it work?

0 • 4556 views 3 Answers

Lim Calissa in Home Financing

asked on 19 Jul 2010

Hi, my husband and I currently have a 4 Room HDB Flat under both of our names. If we intend to get a private property, and he is buying the pte property with his name solely, would it affect his loan application if I have my own personal loan...

0 • 1319 views 2 Answers

over_board in Home Financing

asked on 17 Jul 2010

Hi, I need some advice about the financial aspects on property investment. Intend to purchase a condo unit to lease. My monthly gross salary is about $5600 and I currently have about $80k in my cpf + another $80k in cash. What is the budget that...

0 • 1119 views 1 Answer

Lim Yong peng in Home Financing

asked on 17 Jul 2010

Buying overseas property. Experts have have deliberated that for buying investment properties, the little or no-money down payment method was one of the good options as compared to the P/I financing method. The I/O method, gives investors...

0 • 592 views 2 Answers

lizardo in Home Financing

asked on 13 Jul 2010

I currently own a E-Condo for which I have paid down the loan to below $75,000. Is it possible to refinance the loan to say $200,000, and extract the cash component? Presuming the cash extracted is returned to CPF, would I still be able to use...

0 • 821 views

Chris R in Home Financing

asked on 12 Jul 2010

hi Gurus, I am a PR and need to take 80% valuation price as bank loan for buying a hdb resale flat. ie 280k. Apart from this 80% bank loan i need another 35k personal loan to pay my COV. My Annual income is 50k. Am i eligible for both the loans...

0 • 1256 views

Danny Thng in Home Financing

asked on 12 Jul 2010

I downgraded from a 5rm(HDB Loan) to a 3rm(HDB Loan) due to a no choice and quick pick from resale market. Right now, I want to move into another 3 rm flat, does that consider downgrading? I have already taken 2 HDB loans, can I get a third? Now...

0 • 2672 views 1 Answer

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