Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Ms. CK in Home Financing

asked on 17 Sept 2010

Dear Experts, Both my husband and I are currently living in the States. We are interested in buying a condo for investment. I'm a S'porean and husband is an American. We've approx. S$700,000 cash and an annual income of S$200,000. We've pte pty in...

0 • 1106 views 7 Answers

Andy in Home Financing

asked on 15 Sept 2010

Is bridging loan a good idea when my cash and cpf has not been dispersed by HDB yet? I just sold my HDB flat and looking to buy a condo.

0 • 6413 views 8 Answers

Andy Chua in Home Financing

asked on 15 Sept 2010

I just sold my 5 room HDB flat for 750k. My wife and my income is about 60K each per am. We are planning to buy a condo but our cash $200k profit and CPF about $250k is tied in until HDB releases it to us. My question is, can we afford a condo...

0 • 2008 views 3 Answers

JW in Home Financing

asked on 14 Sept 2010

I have an o/s hdb loan of about 12 years remaining. P + I o/s ~ 150K. I noticed that there are refinancing packages in the market for hdb flats. Can anyone advise if I can save more using bank loans instead? Also, can I continue to use CPF to...

0 • 894 views 2 Answers

Mugen Fire in Home Financing

asked on 14 Sept 2010

Let say my loan amount is $150,000. Can I ask bank give me loan of $180,000 in which $30,000 would be in a form of cash?

0 • 749 views

Chia Seng Heng in Home Financing

asked on 13 Sept 2010

Hi, if any of the gurus can advice. i am stuck in a situation that i am not qualify for HDB loan Due to my salary too high and i can't take bank loan because i have bad debts with them...so how am i going to purchased a new resale flat and...

0 • 1523 views 6 Answers

Robin in Home Financing

asked on 13 Sept 2010

If a first timer wants to purchase a resale unit worth 350k and a COV of 35K. how much cash do we actually need to fork out besides the HDB loan? i checked HDB website and see that the stamp fees and other fees can be covered using CPF. is it...

0 • 749 views 1 Answer

Mugen Fire in Home Financing

asked on 13 Sept 2010

I heard that once the home loan amount is below $100,000, there won’t be any bank would let you take in for refinance. Meaning that have to stick with the bank until the end of the loan period.

0 • 1190 views 5 Answers

Fervor in Home Financing

asked on 12 Sept 2010

Hi Experts, with combined income of $6k, cash of $200k and CPF of $160k, what are the prices I should be looking at? I'm currently 30 and a first-time buyer too. Your opinions are muchly appreciated.

0 • 1341 views 7 Answers

Mugen Fire in Home Financing

asked on 11 Sept 2010

May I know what is the interest rate of renovation loan? Any minmum loan amount is require?

0 • 795 views 1 Answer

Mugen Fire in Home Financing

asked on 8 Sept 2010

Would I be able to get 90% loan if I’m buying new flat from HDB? Can anyone explain how the 50% of the cash need to be pump back CPF if I’m selling my current HDB flat at 400K. Example my HDB outstanding at $200K, CPF outstanding at...

0 • 770 views

Hema latha in Home Financing

asked on 7 Sept 2010

My dad and mum are in the process of divorce. They just sold the flat. I was wondering if she could purchase a flat with a loan. We tried Posb, but they did not reply back. My mum earns 1005.80(Basic Pay excluding incentives). She has got about...

0 • 972 views 6 Answers

Desmond Lim in Home Financing

asked on 7 Sept 2010

I've 5-rm hdb and I've calculated that I can clear the mortgage loan using my cpf. It was bought at $200k (first timer). Let's say I'm selling it at $350k. What will be my net profit ? What are the admin fees and charges ? Please advise. Thx !

0 • 799 views 1 Answer

Mugen Fire in Home Financing

asked on 6 Sept 2010

When we get bank loan for flat purchase, we can use CPF to pay on a monthly basic? Any shortfall we have to top up in cash?

0 • 857 views

Mugen Fire in Home Financing

asked on 5 Sept 2010

Let say I buy a unit Valuation 560K & COV 40K, I sell my unit Valuation 600K & COV 50K. Can I conclude to say that I do not have to come out a single cent? Would I be able to have extra like 30K for my renovation cost?

0 • 950 views 4 Answers

A N in Home Financing

asked on 5 Sept 2010

Dear Guru, I'm a co-owner of a Private EC with my Parents and I've used my CPF to help pay-off the mortgage. Can I use my CPF Savings again to buy a 2nd pte property and Co-Own with my partner? For eg, paying for10%~ 20% of the purchase price...

0 • 877 views 1 Answer

panchanathan nagarajan in Home Financing

asked on 3 Sept 2010

Can i have loan 90% now any of the bank

0 • 2504 views 6 Answers

Diaz in Home Financing

asked on 1 Sept 2010

The Landlord shall pay a commission of equivalent of Singapore Dollars $800 to *** Properties at the time of signing this AGREEMENT. The Tenant shall pay documentation and administrative fees of Singapore Dollars $800 to the Agency ***...

0 • 1767 views 5 Answers

. Wong in Home Financing

asked on 31 Aug 2010

When I sell my private subsale unit, do I need to pay 1% of the purchase price paid? What is that? I know that I need to pay the bank the penalty fees including clawback, undisburse loan penalty fees, lawyers fees, agent commission,

0 • 1235 views 6 Answers

Curious Buyer in Home Financing

asked on 31 Aug 2010

Hi property guru, Currently staying in HDB flat, i am interested to apply for an EC. But how do i finance an incomplete property before selling my existing flat? As i only eligible for 20 yrs loan before i hit 65 yrs old therefore couldn't take...

0 • 859 views 2 Answers

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