Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

JW in Home Financing

asked on 14 Sept 2010

I have an o/s hdb loan of about 12 years remaining. P + I o/s ~ 150K. I noticed that there are refinancing packages in the market for hdb flats. Can anyone advise if I can save more using bank loans instead? Also, can I continue to use CPF to...

0 • 892 views 2 Answers

Mugen Fire in Home Financing

asked on 14 Sept 2010

Let say my loan amount is $150,000. Can I ask bank give me loan of $180,000 in which $30,000 would be in a form of cash?

0 • 746 views

Chia Seng Heng in Home Financing

asked on 13 Sept 2010

Hi, if any of the gurus can advice. i am stuck in a situation that i am not qualify for HDB loan Due to my salary too high and i can't take bank loan because i have bad debts with them...so how am i going to purchased a new resale flat and...

0 • 1514 views 6 Answers

Robin in Home Financing

asked on 13 Sept 2010

If a first timer wants to purchase a resale unit worth 350k and a COV of 35K. how much cash do we actually need to fork out besides the HDB loan? i checked HDB website and see that the stamp fees and other fees can be covered using CPF. is it...

0 • 746 views 1 Answer

Mugen Fire in Home Financing

asked on 13 Sept 2010

I heard that once the home loan amount is below $100,000, there won’t be any bank would let you take in for refinance. Meaning that have to stick with the bank until the end of the loan period.

0 • 1184 views 5 Answers

Fervor in Home Financing

asked on 12 Sept 2010

Hi Experts, with combined income of $6k, cash of $200k and CPF of $160k, what are the prices I should be looking at? I'm currently 30 and a first-time buyer too. Your opinions are muchly appreciated.

0 • 1334 views 7 Answers

Mugen Fire in Home Financing

asked on 11 Sept 2010

May I know what is the interest rate of renovation loan? Any minmum loan amount is require?

0 • 790 views 1 Answer

Mugen Fire in Home Financing

asked on 8 Sept 2010

Would I be able to get 90% loan if I’m buying new flat from HDB? Can anyone explain how the 50% of the cash need to be pump back CPF if I’m selling my current HDB flat at 400K. Example my HDB outstanding at $200K, CPF outstanding at...

0 • 767 views

Hema latha in Home Financing

asked on 7 Sept 2010

My dad and mum are in the process of divorce. They just sold the flat. I was wondering if she could purchase a flat with a loan. We tried Posb, but they did not reply back. My mum earns 1005.80(Basic Pay excluding incentives). She has got about...

0 • 967 views 6 Answers

Desmond Lim in Home Financing

asked on 7 Sept 2010

I've 5-rm hdb and I've calculated that I can clear the mortgage loan using my cpf. It was bought at $200k (first timer). Let's say I'm selling it at $350k. What will be my net profit ? What are the admin fees and charges ? Please advise. Thx !

0 • 794 views 1 Answer

Mugen Fire in Home Financing

asked on 6 Sept 2010

When we get bank loan for flat purchase, we can use CPF to pay on a monthly basic? Any shortfall we have to top up in cash?

0 • 855 views

Mugen Fire in Home Financing

asked on 5 Sept 2010

Let say I buy a unit Valuation 560K & COV 40K, I sell my unit Valuation 600K & COV 50K. Can I conclude to say that I do not have to come out a single cent? Would I be able to have extra like 30K for my renovation cost?

0 • 949 views 4 Answers

A N in Home Financing

asked on 5 Sept 2010

Dear Guru, I'm a co-owner of a Private EC with my Parents and I've used my CPF to help pay-off the mortgage. Can I use my CPF Savings again to buy a 2nd pte property and Co-Own with my partner? For eg, paying for10%~ 20% of the purchase price...

0 • 872 views 1 Answer

panchanathan nagarajan in Home Financing

asked on 3 Sept 2010

Can i have loan 90% now any of the bank

0 • 2498 views 6 Answers

Diaz in Home Financing

asked on 1 Sept 2010

The Landlord shall pay a commission of equivalent of Singapore Dollars $800 to *** Properties at the time of signing this AGREEMENT. The Tenant shall pay documentation and administrative fees of Singapore Dollars $800 to the Agency ***...

0 • 1764 views 5 Answers

. Wong in Home Financing

asked on 31 Aug 2010

When I sell my private subsale unit, do I need to pay 1% of the purchase price paid? What is that? I know that I need to pay the bank the penalty fees including clawback, undisburse loan penalty fees, lawyers fees, agent commission,

0 • 1233 views 6 Answers

Curious Buyer in Home Financing

asked on 31 Aug 2010

Hi property guru, Currently staying in HDB flat, i am interested to apply for an EC. But how do i finance an incomplete property before selling my existing flat? As i only eligible for 20 yrs loan before i hit 65 yrs old therefore couldn't take...

0 • 855 views 2 Answers

Alina Maria coroian in Home Financing

asked on 30 Aug 2010

Hi... Just wanna ask if there are any banks giving loan up to 90% for purchasing and HDB.

0 • 709 views

May Pan in Home Financing

asked on 30 Aug 2010

1. What would it be the deposit requirements now in view of the new measure just announced by the Government? 2.For a private property (studio typed - lowest price), what would be the minimum cash (all in)i need to have? 3. What would it be...

0 • 4069 views 4 Answers

goh daniel in Home Financing

asked on 29 Aug 2010

hi, i am buying a brand new HDB which cost close to 500k. If i intend to stay for about 10 years, is it wise to pay by CPF, or CPF and cash? As i am afraid, i might not gain profit when returning cpf accrued interest.

0 • 818 views

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