Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

John Doh in Home Financing

asked on 24 Sept 2010

Our combine CPF balance is about $340K , we have ready cash about $80k . My annual income is about $60k . I have just sold my 5 rm property . Is it advisable(in terms of financing the mortgage loan) for me to purchase a flat that cost above $600K .

0 • 1248 views 11 Answers

J. Lee in Home Financing

asked on 23 Sept 2010

Interested to buy a studio apartment ($800K), Ready Cash $120K, CPF $200K. Need to loan the balance, with monthly salary $4,500....no other loan commitment. Please advise. Thanks

0 • 1261 views 15 Answers

hannah koh in Home Financing

asked on 23 Sept 2010

What is property re-financing? How much does one need to pay to get your property re-valued?

0 • 865 views 8 Answers

MSG in Home Financing

asked on 22 Sept 2010

Hi, I have just completed the payment of the outstanding mortage on our 4-Rm HDB flat. Per all the fliers we get, the valuation is above $525K for apartments sold in this location. I am now looking into buying a condominium but not looking to...

0 • 1577 views 11 Answers

Junjie Fang in Home Financing

asked on 19 Sept 2010

My parents are foreigners, and retired already. Can they get 80% property loan from bank with my income backed?

0 • 611 views

Buyer in Home Financing

asked on 19 Sept 2010

In regards to the home loan finance, which bank currently offers the best interest rate? and is the rate different when purchasing resale condo or projects?

0 • 1029 views 7 Answers

abdul jalil jalil in Home Financing

asked on 18 Sept 2010

i already sell my 5room flat and wanted to buy a a resale flat.My problem is my application to loan from bank is rejected as i had bad debt of 7k that will settle after my selling proceeding and i can't get hdb loan as i already max 2 times.i...

0 • 1052 views 5 Answers

Ms. CK in Home Financing

asked on 17 Sept 2010

Dear Experts, Both my husband and I are currently living in the States. We are interested in buying a condo for investment. I'm a S'porean and husband is an American. We've approx. S$700,000 cash and an annual income of S$200,000. We've pte pty in...

0 • 1111 views 6 Answers

Andy in Home Financing

asked on 15 Sept 2010

Is bridging loan a good idea when my cash and cpf has not been dispersed by HDB yet? I just sold my HDB flat and looking to buy a condo.

0 • 6427 views 8 Answers

Andy Chua in Home Financing

asked on 15 Sept 2010

I just sold my 5 room HDB flat for 750k. My wife and my income is about 60K each per am. We are planning to buy a condo but our cash $200k profit and CPF about $250k is tied in until HDB releases it to us. My question is, can we afford a condo...

0 • 2011 views 8 Answers

JW in Home Financing

asked on 14 Sept 2010

I have an o/s hdb loan of about 12 years remaining. P + I o/s ~ 150K. I noticed that there are refinancing packages in the market for hdb flats. Can anyone advise if I can save more using bank loans instead? Also, can I continue to use CPF to...

0 • 901 views 2 Answers

Mugen Fire in Home Financing

asked on 14 Sept 2010

Let say my loan amount is $150,000. Can I ask bank give me loan of $180,000 in which $30,000 would be in a form of cash?

0 • 755 views

Chia Seng Heng in Home Financing

asked on 13 Sept 2010

Hi, if any of the gurus can advice. i am stuck in a situation that i am not qualify for HDB loan Due to my salary too high and i can't take bank loan because i have bad debts with them...so how am i going to purchased a new resale flat and...

0 • 1537 views 11 Answers

Robin in Home Financing

asked on 13 Sept 2010

If a first timer wants to purchase a resale unit worth 350k and a COV of 35K. how much cash do we actually need to fork out besides the HDB loan? i checked HDB website and see that the stamp fees and other fees can be covered using CPF. is it...

0 • 757 views 1 Answer

Mugen Fire in Home Financing

asked on 13 Sept 2010

I heard that once the home loan amount is below $100,000, there won’t be any bank would let you take in for refinance. Meaning that have to stick with the bank until the end of the loan period.

0 • 1197 views 10 Answers

Fervor in Home Financing

asked on 12 Sept 2010

Hi Experts, with combined income of $6k, cash of $200k and CPF of $160k, what are the prices I should be looking at? I'm currently 30 and a first-time buyer too. Your opinions are muchly appreciated.

0 • 1350 views 12 Answers

Mugen Fire in Home Financing

asked on 11 Sept 2010

May I know what is the interest rate of renovation loan? Any minmum loan amount is require?

0 • 799 views 1 Answer

Mugen Fire in Home Financing

asked on 8 Sept 2010

Would I be able to get 90% loan if I’m buying new flat from HDB? Can anyone explain how the 50% of the cash need to be pump back CPF if I’m selling my current HDB flat at 400K. Example my HDB outstanding at $200K, CPF outstanding at...

0 • 785 views

Hema latha in Home Financing

asked on 7 Sept 2010

My dad and mum are in the process of divorce. They just sold the flat. I was wondering if she could purchase a flat with a loan. We tried Posb, but they did not reply back. My mum earns 1005.80(Basic Pay excluding incentives). She has got about...

0 • 975 views 6 Answers

Desmond Lim in Home Financing

asked on 7 Sept 2010

I've 5-rm hdb and I've calculated that I can clear the mortgage loan using my cpf. It was bought at $200k (first timer). Let's say I'm selling it at $350k. What will be my net profit ? What are the admin fees and charges ? Please advise. Thx !

0 • 808 views 1 Answer

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