Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

Natalie Ng in Home Financing

asked on 1 Mar 2011

Property loan taken in personal capacity versus company. Which one is cheaper?

0 • 802 views

Nraj Vgiri in Home Financing

asked on 26 Feb 2011

Hi Guru, If i sell my HDB, I would get 60K cash and 180K in CPF OA.I would like to ask if am able to buy a 3 bed room in the west.I am 46 years old. Regs

0 • 753 views

Tang in Home Financing

asked on 25 Feb 2011

What is the ceiling margin for bank loan now? is it possible to get 90% loans?

0 • 1240 views 5 Answers

Mark Wong in Home Financing

asked on 25 Feb 2011

If I can show the bank that I am in the process of selling my existing HDB flat (by showing them proof of an exercised option to purchase) but if I have not completed the full sale yet, will the bank still insist on a max loan of 60% or can I...

0 • 953 views 6 Answers

Bankloans in Home Financing

asked on 25 Feb 2011

Hi! We have sold our existing private apartment and will buy another one soon. Can I check which banks have one of the the lowest interest rate - floating? A few years ago it was Standard Chartered and State Bank of India if I'm not wrong.

0 • 784 views

JC Sun in Home Financing

asked on 22 Feb 2011

My home loan is pre-paid reducing, already 8 years, if I renew the contract, due to bank said the interest rate 1.88% fixed two years, Is that a good choice? one is variable 2 yesrs lock in with 0.68%/1.68%/2.68%.., which one I have to choose?...

0 • 779 views 1 Answer

Hopeful in Home Financing

asked on 21 Feb 2011

Hi, My bf & I are thinking of purchasing a condo (resale) as he is already a HDB owner. I am a PR while he is a Sporean. I have a few questions which need clarification: 1) If my bf & I were to buy a resale condo jointly, does it...

0 • 2865 views 6 Answers

Fazli Ghani in Home Financing

asked on 21 Feb 2011

Hi, for DBSS can we aply for Staggered Downpayment Scheme & Contra Facility?

0 • 1232 views 7 Answers

te chong in Home Financing

asked on 20 Feb 2011

if i clear my hdb housing loan now am i able to get the 80% loan for a private property?

0 • 2013 views 6 Answers

Naing in Home Financing

asked on 19 Feb 2011

Hi, I am Singapore citizen now, owns a HDB resale flat with outstanding bank loan (which I bought 4 years ago with PR status). I am not too sure what are the new policies for buying a resale or new flats. If I buy a resale flat with CPF housing...

0 • 2425 views 7 Answers

KO in Home Financing

asked on 18 Feb 2011

Current loan amount left for HDB flat is 157,000k with HDB @3.82% Interest rate for another 20 years. Should I refinance with bank for a lower interest rate. As they are many offers around. Thanks in advance

0 • 765 views

Tay YK in Home Financing

asked on 14 Feb 2011

Hi Guru, My household annual income is 10k. Bought a HDB 4 rm in 2008. Will like to ask whther I can buy a condo that TOP in 2015, or I have to wait until 2013 then can book a pte property. Bought Hdb 4 rm at 370k in 2008, outstanding loan...

0 • 2355 views 5 Answers

Jill Robinson in Home Financing

asked on 14 Feb 2011

Can I get an interest only mortgage for a condo I am non-singaporean Thanks

0 • 820 views

Andrew in Home Financing

asked on 13 Feb 2011

Hi I currently have an outstanding mortgage loan with HSBC. Thinking of selling my existing private property and buying another private property of lower resale value. Is it possible to obtain another loan to cover the purchase of the 2nd...

0 • 1730 views 5 Answers

Tan Elin in Home Financing

asked on 12 Feb 2011

Hi, I will like to check for my mum. If she is divorce, age 52, just sold their first resale flat 1.5 yrs ago. She have not gotten any hdb grant before. She will like to get a flat of her own. She is earning less than 2k, cpf in OA is $88k, cash...

0 • 802 views 1 Answer

Joan Wong in Home Financing

asked on 11 Feb 2011

Hi there, may I know which bank is willing to loan when buying a Geylang property? Thanks.

0 • 1391 views 5 Answers

C P in Home Financing

asked on 10 Feb 2011

Hi with hle loan up to 500k, can I buy a resale flat at 600k? If say at the time when I successfully applied for HLE loan, my income is less than 8k but then a few months later change job with salary above 8k, will it affect my loan?

0 • 1839 views 9 Answers

RS in Home Financing

asked on 8 Feb 2011

I'm having a 5rm flat co-own with my parents with an outstanding HDB concession loan of $215k. Will I be about to refinance my flat with a bank at a higher loan amt (Eg $300k/$350k)? -> Credit rating: ok -> Income: ok OR I will ONLY...

0 • 655 views

kelly tan in Home Financing

asked on 7 Feb 2011

Hi gurus, Like to ask abt housing interests rate e.g SOR & SIBOR. What drive the interests ? USA econs ? Does it means higher employment rate in USA would means higher housing interests rate ? Can also shed some lights for the last few years...

0 • 2439 views 5 Answers

DanP in Home Financing

asked on 6 Feb 2011

The HDB website seems to suggest that buyers under the SSC scheme whose monthly gross income is above $3,000 are not eligible for HDB loan. Hence, only bank loans are allowed. What are the main differences between a HDB and Bank loan? Which...

0 • 986 views 6 Answers

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