Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Mark Wong in Home Financing

asked on 25 Feb 2011

If I can show the bank that I am in the process of selling my existing HDB flat (by showing them proof of an exercised option to purchase) but if I have not completed the full sale yet, will the bank still insist on a max loan of 60% or can I...

0 • 965 views 6 Answers

Bankloans in Home Financing

asked on 25 Feb 2011

Hi! We have sold our existing private apartment and will buy another one soon. Can I check which banks have one of the the lowest interest rate - floating? A few years ago it was Standard Chartered and State Bank of India if I'm not wrong.

0 • 794 views

JC Sun in Home Financing

asked on 22 Feb 2011

My home loan is pre-paid reducing, already 8 years, if I renew the contract, due to bank said the interest rate 1.88% fixed two years, Is that a good choice? one is variable 2 yesrs lock in with 0.68%/1.68%/2.68%.., which one I have to choose?...

0 • 786 views 1 Answer

Hopeful in Home Financing

asked on 21 Feb 2011

Hi, My bf & I are thinking of purchasing a condo (resale) as he is already a HDB owner. I am a PR while he is a Sporean. I have a few questions which need clarification: 1) If my bf & I were to buy a resale condo jointly, does it...

0 • 2871 views 11 Answers

Fazli Ghani in Home Financing

asked on 21 Feb 2011

Hi, for DBSS can we aply for Staggered Downpayment Scheme & Contra Facility?

0 • 1242 views 7 Answers

te chong in Home Financing

asked on 20 Feb 2011

if i clear my hdb housing loan now am i able to get the 80% loan for a private property?

0 • 2027 views 11 Answers

Naing in Home Financing

asked on 19 Feb 2011

Hi, I am Singapore citizen now, owns a HDB resale flat with outstanding bank loan (which I bought 4 years ago with PR status). I am not too sure what are the new policies for buying a resale or new flats. If I buy a resale flat with CPF housing...

0 • 2438 views 7 Answers

KO in Home Financing

asked on 18 Feb 2011

Current loan amount left for HDB flat is 157,000k with HDB @3.82% Interest rate for another 20 years. Should I refinance with bank for a lower interest rate. As they are many offers around. Thanks in advance

0 • 775 views

Tay YK in Home Financing

asked on 14 Feb 2011

Hi Guru, My household annual income is 10k. Bought a HDB 4 rm in 2008. Will like to ask whther I can buy a condo that TOP in 2015, or I have to wait until 2013 then can book a pte property. Bought Hdb 4 rm at 370k in 2008, outstanding loan...

0 • 2361 views 10 Answers

Jill Robinson in Home Financing

asked on 14 Feb 2011

Can I get an interest only mortgage for a condo I am non-singaporean Thanks

0 • 825 views

Andrew in Home Financing

asked on 13 Feb 2011

Hi I currently have an outstanding mortgage loan with HSBC. Thinking of selling my existing private property and buying another private property of lower resale value. Is it possible to obtain another loan to cover the purchase of the 2nd...

0 • 1743 views 10 Answers

Tan Elin in Home Financing

asked on 12 Feb 2011

Hi, I will like to check for my mum. If she is divorce, age 52, just sold their first resale flat 1.5 yrs ago. She have not gotten any hdb grant before. She will like to get a flat of her own. She is earning less than 2k, cpf in OA is $88k, cash...

0 • 812 views 1 Answer

Joan Wong in Home Financing

asked on 11 Feb 2011

Hi there, may I know which bank is willing to loan when buying a Geylang property? Thanks.

0 • 1403 views 10 Answers

C P in Home Financing

asked on 10 Feb 2011

Hi with hle loan up to 500k, can I buy a resale flat at 600k? If say at the time when I successfully applied for HLE loan, my income is less than 8k but then a few months later change job with salary above 8k, will it affect my loan?

0 • 1857 views 9 Answers

RS in Home Financing

asked on 8 Feb 2011

I'm having a 5rm flat co-own with my parents with an outstanding HDB concession loan of $215k. Will I be about to refinance my flat with a bank at a higher loan amt (Eg $300k/$350k)? -> Credit rating: ok -> Income: ok OR I will ONLY...

0 • 659 views

kelly tan in Home Financing

asked on 7 Feb 2011

Hi gurus, Like to ask abt housing interests rate e.g SOR & SIBOR. What drive the interests ? USA econs ? Does it means higher employment rate in USA would means higher housing interests rate ? Can also shed some lights for the last few years...

0 • 2452 views 10 Answers

DanP in Home Financing

asked on 6 Feb 2011

The HDB website seems to suggest that buyers under the SSC scheme whose monthly gross income is above $3,000 are not eligible for HDB loan. Hence, only bank loans are allowed. What are the main differences between a HDB and Bank loan? Which...

0 • 1004 views 6 Answers

Carol Bizet in Home Financing

asked on 3 Feb 2011

Hi, I currently own a fully-paid for HDB apartment with my husband. We are thinking of investing in a condo. Do we need to leave a certain amount of cash in our CPF ordinary account or can we use it fully for the purchase of our second property?...

0 • 2031 views 11 Answers

Faiz Anuar in Home Financing

asked on 2 Feb 2011

Hi, I would like to know whats the cash outlay for me to purchase a Freehold landed property at the cost of 2.5mil. I am an upgrader from a HDB Maisonette. Thanks.

0 • 2755 views 10 Answers

danesh azri danesh in Home Financing

asked on 2 Feb 2011

hai to any agent, i need and opinion and advice ...i had about 25k cash and 230k in my cpf.I already taken hdb loan 2 times and my appeal is rejected.I try to loan a bank but my past credit record still not clear and been rejected.Hope any...

0 • 812 views

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