Property & Real Estate Discussions on Home Financing

3483 Results Found in Home Financing

Naing in Home Financing

asked on 19 Feb 2011

Hi, I am Singapore citizen now, owns a HDB resale flat with outstanding bank loan (which I bought 4 years ago with PR status). I am not too sure what are the new policies for buying a resale or new flats. If I buy a resale flat with CPF housing...

0 • 2435 views 7 Answers

KO in Home Financing

asked on 18 Feb 2011

Current loan amount left for HDB flat is 157,000k with HDB @3.82% Interest rate for another 20 years. Should I refinance with bank for a lower interest rate. As they are many offers around. Thanks in advance

0 • 772 views

Tay YK in Home Financing

asked on 14 Feb 2011

Hi Guru, My household annual income is 10k. Bought a HDB 4 rm in 2008. Will like to ask whther I can buy a condo that TOP in 2015, or I have to wait until 2013 then can book a pte property. Bought Hdb 4 rm at 370k in 2008, outstanding loan...

0 • 2358 views 10 Answers

Jill Robinson in Home Financing

asked on 14 Feb 2011

Can I get an interest only mortgage for a condo I am non-singaporean Thanks

0 • 825 views

Andrew in Home Financing

asked on 13 Feb 2011

Hi I currently have an outstanding mortgage loan with HSBC. Thinking of selling my existing private property and buying another private property of lower resale value. Is it possible to obtain another loan to cover the purchase of the 2nd...

0 • 1739 views 10 Answers

Tan Elin in Home Financing

asked on 12 Feb 2011

Hi, I will like to check for my mum. If she is divorce, age 52, just sold their first resale flat 1.5 yrs ago. She have not gotten any hdb grant before. She will like to get a flat of her own. She is earning less than 2k, cpf in OA is $88k, cash...

0 • 810 views 1 Answer

Joan Wong in Home Financing

asked on 11 Feb 2011

Hi there, may I know which bank is willing to loan when buying a Geylang property? Thanks.

0 • 1400 views 10 Answers

C P in Home Financing

asked on 10 Feb 2011

Hi with hle loan up to 500k, can I buy a resale flat at 600k? If say at the time when I successfully applied for HLE loan, my income is less than 8k but then a few months later change job with salary above 8k, will it affect my loan?

0 • 1854 views 9 Answers

RS in Home Financing

asked on 8 Feb 2011

I'm having a 5rm flat co-own with my parents with an outstanding HDB concession loan of $215k. Will I be about to refinance my flat with a bank at a higher loan amt (Eg $300k/$350k)? -> Credit rating: ok -> Income: ok OR I will ONLY...

0 • 657 views

kelly tan in Home Financing

asked on 7 Feb 2011

Hi gurus, Like to ask abt housing interests rate e.g SOR & SIBOR. What drive the interests ? USA econs ? Does it means higher employment rate in USA would means higher housing interests rate ? Can also shed some lights for the last few years...

0 • 2450 views 10 Answers

DanP in Home Financing

asked on 6 Feb 2011

The HDB website seems to suggest that buyers under the SSC scheme whose monthly gross income is above $3,000 are not eligible for HDB loan. Hence, only bank loans are allowed. What are the main differences between a HDB and Bank loan? Which...

0 • 1000 views 6 Answers

Carol Bizet in Home Financing

asked on 3 Feb 2011

Hi, I currently own a fully-paid for HDB apartment with my husband. We are thinking of investing in a condo. Do we need to leave a certain amount of cash in our CPF ordinary account or can we use it fully for the purchase of our second property?...

0 • 2028 views 11 Answers

Faiz Anuar in Home Financing

asked on 2 Feb 2011

Hi, I would like to know whats the cash outlay for me to purchase a Freehold landed property at the cost of 2.5mil. I am an upgrader from a HDB Maisonette. Thanks.

0 • 2750 views 10 Answers

danesh azri danesh in Home Financing

asked on 2 Feb 2011

hai to any agent, i need and opinion and advice ...i had about 25k cash and 230k in my cpf.I already taken hdb loan 2 times and my appeal is rejected.I try to loan a bank but my past credit record still not clear and been rejected.Hope any...

0 • 810 views

ZH Tan in Home Financing

asked on 31 Jan 2011

I'm looking for a 3 bedrm FH condo in geylang area. However, i found out that most banks not able to match the price. Which mean i got to come out more cash? And i was advised not to buy any unit below lorong 30 ? Is it because it is in the red...

0 • 885 views

Invincible Dragon in Home Financing

asked on 30 Jan 2011

I want to upgrade from HDB to EC. May I know how much the maximum amount can I loan? As the condo (EC) would require a few years to construct, I do not want to sell my flat now. Maybe would wait at a much later date

0 • 2597 views 11 Answers

tomin thachankary in Home Financing

asked on 30 Jan 2011

while buying a new propert by a foreigner , can we make payments in stages? for esample- for buying a new condo which is going to be completd in 3 years and worth one million, can i meke a down payment of 100000 now and make progressive payments...

0 • 1449 views 10 Answers

Stanley Sum in Home Financing

asked on 29 Jan 2011

My mother is interested in buying a private property under her own name, and she doesn't have any existing property loan. However due to her age (59) and low income, she wants to bring in my Sis as a guarantor. My sis has a existing hdb loan. Base...

0 • 2206 views 11 Answers

Ron Jones in Home Financing

asked on 25 Jan 2011

Hi, we are SPR couple who plans to buy a resale Hdb, just want to ask if the 20% remaining after bank loan will be fully financed by our CPF? or 10% only? the COV and the 10% will be a direct cash out from us?enlighten me pls..thanks...

0 • 1798 views 10 Answers

m t in Home Financing

asked on 23 Jan 2011

hi i am looking at some of the EC but got some question regarding financing. i have a exisitng 5rm flat and still serving loan. can anyone give me the breakdown and cash i need to prepare before i sell my existing house. the EC i looking...

0 • 757 views 1 Answer

Home Financing

Sort by

Still looking for answers?

Get advice from our community of experts