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Hi Joe,

Theoretically speaking, without any outstanding housing loan, you are entitled to loan up to 80% of the property's value, which should be subjected to the bank's approval.

Should you require any assistance, you may actually contact me via email or mobile.

Thanks and have a great week ahead.

Regards,
Geryl LIM
CEA Reg R014783H
Mobile: +65-81577565 
Email: lim.geryl@yahoo.com.sg Read More

Evening Joe,

As per present ruling, as long as you do not have any existing loan, the bank should be able to grant you the 80% loan.

Feel free to contact me, if you do require any further assistant.

Mike Lim
 96929209 
ERA Read More

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