Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Stefan S in Home Financing

asked on 17 Apr 2011

Hi Agents, I am aware of the new ruling for both HDB loan and bank loan. It is now revised of 90% of valuation instead of 80% for approved loans. If my HLE application indicate that the approved HDB loan amount is lesser than the 90% of the...

0 • 1603 views 9 Answers

Stefan S in Home Financing

asked on 17 Apr 2011

Hi Agents, I am applying for a HLE to understand the amount of loan I am eligible. I undestand that the HLE approved amount is for the loan to pay for 80% of the valuation. I like to know if my HLE approved amount is lesser that the 80% of...

0 • 1324 views 5 Answers

Noor Hisham Rahmat in Home Financing

asked on 16 Apr 2011

Im looking for a 3 or 4 room hdb. Will i be elligable to buy using bank loan?

0 • 854 views

srinivas boorla in Home Financing

asked on 16 Apr 2011

One of my friend would like to buy a condo in singapore and he is working @ india as Senior Software Engineer. Could you guide me eligibility of bank loan and what are the documents required.

0 • 942 views 6 Answers

New buyer in Home Financing

asked on 14 Apr 2011

Hello, I am looking to buy a private property. The valuation provided by bank of the condo I prefer to buy is $150k lower than the offer price by the owner. Offer price is $2.35 million. Bank has valued at $2.2 million. I understand I can...

0 • 845 views 2 Answers

Chan William in Home Financing

asked on 14 Apr 2011

hello may I know about the procedure of the bank loan if I purchase a condo I have 50% of the price will the bank loan to me as I might not qualify for the loan then pls advice

0 • 1404 views 6 Answers

Stefan S in Home Financing

asked on 13 Apr 2011

Hi Agents, I like to know about the 80% loan. For e.g. the loan amount is $348k. I am looking into 30years repayment period. The monthly payment is $1,113.00. I like to know out of the monthly payment of $1,113.00. How much percentage am I able...

0 • 1160 views 6 Answers

Eric Ong in Home Financing

asked on 13 Apr 2011

We looking for a resale flat at woodlands area, we both total income are $4600, combine cpf are $60000. We are poor in cash, is possible to buy a resale flat without cov ? Based on my situation, what kind of house we can afford to buy ? If we loan...

0 • 2142 views

Ginny Seah in Home Financing

asked on 12 Apr 2011

I am currently a co-owner of a HDB flat with my mother. I took over the ownership after my father's passing and paid for the remaining $16k of HDB loan with my CPF. Now, I am trying to remove my ownership from the house, so that I can apply a new...

0 • 1927 views 4 Answers

Lim in Home Financing

asked on 7 Apr 2011

Hi, I've just purchase the OTP for a private property and paid 1%. Upon exercising, I will have to pay another 4%. May I know when do i have to make the remaining 15% of the downpayment?

0 • 1689 views 9 Answers

IRene Kng in Home Financing

asked on 7 Apr 2011

I am single working adult, 37 years old. So under what circumstances that the bank will reject the 80% loan, and also what is the max years I could loan? Say if the unit I am interested is ~ $900K - 1.0 mil?

0 • 1128 views 6 Answers

Tan Chu Soon in Home Financing

asked on 7 Apr 2011

If new get a new condo in 400K, total amount i need prepare is 80K + ~10K (lawyer fee, agent fee and etc)? 20K (cash) and the rest can be from CPF? Thank you.

0 • 1985 views 5 Answers

Ken in Home Financing

asked on 5 Apr 2011

Hi, I've sold my HDB and the first appt has been fixed in May. As this flat still has an outstanding loan, may I know when will the banks reinstate the LTV to 80%?

0 • 572 views 1 Answer

Alex Tan in Home Financing

asked on 4 Apr 2011

Hi I own a 5room HDB flat. Stayed for 6 years with no outstanding loan. I have just purchase a uncomplete pte property for S$1m and use cash for progressive payment. However, I might still need a 20% bank loan towards TOP. Should I get the loan...

0 • 954 views 5 Answers

Francis in Home Financing

asked on 4 Apr 2011

Hi my wife is a divorcee and previously owned a flat with her ex-husband. After we get married, we bought our current 5 room flat by hdb loan.. If i wanted to downgrade to a 4 room flat, will both of us still eligible to apply for hdb loan??...

0 • 626 views

Doglover in Home Financing

asked on 2 Apr 2011

I currently owned an EA and serving a loan with HDB. I intend to purchase a EC. Based on the new ruling, I can only get a 60% loan from banks. I will sell off my EA once the new EC TOP. I know that I need to pay 5% in cash and 10% in CPF for...

0 • 1427 views 5 Answers

TC in Home Financing

asked on 2 Apr 2011

I have a pvt property, still has outstanding loan. Anyway i can still loan 80% for a 2nd pvt property instead of 60%.

0 • 1649 views 5 Answers

Susan in Home Financing

asked on 1 Apr 2011

Must I pay 40% downpayment if I buy private condo before selling my current hdb?

0 • 10000 views 8 Answers

Iris Ng in Home Financing

asked on 31 Mar 2011

I have just bought a new apartment (TOP 2015) in Geylang and need to take up a loan. I understand there are different type of loans (SOR, SIBOR and fixed). Any advise as to which type of loan should I take.

0 • 1259 views 6 Answers

Justin Tan in Home Financing

asked on 31 Mar 2011

Hi, If I am current co-owner of HDB but we will adjust the loan so that only 1 owner pays fully for the loan (her OA has enough to pay full month instalment), can I buy a Condo and apply for 80% bank loan (5% cash payment) ? Since I will no...

0 • 765 views 1 Answer

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