Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

Eric Ong in Home Financing

asked on 13 Apr 2011

We looking for a resale flat at woodlands area, we both total income are $4600, combine cpf are $60000. We are poor in cash, is possible to buy a resale flat without cov ? Based on my situation, what kind of house we can afford to buy ? If we loan...

0 • 2138 views

Ginny Seah in Home Financing

asked on 12 Apr 2011

I am currently a co-owner of a HDB flat with my mother. I took over the ownership after my father's passing and paid for the remaining $16k of HDB loan with my CPF. Now, I am trying to remove my ownership from the house, so that I can apply a new...

0 • 1924 views 4 Answers

Lim in Home Financing

asked on 7 Apr 2011

Hi, I've just purchase the OTP for a private property and paid 1%. Upon exercising, I will have to pay another 4%. May I know when do i have to make the remaining 15% of the downpayment?

0 • 1685 views 9 Answers

IRene Kng in Home Financing

asked on 7 Apr 2011

I am single working adult, 37 years old. So under what circumstances that the bank will reject the 80% loan, and also what is the max years I could loan? Say if the unit I am interested is ~ $900K - 1.0 mil?

0 • 1124 views 6 Answers

Tan Chu Soon in Home Financing

asked on 7 Apr 2011

If new get a new condo in 400K, total amount i need prepare is 80K + ~10K (lawyer fee, agent fee and etc)? 20K (cash) and the rest can be from CPF? Thank you.

0 • 1983 views 5 Answers

Ken in Home Financing

asked on 5 Apr 2011

Hi, I've sold my HDB and the first appt has been fixed in May. As this flat still has an outstanding loan, may I know when will the banks reinstate the LTV to 80%?

0 • 570 views 1 Answer

Alex Tan in Home Financing

asked on 4 Apr 2011

Hi I own a 5room HDB flat. Stayed for 6 years with no outstanding loan. I have just purchase a uncomplete pte property for S$1m and use cash for progressive payment. However, I might still need a 20% bank loan towards TOP. Should I get the loan...

0 • 951 views 5 Answers

Francis in Home Financing

asked on 4 Apr 2011

Hi my wife is a divorcee and previously owned a flat with her ex-husband. After we get married, we bought our current 5 room flat by hdb loan.. If i wanted to downgrade to a 4 room flat, will both of us still eligible to apply for hdb loan??...

0 • 624 views

Doglover in Home Financing

asked on 2 Apr 2011

I currently owned an EA and serving a loan with HDB. I intend to purchase a EC. Based on the new ruling, I can only get a 60% loan from banks. I will sell off my EA once the new EC TOP. I know that I need to pay 5% in cash and 10% in CPF for...

0 • 1425 views 5 Answers

TC in Home Financing

asked on 2 Apr 2011

I have a pvt property, still has outstanding loan. Anyway i can still loan 80% for a 2nd pvt property instead of 60%.

0 • 1646 views 5 Answers

Susan in Home Financing

asked on 1 Apr 2011

Must I pay 40% downpayment if I buy private condo before selling my current hdb?

0 • 9995 views 8 Answers

Iris Ng in Home Financing

asked on 31 Mar 2011

I have just bought a new apartment (TOP 2015) in Geylang and need to take up a loan. I understand there are different type of loans (SOR, SIBOR and fixed). Any advise as to which type of loan should I take.

0 • 1257 views 6 Answers

Justin Tan in Home Financing

asked on 31 Mar 2011

Hi, If I am current co-owner of HDB but we will adjust the loan so that only 1 owner pays fully for the loan (her OA has enough to pay full month instalment), can I buy a Condo and apply for 80% bank loan (5% cash payment) ? Since I will no...

0 • 761 views 1 Answer

Francis Lee in Home Financing

asked on 30 Mar 2011

I am currently living an a HDB resale 4-rm flat bought about 7 years ago. Currently interested in buying a rpivate condo with my gf in the east, which TOPs in 2014 or 2015. As I am still financing the bank loan for the flat, can I sell the flat...

0 • 615 views

Doglover in Home Financing

asked on 29 Mar 2011

We are keen to upgrade from our existing HDB EA to a private condo. Monthly income abt 10k. 1)What are the downpayment for a resale private condo versus a new executive condominium? Stamp and duty fee? 2) How much cash must I have if I will...

0 • 3999 views 4 Answers

owner cck in Home Financing

asked on 29 Mar 2011

Can someone tell me whats my breakeven? Details: Purchase price: $384K Purchase date: 2002 wife CPF refund with accrued interest $67,587 husband CPF refund with accrued interest $195,579 Current outstanding loan $217,437

0 • 912 views 2 Answers

austin khor in Home Financing

asked on 28 Mar 2011

Hi there: I am going to sell my flat which I think I can fetch 350K, presume I have to return back to CPF with interest which is about 126K and the rest outstanding loan around 64K to the bank, I want to buy a 5 rooms flat value at 500K,...

0 • 762 views 1 Answer

Lin in Home Financing

asked on 27 Mar 2011

I have 1 fully paid HDB and 1 condo with mortgage. Can I possibly mortgage my HDB for 60% of value? Any opinion?

0 • 1551 views 5 Answers

Yuzhou He in Home Financing

asked on 26 Mar 2011

Have one HDB have a loan, if I purchase 2nd property,then how much loan I can get from bank?

0 • 3302 views 9 Answers

Anonymous in Home Financing

asked on 25 Mar 2011

Planning to buy 2nd property. Wife is not working. For lower income tax, will it make sense to have property in wife's name only so that rental income will be at lower tax bracket? Will interest paid by husband be considered tax deductible expense?

0 • 999 views 6 Answers

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