Property & Real Estate Discussions on Home Financing

3483 Results Found in Home Financing

shahdan norhadi in Home Financing

asked on 20 Apr 2011

CAn we still buy HDB Flats under Bank Loan, And can the bank scale up the loan so that the COV and Agent Fees is covered?

0 • 1744 views 7 Answers

Jerry Chai in Home Financing

asked on 18 Apr 2011

Hi Gurus, my wife and I had a private property in Malaysia with loan. We r singaporeans. If we were to get a condo in Sg, is the loan amt 60% or 80% of total price?

0 • 1251 views 15 Answers

Qns Seeker in Home Financing

asked on 17 Apr 2011

Hi there, I will like to purchase a private property. Need to ask on financing portion, i intend to come up with the cash portion of 5% and have my wife contribute the remaining 15%. My name will not be in this property. But can i help...

0 • 999 views 6 Answers

Stefan S in Home Financing

asked on 17 Apr 2011

I like to know the amount of cash I am require to fork out if I am buying a resale flat at valuation amount of $400k. i) Agent fees, what is the basis and est amount? ii) COV, please provide an estimation. Are those advertied price inclusive...

0 • 987 views 6 Answers

Stefan S in Home Financing

asked on 17 Apr 2011

Hi Agents, I am aware of the new ruling for both HDB loan and bank loan. It is now revised of 90% of valuation instead of 80% for approved loans. If my HLE application indicate that the approved HDB loan amount is lesser than the 90% of the...

0 • 1611 views 9 Answers

Stefan S in Home Financing

asked on 17 Apr 2011

Hi Agents, I am applying for a HLE to understand the amount of loan I am eligible. I undestand that the HLE approved amount is for the loan to pay for 80% of the valuation. I like to know if my HLE approved amount is lesser that the 80% of...

0 • 1332 views 10 Answers

Noor Hisham Rahmat in Home Financing

asked on 16 Apr 2011

Im looking for a 3 or 4 room hdb. Will i be elligable to buy using bank loan?

0 • 860 views

srinivas boorla in Home Financing

asked on 16 Apr 2011

One of my friend would like to buy a condo in singapore and he is working @ india as Senior Software Engineer. Could you guide me eligibility of bank loan and what are the documents required.

0 • 947 views 6 Answers

New buyer in Home Financing

asked on 14 Apr 2011

Hello, I am looking to buy a private property. The valuation provided by bank of the condo I prefer to buy is $150k lower than the offer price by the owner. Offer price is $2.35 million. Bank has valued at $2.2 million. I understand I can...

0 • 848 views 1 Answer

Chan William in Home Financing

asked on 14 Apr 2011

hello may I know about the procedure of the bank loan if I purchase a condo I have 50% of the price will the bank loan to me as I might not qualify for the loan then pls advice

0 • 1416 views 11 Answers

Stefan S in Home Financing

asked on 13 Apr 2011

Hi Agents, I like to know about the 80% loan. For e.g. the loan amount is $348k. I am looking into 30years repayment period. The monthly payment is $1,113.00. I like to know out of the monthly payment of $1,113.00. How much percentage am I able...

0 • 1161 views 11 Answers

Eric Ong in Home Financing

asked on 13 Apr 2011

We looking for a resale flat at woodlands area, we both total income are $4600, combine cpf are $60000. We are poor in cash, is possible to buy a resale flat without cov ? Based on my situation, what kind of house we can afford to buy ? If we loan...

0 • 2150 views 5 Answers

Ginny Seah in Home Financing

asked on 12 Apr 2011

I am currently a co-owner of a HDB flat with my mother. I took over the ownership after my father's passing and paid for the remaining $16k of HDB loan with my CPF. Now, I am trying to remove my ownership from the house, so that I can apply a new...

0 • 1937 views 9 Answers

Lim in Home Financing

asked on 7 Apr 2011

Hi, I've just purchase the OTP for a private property and paid 1%. Upon exercising, I will have to pay another 4%. May I know when do i have to make the remaining 15% of the downpayment?

0 • 1697 views 9 Answers

IRene Kng in Home Financing

asked on 7 Apr 2011

I am single working adult, 37 years old. So under what circumstances that the bank will reject the 80% loan, and also what is the max years I could loan? Say if the unit I am interested is ~ $900K - 1.0 mil?

0 • 1130 views 11 Answers

Tan Chu Soon in Home Financing

asked on 7 Apr 2011

If new get a new condo in 400K, total amount i need prepare is 80K + ~10K (lawyer fee, agent fee and etc)? 20K (cash) and the rest can be from CPF? Thank you.

0 • 1992 views 10 Answers

Ken in Home Financing

asked on 5 Apr 2011

Hi, I've sold my HDB and the first appt has been fixed in May. As this flat still has an outstanding loan, may I know when will the banks reinstate the LTV to 80%?

0 • 578 views 1 Answer

Alex Tan in Home Financing

asked on 4 Apr 2011

Hi I own a 5room HDB flat. Stayed for 6 years with no outstanding loan. I have just purchase a uncomplete pte property for S$1m and use cash for progressive payment. However, I might still need a 20% bank loan towards TOP. Should I get the loan...

0 • 963 views 5 Answers

Francis in Home Financing

asked on 4 Apr 2011

Hi my wife is a divorcee and previously owned a flat with her ex-husband. After we get married, we bought our current 5 room flat by hdb loan.. If i wanted to downgrade to a 4 room flat, will both of us still eligible to apply for hdb loan??...

0 • 633 views

Doglover in Home Financing

asked on 2 Apr 2011

I currently owned an EA and serving a loan with HDB. I intend to purchase a EC. Based on the new ruling, I can only get a 60% loan from banks. I will sell off my EA once the new EC TOP. I know that I need to pay 5% in cash and 10% in CPF for...

0 • 1433 views 10 Answers

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