Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Max in Home Financing

asked on 31 May 2011

I like to find out how much I can loan from bank if I am buying for investment? Thanks

0 • 1026 views 4 Answers

Man in Home Financing

asked on 26 May 2011

Hi Gurus,What will the stamp duty and legal fees be if the I intend to buy property that is valued at 900K? Thanks

0 • 1011 views 5 Answers

Man in Home Financing

asked on 26 May 2011

Hi Gurus, I have an outstanding loan with HDB thus bank can only give me 60% loan. Is there a way around this policy? I looking to buy a private property. Thanks Gurus.

0 • 647 views 3 Answers

Man in Home Financing

asked on 26 May 2011

Hi, I own a EA at Tampines and is thinking about upgrading to a condo in the East. I do not have much cash but is thinking of using the cash proceed to pay for 5%. Can this be done in order for me not to come up with a lot of cash?

0 • 742 views 3 Answers

LeoNG in Home Financing

asked on 21 May 2011

Hi Gurus, like your advise. I have an o/s hdb loan of about S$124 for 19 years remaining. Would it be good to refinance it at S$100k for shorter period (eg. 10years with higher monthly repyt) or just leave it as it is? I was hoping to clear the...

0 • 775 views 2 Answers

Anonymous in Home Financing

asked on 18 May 2011

for buying resale property as a first time buyer for investment, what is the financing like? is it true that more cash is needed?

0 • 634 views 1 Answer

Anonymous in Home Financing

asked on 17 May 2011

My mum, aged 58, is looking to buy a private property. For financing, is she able to get a longer loan tenure if I am a co-borrower or guarantor? I currently own a HDB (still under MOP) and have a private property in Malaysia. Will this affect the...

0 • 1157 views 11 Answers

Jk in Home Financing

asked on 17 May 2011

Can I use my CPF to pay monthly installment fir my condo? I had a HDB flat which i am still paying. How does the CPF minimum sum rule apply here? Which property can I pledge for half of the required minimum sum ($123k)? Rather confused. Can...

0 • 3082 views 7 Answers

WorriedBuyer in Home Financing

asked on 17 May 2011

Hi Guru, I am taking a housing loan from bank to purchase a resale private property. I have signed the loan letter of offer and am currently waiting for the loan to be disbursed and completion. However, yesterday, I got a call from the...

0 • 818 views

AND in Home Financing

asked on 16 May 2011

I m already in my mid forties so the years of a loan for a new home is limited. Is it true that I can extend the loan period if I include my child's name as a owner?

0 • 517 views 1 Answer

Na in Home Financing

asked on 15 May 2011

Can some one please enlighten me on the cash involving buying a New EC and a Private condo/resale EC ? This is what I gather: New EC : 5% cash - Bank 5% Option Fees - Developer Private/ resale EC = 5% If that's the case,...

0 • 1237 views 10 Answers

Muz in Home Financing

asked on 15 May 2011

My credit rating is not fantastic. I owe some banks a total of 20k. (hope to clear it from the proceeds of the sale of my home) Late payments often. I earn 5k a mth. My wife and I have a combined income of 6.5k a mth. What are the chances of...

0 • 869 views 2 Answers

Muz in Home Financing

asked on 15 May 2011

Half cash proceed rule. If I make 300k cash from selling my current home, can I use half of the required amount to offset the COV? I understand the new rule states that to qualify for hdb loan I need to pump back in half that amount. Can the...

0 • 1753 views 10 Answers

Cheryl in Home Financing

asked on 7 May 2011

Good day. I am SPR, interested to buy a studio/1-bedroom condo for self-stay. Please advise 1. How much downpayment is required for under-construction unit? Any difference from buying directly from developer or sub-sale? 2. Is the...

0 • 1169 views 7 Answers

Ooi in Home Financing

asked on 3 May 2011

I am intending to buy another property (either condo or landed) for living with my kids and i am wondering what is the percentage the banks are willing to loan to a 52 year old woman?

0 • 874 views 2 Answers

Chris S in Home Financing

asked on 1 May 2011

I currently own a resale HDB and I'm looking to purchase a soon to launch EC. As I understand in my situation, the only way I'll be able to obtain a 80% loan would be to sell off my current resale HDB BEFORE applying for the new EC? Is there an...

0 • 899 views 1 Answer

Jimmy Lam in Home Financing

asked on 30 Apr 2011

Intend to get a property at Melville , about 750k , how much is the annual property tax ? when to pay ?

0 • 978 views 1 Answer

Lee Wee Siang in Home Financing

asked on 30 Apr 2011

Dear Guru, my family is currently applying for HDB mortgage loan.My brother is 30 years old and we are buying a 4room flat. The application form that was mailed to us from HDB stated both my brother and father as applicants. My dad's wish is to...

0 • 798 views 1 Answer

Krishna Barman in Home Financing

asked on 27 Apr 2011

Hi, We are SPR(me and my husband). We have around 24k in cpf and 40k in hand. we wish to buy a 4 room hdb in woodland/bukit panjong area. is it possible? If valuation price is 330k and cov is 25k/30k, what will be the total amount we need to pay...

0 • 787 views

Mani John in Home Financing

asked on 26 Apr 2011

hi guru, which bank do you think is offering promising yet competitive interest rate loan at the moment. I am planning to buy an hdb soon but is eligible for a bank loan. any suggestions would be really appreciated. my top priority is peace of...

0 • 724 views 3 Answers

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