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Hi,

Unfortunately no, the BSD and ABSD has to be paid by cash/CPF OA.

Using $1mil for just a simple illustration

Assuming Singaporean PR 1st residential purchase, typical breakdown for example $1mil purchase as follows, assuming max 75% home loan :

5% cash 50,000

20% cash/CPF OA 200,000

8% approx for stamp duties (bsd+absd) and legal fees 77,100 (can use CPF OA if sufficient)

Max 75% home loan
($750,000, 1.4% pa, 30 years, monthly mortgage $2553)

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

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Hi

Home loan is not inclusive of BSD & ABSD. However, you may pay your BSD and ABSD with CPF fund.

You may text 9620 0827  for a casual chat. We will share with you the transaction process, timeline and structure of payment.

Warmest regards

Gavin Read More

HI,

Unfortunately, BSD and ABSD are not part of the housing value thus won't be able to be included in the loan portion.

If you are purchasing a new launch, then CPF is one of the option to use to pay for the stamp duty but resale won't be able to use.

It will be good if you can let me know more about your plan so we can discuss what is the best option for you.

Thanks!

Alan Sng
ERA
 92707548  Read More

Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Sir/Madam

I will be glad to assist, no agent fee from condo buyer
Appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com with details of your unit
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang (Silvia Yogisaputra)

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More

Dear sir and madam,

Unfortunately we will not be eligible to take up loan for the various stamp duties involved, especially for ABSD where it is implemented as a property cooling measure to reduce the amount of speculative activities involved in real estate, therefore it will defeat its purpose if loan can be obtained for this reason.

My service includes meeting up with clients for a non-obligatory session where we can run through the finances required for a purchase and do up a preliminary assessment of your financial situation to determine the feasibility of the purchase intention before moving ahead. This has helped many of my clients gain a peace of mind before entering as we have encountered a number of clients who have made offers which are accepted by sellers, but only end up forfeiting their deposit due to loan issues.

Hit me up on my mobile through direct call or WhatsApp message to make an arrangement? I am also staying in the east therefore it should be relatively convenient to meet up if you are also staying in the east.

Thanks and have a great weekend ahead!

I have been in the real estate business since 2009, with more than 10years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Deputy Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com
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Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Hi BSD & ABSD are not able to count in loan amount. Do contact me at 97970200  to discuss more

Mark, your RIGHT choice
Propnex Read More

Hi,

BSD and ABSD are stamp duties, and taxes are to be paid in full to IRAS for property purchases, and cannot be under loan installments.

Breakdown of a $1.1m purchase for SPR couple as follows:
5% Cash Downpayment = $55,000
20% CPF/Cash Downpayment = $220,000
BSD = $28,600
ABSD = $55,000
Legal conveyancing = $2,500 approx.

Max Loan eligible = $825,000.
Should you not be able to loan up to the max loan amount, you will have to top up the shortfall.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More