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Good day to you.

I am sure that you have secured your HFE, and are currently seeking something that fits your budget. There are a few 3-room apartments, constructed in 1977 and 1981, that are priced between $360,000 and $380,000. And to avoid restrictions imposed by the pro-rated Valuation Limit under the CPF Act, buyers must be at least 40 years old.

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Kay Cloud
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You will need to apply for HFE and have it approved before you can enter into any purchase agreement. If you are unsure of the proceedings, you should engage the services of an agent to assist you with the purchase.

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I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market. Check out the EdgeProp featured article on myself recently at https://www.edgeprop.sg/property-news/geryl-lim-leading-landed-real-estate-heart-hustle-and-harmony

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

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Hi! For a budget of $360K in Marsiling, there are resale HDB options you can explore, typically 2- to 3-room flats depending on the block and floor. Key points to consider:
• Eligibility: Being a Malay Singaporean family, you meet the ethnic quota for HDB resale purchases.
• Financing: If you have CPF savings, you can use them for downpayment; otherwise, bank loans are possible.
• Flat type: At $360K, most likely 3-room flats. 4-room flats may be above budget unless older or in less central blocks.
• Agent guidance: A dedicated agent can run you through current listings, check flat conditions, advise on grants you may be eligible for, and help with negotiations.

I can help you shortlist available flats in Marsiling within your budget and guide you step by step if you like.
Aren Goh, PropNex
9657 6701 Read More

(✔1) With HFE already in place, the next step is to shortlist homes that comfortably match your approved budget.

(✔2) There are several 3-room flats from the late 1970s to early 1980s, typically priced around 360,000 to 380,000.

(✔3) For older flats, buyers must be at least 40 years old to avoid CPF usage limits tied to the remaining lease.

(✔4) A valid and approved HFE is required before you can commit to any purchase or sign an agreement.

(✔5) Early planning helps prevent delays, especially when CPF rules and flat age are involved.

(✔6) Engaging an experienced agent can simplify the process and help you avoid costly mistakes.

(✔7) A clear understanding of eligibility and financing ensures a smoother and more confident purchase journey.

“Success is where preparation and opportunity meet.” — Bobby Unser
WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.

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