11 Answers

Evening,

Firstly, let me assume that both of you are SC, above the age of 21 and does not possess any residential property in hand.
Depending on your income status, you can opt to apply for HLE. Hunting of flat, understanding the market and choosing something that fit your requirement and budget will be vital.
Secondly, planning ahead for what is to come will help you decide on the location and type of housing.
Lastly, get an agent to assist you along the way so that everything will be hassle-free till the day you collect keys for your ideal unit.

Do contact me further for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
0
Hi,

Will be glad to assist. I have worked with first timers couples before, and understand your concerns and plans. You may refer to my client testimonials below. Firstly, you may want to apply for a hdb loan eligibility (HLE) first to determine how much indicative loan hdb can support, so as to narrow down the ideal locality clusters and sizes to look at. Loan depends on your age, income and credit profile and any outstanding loan.

If both are SC 1st timers and your monthly gross household income is 12k & below, you are eligible for hdb loan and 1st timer housing grant of 30k. If you are buying near parents, you can also qualify for proximity housing grant of 20k. These are some basic info that hopefully clears up some of your initial doubts. Thanks and hope to value-add to your plans further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More
0
Hi

I am a licensed and experience real estate salesperson with OrangeTee.

We will be able to guide and take you through step by step from planning, financial calculation, selection of flat, documentation, completion and move-in.

The 1st step is to engage a real estate saleperson.

You may call 9620 0827  for a casual chat or email to gavin.ng@orangetee.com.

Regards

Gavin Read More
0
YT Tan (陈永达)
Good evening buyer,

I am more than willing to share with you a flowchart of a typical HDB purchase that I done up.

From there, you will have a better idea on how to purchase your desired house.

But first and foremost, you might want to apply for HLE (HDB loan) or IPA (bank loan) to gauge how much you can loan up to and share with me how much finances (CPF OA funds and cash) on hand so I can draft out a financial plan for both of you.

Hope my sharing is beneficial to your property purchase.

May I know how can I continue to value add in your purchase?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More
0
Hi, I would be most glad to assist you further. I stay in Tampines and thus am very focus in this district. Would be happy to share about the price range of those newer units that are nearer to Tampines MRT.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
0
Hi buyers,

I've been staying in Tampines for over 20 years and would be in a good position to guide you through. Furthermore, my agency is the largest in Singapore, and that speaks for itself.

Of course the usual eligibility checks and stuff, but what's most important is to know the characteristics of the different parts of Tampines, and which would be the most suitable for you.

Feel free to contact me at your convenience, and we can take it from there.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More
0
Hi,
The first step is to know your budget, hence get the HLE asap.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
0
Hi Sir/Mdm,

1. I will be more than happy to assist you in the process to secure your dream home. I have been staying in Tampines for more than 15 years and have also transacted units in Tampines before.

2. Before you start viewing houses, it will be good to organise your finances first so as to budget properly for your house. You may obtain a HDB Loan Eligibility Letter from HDB or In Principal Approval from a bank.

3. Please feel free to contact me so that I can guide you through every step and also draft up a comprehensive financial plan for you.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg / nick96444854@gmail.com
(W) www.nick-tan.com / www.propertyavenue.com.sg

Testimonial from Satisfied Clients (2015/2016)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer of HDB)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer of HDB)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More
0
Dear buyer,

It is advisable for all buyers to kickstart the whole process by assessing the eligibility to purchase from the HDB schemes to the financial assessment on top of the various grants that you maybe eligible for (am assuming you are looking to stay near parents). If both of these checks have not been done, it is advisable to do so especially for financial aspect (HDB loan or Bank loan) where you will need to streamline the possibility of choices you can work on in order to be more efficient in the whole home search process.

If you need a contact point to do the above assessment for bank loan before the viewing process begins, please drop me a note or message and I can link you up accordingly.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

My self introductory video on https://youtu.be/6UfrCOCB6Mg

Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

G.A Landed Dynamic Alliance
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GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred Experienced SG Professional

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