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Good evening,

Do take note that your loan will be subject to 60% Total debt servicing ration of your combined income.

Maybe let my banker advise you on your in principle approval so you can gauge how much loan can both of you obtain.

Hope to hear from you soon! Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
District Director
ECG Property Pte Ltd
(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

Hi,

Based on rough calculations and basic info you have provided, assuming you have no other loan obligations, and based on TDSR requirements of 60% of monthly income for mortgage, 30-year loan, you should be able to get a maximum $601K loan quantum.

However, it is best if you speak to one of my mortgage financing partners who can better advise on how much the banks can support. The In-Principle Approval will be close to the final amount. Thanks and may we discuss further?

Warm regards,
Ivan ERA
 97432395 
ivanng10@gmail.com
www.ivanng10.com Read More