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Good day to you.

I understand that your concerns go beyond just numbers, especially since there are many financial calculators online that can help. I would love to have your details so we can work together to turn your homeownership dream into a reality.

Navigating a property transaction can feel overwhelming, especially when tied to major life events. As a property consultant with 15 years of experience, I am here to provide not just market knowledge, but also peace of mind.
I specialize in sensitive property matters, offering expert guidance on:

Divorce & Asset Settlement: Helping you achieve a smooth and equitable outcome for your shared properties.
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Ready to find clarity? Contact me for a free consultation today and let’s discuss how I can help you secure a confident future.

Regards
Mike Lim
Mobile: 96929209 
email: m52i@yahoo.com
R026708F
ERA

You can also follow my short videos for more tips:
https://www.youtube.com/@SGHomeCompass Read More

You can reach out to me and I can help you check for options.

I'm a Harvard graduated real estate agent with a degree in economics, and have supported clients on more than $1 billion in transactions. I can also help with sourcing, viewing, own-stay & investment analysis, market comparatives, timeline planning, safe entry pricing and more.

Do whatsapp or email me via my details below:

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More

You can appoint an agent to work on your purchase together.

——

I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market. Check out the EdgeProp featured article on myself recently at https://www.edgeprop.sg/property-news/geryl-lim-leading-landed-real-estate-heart-hustle-and-harmony

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Deputy Branch Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Hi,

1) You should be able to see the available loan amount you could get from the HDB, as well as the grants from the HFE.
2) You add in the funds in your OA and cash saving, you will be able to find out the estimated budget.
3) On top of the above general information, you also have to find out the amount of cash needed other than loan, CPF funds, and grants.
4) You will need to include the buyer stamp duty, legal fees, caveat, microfilm, valuation, resale application, etc.
5) The cheapest legal fees available in the market is from HDB.

All The Best!!!

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

Note:
Any response to our answer does not reach us until we scroll through each and every query posted daily.
The best way to get a follow-up is to Whatsapp or email us directly. Read More

You’ll need to check your HDB Loan Eligibility (HLE) and/or bank loan approval first.

Given that your HFE is done, the next steps are:
1. Calculate CPF usage: Check how much is available in your CPF OA for downpayment and monthly mortgage.
2. Estimate cash needed: Depending on the resale flat price and your CPF OA, determine how much cash you need for the downpayment, stamp duties, and other fees.
3. Loan eligibility: Apply for HDB or bank loan in principle to see the maximum loan amount you can get. This tells you if the 3-room resale flat is affordable.
4. Budget for renovation/furniture: Don’t forget additional costs like renovation and furnishing.

If you want, I can run a rough affordability calculation for a typical 3-room resale flat based on your CPF and cash.
Aren Goh, PropNex
9657 6701 Read More

(✔1) You can contact me anytime and I’ll help you explore the available options step by step.

(✔2) Start by checking your HFE outcome to see your eligible HDB loan amount and any grants available.

(✔3) Combine your CPF Ordinary Account balance with your cash savings to estimate your overall purchase budget.

(✔4) Beyond loan and CPF, factor in additional cash outlay such as Buyer’s Stamp Duty, legal fees, valuation fees, resale application charges, and agent fees if applicable.

(✔5) Planning these costs early helps avoid surprises during the buying process.

(✔6) For legal conveyancing, HDB provides one of the most cost-effective options available in the market.

If you’d like, I can help you calculate a clear budget range and guide you through the next steps.
WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.

-----------------------99Years------------------------999Years---------------------->>>

IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.

WhatsApp me at ✔✔ ABLE TOH (65) 9856-9255  or via this link:

https://wa.me/6598569255

Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.

✔✔✔You can READ my REVIEWS here:Able S K Toh

https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

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✔✔ Connect Singapore Line (ABLE TOH): (65) 9856-9255 

WhatsApp: https://wa.me/6598569255

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如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。

✔✔ ABLE TOH/ 诗强（65）9856-9255
WhatsApp：https://wa.me/6598569255

✔✔✔查看我的客户评价：
Able S K Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

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✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255 Read More

I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

Hi there, Congrats!
You might have known HFE is valid for 9 months while searching for your next dream home might take a while, not taking in account HDB completion process and possible factors that might delay the whole process.

Shall we sync up for a quick call to understand how we can work together?

Sincerely,
Dennis Chua, CEA Reg No. R069661A

Associate Group Director, PropNex


HDB • Private • Data-driven entry & exit

Helping buyers avoid pricing inefficiencies and sellers maximise outcomes.



WhatsApp: https://wa.me/6589258958

Email: dennis.chua@propnex.com
Website: https://www.dennischua.com

Instagram: https://instagram.com/dennischua.ck

TikTok: https://tiktok.com/@dennis.chua Read More