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Yes, your spouse can purchase under non-citizen spouse scheme. 1st of all, it is best to check on the loan your spouse is eligible for in order to plan for the purchase. You can get your spouse to apply for HFE first before proceeding further. No fees applicable for HFE application.

In case you are unaware, SPH is organising The Home Expo 2024 this coming September and OrangeTee is proud to be the presenter for this event where we have lined up a total of 16 speakers who will be sharing on the different market segments and topics during the 3 days event. Do register for the event if you are looking out for more insights of the real estate market at http://bit.ly/THE2024Geryl. Looking forward to see you at the event.

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I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Senior Division Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Good morning,

cash outlay will depends on what type of housing loan (HDB or bank) you are using, how much you are eligible for and do you have enough CPF OA funds (including housing grants for singles under families with non resident) for the downpayment.

Let say you are eligible for 75% bank loan and enough CPF OA funds for 20% downpayment.

A rough guide will be:
Balance 5% needs to be in cash
valuation fee: $120
resale application fee: $80
legal fee: $2000
agent's commission: 1% of purchase plus GST etc

Hope my sharing aids in your property needs. Do contact me if you need any assistance.

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!

Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

Contact:
Mobile: 9111 51 71 (wa.me/6591115171)
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Hi,

Yes, you can purchase under the Non-Citizen Spouse Scheme. I recommend starting by applying for the HFE (Housing Financial Eligibility) to determine your eligibility, loan amount, grant options, and other details.

If you’re approved for the maximum loan of 75%, you will need to make a down payment of 25%—comprising 5% in cash and the remaining 20% can be covered by cash or CPF.

I’d be delighted to assist you throughout your property journey. Please feel free to review my testimonials below to see how I’ve supported others in similar situations.

This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

Testimonial from Satisfied Clients
-- My husband and I wish to commend the sincere attitude and good customer service rendered by your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several agents but none as genuine as Jenny. Being a seller agent, she took our interest at heart in handling the sale, unlike other agents who are self-interest. Jenny is punctual and prompt in the whole dealings and we were convinced that such an agent is hard for find nowadays. Jenny is a trustworthy, honest, sincere and hardworking agent. We are happy with her service and would gladly recommend her to our friends in future. Jenny is an asset to Propnex and the organisation should value her. Thank you Jenny for her efforts--
Mr and Mrs Soo (HDB seller)

--Jenny is very committed and responsive to her clients and she has spent hours updating them and looking out for great deals and even tailor-made property proposal geared towards their needs. Will certainly refer her to others and will definitely approach her again in her future--
Nick and Kim (New launch buyer)

--Jenny did a great job helping my wife and I sell our unit. She took active steps to walk our neighbourhood to understand what she was marketing. During the marketing period, she managed potential buyers and provided timely updates and recommendations so we could stay on top of the process. Overall, Jenny was professional and helped us to achieve a positive result which we are very thankful for--
Aaron ( HDB seller)

--Jenny was very passionate and went the extra miles to help. Thanks to her professional advice and recommendations, I had finally found my dream home--
Yvonne (New launch buyer)

--Appreciate Jenny's clear and prompt communication style with us and other stakeholders. She was also patient and client-centered throughout the process of finding a home that met our criteria. As a first-time home buyer, we appreciate how she went out of her way to explain the process and answer questions we had--
Samantha (Resale condo buyer) Read More

Hi, appreciate your sharing. Able to do HFE to determine the loan before working out your final budget. To seller, 5000 in first stage follow by valuation and HDB resalenet.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

1. Your spouse can purchase under the non-citizen spouse scheme.
2. First, check the loan eligibility for your spouse to plan the purchase.
3. Apply for the HFE (no fees for application).
4. If eligible for a 75% bank loan and have enough CPF OA funds for a 20% downpayment:
- Balance 5% needs to be in cash.
5. Additional costs:
- Valuation fee: $120
- Resale application fee: $80
- Legal fee: $2,000 TO $3000
- Agent's commission: 1% of purchase price plus GST.
6. Use HFE to determine the loan before finalizing your budget.
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

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