AskGuru Q&A Community

Hi Mdm J Tan

Will need further information before I can advise.

Would you like to ask your niece to write to gavin.ng@orangetee.com? Will advise accordingly.

Thanks

Gavin Read More

Hi Mdm Tan,
Your niece may want to watspp me @ 97100155  .
Thanks
Pei Propnex Read More

Good morning Mdm. Tan,

If your niece have stable income in Bangkok, my bankers can assist in assessing his loan eligibility. With that, we can better work on the desired units that falls within his budget.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA

Looking for someone who have knowledge and experience on sales and purchase of residential properties?
With more than 10 years experience on standard sales and purchase cases, I do also handle cases that is related to:

1) Mental Capacity Act
2) Long Lasting Power of Attorney
3) Estate Planning and Distribution
4) Divorce
5) Bankruptcy

Put your doubts aside before moving forward in life’s most rewarding decision with ease of mind as you are in good hands Read More

Hi Mdm Tan, Yes, she should. Do contact me at 97970200  to discuss more

Mark, your RIGHT choice
MCG Read More

Hi Mdm. J Tan,
Firstly, I would like to thank you for your query on Property Guru.
For bank loan- max loan is 80%.
Payment Outlay :
The purchase breakdown ASSUMING SC + 1st Property is as followed -
:5% CASH ;deposit and exercise
[1% deposit AND 4% upon exercise]
:15% CPF (or cash if insufficient)
:3-4% Buyer Stamp duty; BSD (Can utilise CPF if you have enough funds,subject to conditions)
:Legal fee = $ 2,000~$3,500 dependent on individual legal firm.

Should you be purchasing a property property, having agent representation will cost you nothing as it's free ,with everything being handled by your agent from A to Z. What does this cover?

-Understanding your requirements and preferences
-Shortlisting and arranging viewings of units in line with your requirements
-Negotiation
-Paper Work/ Legal Arrangement
-Financial Calculations with succinct payment timeline/ breakdown
(Amalgamation of cash/ CPF proceeds etc)

EXTRAS
-Customised Sales Report tailor made for your purchase
-Price analysis of Transaction caveats in surrounding developments
-Projected capital returns and rental yield report

Please do contact me at 96659926  for a short in depth discussion to value add your purchase and offer thorough insights to the property outlook! Visit my website for my recent accolades, awards and testimonials@ www.kumarrai.com.

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

ERA Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2017
ERA Multi-Million Dollar Club Award
2014-2017 ERA Asia-Pacific Business Conference Elite Award

P Group
Overall Top 100 achievers 2014-2017 Read More

Dear Uncle/Aunty

You are such a nice relative to yr niece, I am most delighted to assist you .

Let me explain how Singapore 's policy on buying property here

Purchase a resale apartment procedure
1% for booking fee
4% to exercise in 2 weeks
Total 5% all in cash

Stamp duty 3-4% : 1 mil and below 3% , above 1mil 4%
To be paid when exercise the option. Can be cash or CPF .

The rest 80% can be funded by taking a loan from the bank.

Whether yr niece can get the loan , the bank need to do some check as there is this TDSR that they need to screen before they can confirm how much loan to grant.
I work with many homeloan bankers so if need I can recommend them to you to help yr niece to do the calculation .

Feel free to contact me for further detailed discussion without obligation.

Yours sincerely

Veronica Lim
TOP Achiever since 2001
OrangeTee & Tie Pte Ltd
Seniore Associate Group Director
3rd Largest Agency in Singapore
Website : www.veronicahomes.com Read More

Hi Mdm Tan,

I have assisted several Singaporean clients who are residing overseas to purchase a property in Singapore. As long as your niece has got the necessary income documents, she will be able to qualify for a bank loan.

As housing loan in Singapore is subjected to the Total Debt Servicing Ratio (TDSR) framework, I will need to first help her ascertain her eligible loan amount before progressing further.

Please feel free to link me up with her so that I can understand her situation better and provide her with further assistance!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
https://www.cea.gov.sg/docs/default-source/module/newsletter/3-2017/bouquets-for-property-agents.html

Testimonial from Satisfied Clients (2016/2017)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More