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Hi Pauline,

Currently market price for 4room is around 400K+ (with 20-50K COV).

Out of the 400K, 80% from bank loan (if qualified), the other 20% + COV is from either CPF or cash.

400K x 20% + 25K(COV) = 105K
In additional, you still needs to pay gov stamp duty = 6600. This can from either CPF or cash.

Hope my adive is useful to you. You can contct me if there is more questions. I am willing to help. thanks.

Robert Peng: 9800 1968 
Robertpeng001@gmail.com
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