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Hi,
My Fiancée and I are SC.
We are getting married in Feb. Venue, JOP and stuff all booked.
We plan on getting a Resale flat and want to use our HDB gov grants and plan on taking up a bank loan.

Is it possible to purchase the resale flat before our wedding with the use of our grants? Or must we wait till after we get the Rom cert before our second appt?

Able to appeal to HDB?
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7 Answers

Hi,

Congratulations on your new milestone. Yes its possible to purchase before your official ceremony. The whole process could take about 4-6 months hence its the ideal time to start searching. Typically they will require the ROM cert on the 1st appointment so that the grants can be disbursed. However, appeal cases shouldn't be an issue so long you have other documents for evidence that the wedding will proceed eventually.

Thanks and may I have more details so to make better recommendations? Look forward to value-add to your plans further, you can refer to my client reviews. Thanks

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
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SMU BBM (Finance), Magna Cum Laude

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(Client's Testimonials) Read More
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Hi buyer,

It'd be advisable to have your ROM certificate by the first appointment, or your financial planning would be invalid should you not get the grant in time.

Feel free to contact me at your convenience, and I'd do up a smooth timeline for you.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More
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Hi,

Congrats on your marriage. Since you have all the necessary elements booked, you can submit an appeal to HDB to submit your certificate later. It will be a good chance that your appeal will be successful.

You may start to plan your finances and shortlist units now as the resale process may take up to 4 months. Moreover, if you are looking at specific areas, you may have to wait for units to be available.

Please feel free to contact me if you need further assistance.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2015/2016)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer of HDB)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
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Evening,

Standard HDB transaction takes about 14 to 16 weeks to achieve completion. This would exclude the the hunting time, period waiting for valuation and submission timeline. Should we managed to secure a unit by end May, the estimated completion date will be around early to mid October. By then, you should have already fixed the actual ROM date and obtained the registration slip. We can then submit the ROM certificate to the resale officer for their verification.

Do contact me further should you require additional assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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YT Tan (陈永达)
Good evening buyer,

I assume your solemnisation will be on or close to the same date as your big day which means you wont be able to get your house ready for your wedding.

Since you have wedding banquet receipt etc, I will advise you to appeal to HDB first before kick starting your house hunting process if not it will be a plain waste of time.

I wish you all the best in your appeal and congrats on your engagement.

Hope to hear from you soon so I will be of further assistance in finding your dream house!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More
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Hi,
Best to get the ROM certificate ready on the 1st appointment, only when all documents are ready, then the 2nd appointment can be confirmed.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred SG Professional- Agent.myweb.sg & Agent.irealtor.sg

It dun worth the hassle, it always recommend that you only go for the first appt after ROM. As legal title must be valid upon first appt.

Feel free to engage me as your agent. I can assist you based upon your stated contents and walk you through the entire process with options.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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