AskGuru Q&A Community

Hi Sir,

I regret to inform you that this is not possible. You are not able to remove her name as the co-owner for HDB flat. This is only applicable for private, and we call this Decoupling.

If you were to apply for a BTO flat, you will be treated as a "second-timer" if you had taken CPF Housing Grant when you first purchased your current flat. If you had not taken the Grant, you will be deemed as "first-timer" applicant.

You are able to apply the BTO under Owner-Occupier. Do take note that should you be successful in your BTO balloting, you will be required to sell off your current flat latest within 6 months upon the BTO key collection. Both the Owner and the Occupier will also need to fulfill a fresh 5-year MOP for the BTO flat.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi,

1) If your objective is to own 2 HDB flats by you and your wife, this is not possible.
2) You are not allowed to own 1 HDB and be an occupier of another flat, likewise for your wife.
3) Your wife can apply for a BTO even as an owner of the current flat, but you will have to sell your current HDB within 6 months upon key collection for the BTO.
4) Therefore, in the end, you will be left with 1 BTO flat.

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

Note:
Any response to our answer does not reach us.
The best way to get a follow-up is to Whatsapp or email us directly. Read More