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Good morning buyer,

If you have no intention to obtain HDB loan or CPF housing grant, you can have a time frame of 6 months from purchase completion to produce your marriage cert.

If not, you will have to produce it before the purchase completion which is the 2nd appointment date.

Hope my explanation helps!

If you need further assistance or advice in your property purchase, feel free to contact me. Cheers!

Warmest Regards,
YT Tan
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

Hi,

Typically, you need to have it ready by the 1st appointment as issues pertaining to housing grant and finances are settled then. There could be exceptions on a case by case basis. Thanks and hope to assist further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Afternoon,

You can purchase resale HDB unit, collect the keys and present your ROM certificate within 3 months from there. However, you will need to present the necessary documents indicating that the ROM date have being fixed during the first appointment.

Do contact me further should you require my assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Sincerest apologies, it should be 3 months rather than 6 months.

You can take the link from hdb website as a reference. Cheers!

http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/eligibility-schemes

Warmest Regards,
YT Tan
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

Hi

For fiance & fiancee scheme, you must submit your marriage certificate within 3 months from resale completion date.

If applying for CPF Housing Grant, submit your marriage certificate on or before the resale completion date.

If you have any further questions you may call 9620 0827  or email to gavin.ng@orangetee.com.

Regards

Gavin Read More

Hi,

You may present the marriage certificate within 3 months from the completion of the purchase. If there are circumstances that you cant produce within the period, for example you had a specific auspicious date for marriage, you can appeal to the HDB officer.

Please feel free to contact me at 9644 4854  to discuss more!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg
(W) www.nick-tan.com / www.propertyavenue.com.sg

Testimonial from Satisfied Clients (2015)

“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.

We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer of HDB)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer of HDB)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”

Mr and Mrs Chan (Sold and Bought through Nick) Read More

Hi,

Re: Our Preferred Experienced SG Professional

HDB appointment need to provide ROM docs, if not. Tell the HDB officer, you will have it ready before HDB transaction completed at 2nd appt.
Call us now, we can explore further in detail.

We are contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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Good evening buyer,

Sincerest apologies for the late reply as Propertyguru doesnt prompt me when there's any reply to my post.

Interest rate for HDB loan is 2.6% so it depends which type of bank loan package will you be taking. I will strongly advise SIBOR as it has not been very stable and has been on the rise.

If not, you can consider loan package that cap interest rate to 2.5% from DBS (still lower than HDB loan) if not, can consider fixed deposit rate from OCBC or DBS.

But do take note that if selecting of loan still depends on your capability to finance the initial downpayment.

HDB loan: 10% can be fully paid by CPF OA funds.
Bank loan: 5% cash and 15% CPF OA funds or cash.

Hope my explanation helps!

If you need further assistance or advice in your property purchase, feel free to contact me. Cheers!

Warmest Regards,
YT Tan
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

Good evening buyer,

It might due to your busy schedule that you didn't have the chance to read my reply to your query.

I had shared some of my insights and suggestions earlier. Hopefully they are value adding to your purchase plans.

If not, feel free to share more with me so I will be in a better position to advise you further.

Hope to hear from you soon!

Warmest Regards,
YT Tan
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
BEstate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

My Answer with regards to your Question:

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