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Morning

yes, you two can buy a resale flat under the Fiancé/Fiancée Scheme, and you can choose to list your PR partner as a co-applicant (owner) so that you can use her cpf for the hdb

The usual “SPR for 3 years” rule does not apply because you (the buyer pair) are a Singapore Citizen; that 3-year rule only applies to SPR-only households.

She can use her CPF OA for downpayment/instalments and can be included in the HDB loan/HFE assessment because CPF usage and loan participation require being an owner.

If you wish to find out more, can proceed to contact me thru the following
whatsapp : wa.me/6596989189
email : bryankoh.realestate@gmail.com

Thanks Read More

As per HDB's website, the proposed owners can either be a Singapore Citizen (SC) or a Singapore Permanent Resident (SPR), with another owner or occupier who is an SC or SPR. Only if all the proposed owners are SPRs, they and the essential occupiers must have held permanent residency for at least 3 years.

There are however a few other major considerations you might need to take note of if you are purchasing a resale HDB.

I'm a Harvard graduated real estate agent with a degree in economics, and I have a decade of experience working on Singapore public policy. I would love to schedule a free consultation to discuss your options if you need any support.

Feel free to reach out via whatsapp or email.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More

Hi, appreciate your sharing. Yes you, can do so by filling into HFE to determine the outcome.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, there is no issue here in your case as you are a local.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

She can be a co-owner of the property given that you are a Singapore Citizen. Read More