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Hi,

I'm interested to get 3-room resale flat (Single Scheme) at Jurong East area (possible near to JE MRT). I'm not sure whether if below CPF and income is sufficient to get the flat.

CPF OA: Approx. $60k
Salary: $3.5k (before CPF)

Thanks.
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7 Answers

Angela Chua 蔡斯琪
HI Jack,

Would advise you to apply for the HLE first. Let me know if you need help with that.

Thank you.
Angela Chua
Propnex Realty Pte Ltd
H/P: 9323 3330  Read More
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Hi Jack,

It depends on how much cash are you planning with? You should be able to take up to 200k loan for a 25 year loan tenure if you just turn 35, provided you have no other loans and fixed salary personnel. Thanks and hope to assist further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
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(Client's Testimonials) Read More
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Hi Jack,

You'd be fine, as long as you have enough cash on hand. In addition, you have to apply for HLE/AIP before proceeding, to get a more concrete picture of your financial threshold.

Feel free to contact me at your convenience, and we can carry on from there.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More
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Evening,

If you are getting HDB loan and this is your first subsidized unit, you would require around another $80k to $100k cash for the purchase.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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YT Tan (陈永达)
Good evening Jack,

Care to share how much cash do you have on hand and have you apply for HLE (HDB loan) or IPA (bank loan)?

I personally stay in Jurong. Hope I can find you your ideal home.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More
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GAN ENG JOO ONASSIS
Hi Jack,

Re: Our Preferred Experienced SG Professional

Start with HLE loan application then you have a better pictures of your budget available for the HDB purchase.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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Hi Jack
First thing on hand, you would like to apply for a HLE or IPA. With the approved amount we will be able to break down the financial details.
Looking forward to assist you.
Tricia Tan
 91442664  Read More
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