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Hi,

You are eligible for Resale HDB or New and Resale Private Condos. It depends on how much loan you are eligible for mortgage financing, and that depends on your age, income, credit profile and any other current debt obligations you have at the moment. Thanks and hope to have more details before value-adding with further recommendations.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Hi,

Do contact me at 96659926  for us discuss further on your requirements comprehensively to understand the crux of your requirements & expectations, to enable me to deliver a more accurate financial projection and breakdown of cash flow for your purchase after understanding your finances succinctly as well as to explore the possible options accordingly at no obligation.

In midst, you will progressively be updated and furnished with these documents :
(1) Price analysis of properties in your desired locales
(2) Customized sales and rental report of chosen project v other projects
(3) Indicative pricing and Transaction caveats of recently sold units in chosen project
(4) Projected yield and capital upswing info derived from within vicinity properties

Let's catch up at 96659926  and allow me to walk you through this process seamlessly! Furthermore, no agent fees is involved, with the entire technicalities of the purchase resting on my shoulders to best protect and maximize your interest.

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

About Me-
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2015 February ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ overall 2014 ERA Top Achievers Read More

Good evening buyer,

If you want to have good rental yield, probably you can look into resale HDB but you have to take note that you have to fulfill the minimum occupation period first before you can rent out the whole unit. Only can rent out rooms at the time being.

If you are not keen in the resale HDB purchase option, you can look into private condo/ apartment.

Go for resale units with tenancy for immediate investment returns but go for new launch if you are looking at potential capital appreciation.

Maybe do let my banker to advise you on your in principle approval first so you can gauge how much bank loan can you obtain. Btw how much cash do you have on hand as well? You will need it for the downpayment.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
(W):www.propertyavenue.com.sg Read More

Dear Sir/Mdm,

I do know of a new launch coming up in D19 somewhere in June.

Good location and near to amenities, and very affordable price that may create buying frenzy.

Feel free to contact if you are keen and I will share with you more information regards to this project.

Thanks and Regards
Johnny Goh
R018297H
Team Associate Director
OrangeTee.com Pte Ltd
Mobile: 90906267 
Email: johnny.goh@orangetee.com
Website: johnny-goh.com Read More

Hi,

Based on initial assessment, by applying the total debt servicing ratio (TDSR), based on your salary of $7k and a loan tenure of 25 years, you can probably afford up close to a $1 mil property.

As we do not have complete details, basing on your CPF amount available, anything below 800k will be comfortable. Assuming you take a 80% loan, the remaining sums will work out as below:

5% cash - $40k
15% CPF OA - $120K
Approx. 3% Buyers' Stamp Duty - 18.6k (payable CPF OA)
Legal Fees - Approx. 3k (payable by CPF OA)

Do give me a call to allow me to share Why should you buy/not buy in current market situation and How to analyse a property. I'll share more insights on property purchase and address common concerns that homebuyers like you have.

Vera Wang
H/P No.: 8777 7907  Read More