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Hi
I would like to seek your advice on my housing situation.
I’m 35 years old, currently single, working as a public servant earning about $6,000 per month. I’ve just received my HFE letter. I’m eligible for a $40,000 HDB grant and about $373,200 HDB loan.
I’m planning to marry my Thai partner soon, but she is not a PR yet.
Given my situation, I’m considering a few options and would appreciate your professional advice:
Should I proceed to purchase a resale flat now as a single? If yes , where are the areas i should focus on.
Would it be wiser to rent first while waiting for my partner to obtain PR?
Is it feasible to buy a resale now and then apply for a BTO later after marriage (after MOP)?
I’m looking for a practical and financially prudent approach, especially with long-term plans in mind.
Looking forward to your advice. Thank you.
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