AskGuru Q&A Community

Hi, there are a few factors to consider before committing to buying a new place. Please call or email me for a non obligated discussion.

Shoan Siew
GPS
 98216829 
shoan.siew@gps.com.sg Read More

Dear upgrader,

I believe you should be able to make a more informed decision once the finances considerations have been done, as the price discrepancies for resale HDB to private condo is quite huge, speaking to a banker to understand the monthly commitments will be beneficial to you as I believe you do not want to overstretch your budget. Let me know if you need to speak to any bankers and we can take it on from there.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

Regards,

Geryl LIM

Real Estate Director

CEA Reg R014783H

Mobile: +65-81577565  /+65-92787772

Email: geryl7772@gmail.com

Home

Masters Of Real Estate

M.O.R.E Property Pte Ltd (L3010548F)

223 Mountbatten Road #01-01

Singapore 398008

P: +65-64448000 

F: +65-64448010 

M.O.R.E Landed Dynamic Alliance

Home of *7772 Hotline

Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "MORE Landed7772" in Mobile Apps Store or Play Store now! Read More

HI, there are a lots to share. For me to assist and advise you in details, please drop me an email for me to kick start the discussion.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi,

Based on the info you have shared, you may wish to consider new ECs on the market whereby you have an upgrade in quality of lifestyle yet prices are still relatively attractive vs private condos. Potential capital appreciation of ECs is also another factor worth taking note of.

This is of course, on the basis we can draft up a comfortable financial plan where you are not overstretched. I would be glad to understand your housing requirements and value-add with relevant insights further. Thanks and hope to discuss further.

Warm regards,
Ivan ERA
 97432395 
Ivanng10@gmail.com
Www.ivanng10.com Read More

Good afternoon buyer,

I looked at your options, I think you need to sell off your current HDB in order to upgrade.

Do take note that if you opt for BTO or EC, you will be subject to resale levy of $45k and you need to sell off your current HDB.

If you decide to hold on to current HDB and purchase a private property, your finances are not enough. As you have outstanding loan, you can only obtain up to 50% bank loan and if you have utilised CPF OA funds in current HDB, both of you have to set aside a minimum sum of $77.5k in CPF OA + SA before you can use the excess in the private purchase. As your funds are not enough to do so you have to sell off current HDB to fund this purchase.

Maybe you can share with me more like your needs/ wants/ concerns so I will be in a better position to advise and assist you further.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Property Avenue Pte. Ltd.
Vice President (Agency)
(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

Hi,

I can certainly assist you with greater information clarity from your side. Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications to be in a better position to advise you further in the most detailed and thorough manner, for me to very comprehensively chart out your financial calculations flow ( to asses if HDB or Private Property would work better) and for us to explore the available unit options you have!
, once we have established your loan/ financial flow matters. I have my network of bankers to connect you to, so do not worry!

Rest assured, I will walk you through the entire process.

Visit my website to view my testimonials & recent awards to gather more information on me: www.kumarrai.com



D Kumar

 +65 96659926 

ERA Associate Division Director

www.kumarrai.com

www.singapore-newproperties.com.
contactdkumarrai@gmail.com
 Read More

Afternoon,

Are you in urgent need to upgrade? Are you more concern about how many rooms you have or more into the total living area?. What is your comfortable budget? Do you have any preferred estate or district to look into?

Do contact me so fhat I can assist you further.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More