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Hi, I would like to buy a 4-rm resale flat in Bedok area under SSC Scheme. But I will only be eligible to purchase in early Aug, so can I start sourcing & viewing for flats? Currently, I have about 30k cash & 165k in OA, and will need to get bank loan as I am not eligible for HDB loan, just like to know the value of flat that I can afford. Lastly, if I engage a salesperson, how much commission do I need to pay? Thanks & regards, YT
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3 Answers

Hi YT The commission payable for a buyer agent will be 1% + gst. Pls feel free to let me know if you need any banker's contact. Regards Aaron 97308455  aaronchong2774@ yahoo.com.sg Read More
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Evening, Depending on your income status and credit record, you should be able to purchase resale 4 room flat of around $500k, assuming that you managed to get 80% loan. My commission payable can be negotiated based on your requirement. Do feel free to contact me for further discussion. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More
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Dear YT, The easiest way out to find out the value of unit you can afford is to speak to a banker to do an IPA on your loan eligibility to work out the probable value of your purchase. There is no obligations to do IPA but will give you a better safeguard in your househunting process to prevent you from overcommitting. I have gotten my banker contact to get in touch with 1 buyer last night and fortunately, it was done as after working out the sums, it is unlikely that the buyer will be able to afford the purchase intended. For services rendered to HDB buyer, we charge 1% of the purchase price plus GST. Visit and Like my facebook page at https://www.facebook.com/propertyblogshop Regards, Geryl LIM Real Estate Director Masters Of Real Estate (L3010548F) CEA Reg R014783H Mobile: +65-81577565  /+65-92787772 Email: geryl7772@gmail.com M.O.R.E Landed Dynamic Alliance Home of *7772 Hotline Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! Our next exhibition is on 2nd and 3rd August 2014. If you have missed out successful exhibition on 10th and 11th May, do not miss this opportunity again. Register your interest to attend this showcase event now! Read More
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