AskGuru Q&A Community

Hi,

Yes — you should still include your children in the HFE application, even if:

You are buying a resale HDB

You are the sole owner

Your husband is listed as an occupier

You are not taking any HDB loan or grant

Why children should be included in the HFE

For HFE (HDB Flat Eligibility) applications, HDB looks at the entire household that will live in the flat, not just owners or loan applicants.

Your children are:

Part of the household nucleus

Living in the flat with you

Relevant for eligibility, flat size rules, and future matters

So they must be declared as household members.

For further assistance, you can reach me at 94507283  .

Thank you

Gary Shien
Associate Group Director
PropNex Realty Pte Ltd Read More

Including children as essential occupiers can boost your eligibility for grants (like the Parenthood or Proximity Housing Grant). However, if you don't intend to take any grant, and you and your husband are already eligible to hold a HDB together, you may opt to exclude your children as essential occupiers.

In any case, if your children are going to live in the hdb, they should still be included as regular occupiers.

It sounds like you're in the midst of planning not just for the current HDB purchase but for future moves.

I'm a Harvard graduated real estate agent with a degree in economics, and I have a decade of experience working on Singapore public policy. I would love to schedule a free consultation to discuss your options and work through the various considerations before you commit in one direction that could lock-in your family and children for the near future.

Feel free to reach out via whatsapp or email and we can discuss further.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More