Good day to you and Thank you for your query,
Based on your current immigration status, you may qualify for private property or resale Executive Condominium (EC).
If your wife or son able to convert to SPR, your household may apply for resale HDB after 3 years as SPR.
Based on your income and assuming you do not have any debt, you may qualify for home loan of up to $467,659 or property price of around $584,000. Total cash and CPF required will be around $161,000 including the first 20% of property price, BSD (3%-$5400), 5% ABSD and legal fee. Higher property prices, will require more cash top up and vice versa.
You may like to know that agent’s commission is free for private home buyers. Hence, the first step is to find one you are most comfortable with and get Home Loan In Principle Approval (IPA) from bankers that have been tried & tested and recommended by your agent to ensure a smooth buying process.
Once you’ve have determined your Home Loan IPA, your agent will be able to shortlist units based on your preference and guide you through the rest of the buying process.
As we do not get prompted when you respond here, kindly contact us directly should you require more information.
Thank you and have a pleasant week ahead.
Warm Regards,
Karrien N. Chan
CEA Reg. No.: R052532H
Mobile:
+65 82250212
Email: karrien.realty@yahoo.com
POWERFUL NEGOTIATORS
PropNex Realty Pte Ltd
Service You Trust
CEA Licence No.: L3008022J
Project Core Team:
Executive Condominium
D19 The Vales - New
D19 The Amore
D18 Sea Horizon
Condominium
D19 High Park Residences - New
D18 The Santorini
D15 70 St. Patrick's – Last 12 Units
D15 Flamingo Valley - Fully Sold
D14 Tre Residences
D14 Sims Urban Oasis
Floor Plans & Listings:
http://propertyguru.com.sg/agent/karrien-n-chan-295771 Pricing Guide of Properties For Sale:
https://db.tt/pB9WrjVu
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