Morning Pamela,
Your question is subjected to multiple other factors like:
1) How much CPF do you have, after setting aside the minimum sum?
2) What is your credit and income status like?
3)How much is the bank willing to loan you, if your first property is still under mortgage?
4) Which estate and room size are you looking at?
5) Are you SC or PR, where the ABSD might affect your cash component for the purchase?
There are some other details which needs to be resolve prior to providing an meaningful answer.
Do feel free to contact me if you require further assistance.
Regards
Mike Lim
96929209
ERA
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