5 Answers

Ivan Ng
Hi Mr. Tam,

You can purchase resale hdb once both of you reach SPR of 3 years. However, you need to sell away your overseas property.

For resale EC, how much cash to top up depends on the loan amount you can get. Thanks and look forward to value-add to your housing plans further.

Warm Regards,
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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Ng Teck Chuan
Hi Peter,

Yes you may get a resale HDB after both of you have been SPR for 3 years; however, you'd need to sell away your Malaysian property within 6 months of getting your HDB flat.

Feel free to contact me at your convenience, and I can help to give you a comprehensive explanation of the financials, before you even commit to any decisions.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602 Read More


Gavin Ng
Hi Peter,

Have supported a number of SPR/SPR in buying a resale flat with overseas property.

Would you like to email to gavin.ng@orangetee.com on your enquiry and I will advise accordingly.


Gavin Read More


David Ee
Dear Mr. Tam,

If you are buying resale HDB, current regulation require that you disposed of your oversea property. You canpurchase pte condo or resale EC without such restriction.

Cal me @ 94386522 or email dfsr2010@gmail.com to discuss your options.

Thank you. David. Read More


YT Tan (陈永达)
Good evening Peter,

You are eligible to purchase a resale HDB just that you will have to dispose off your overseas property within 6 months from completion date.

If you will like to hold on to it, I will recommend you to seek for waiver before committing in an unit.

In addition, both of you must be SPR for at least 3 years before you can ink on the option to purchase.

As for purchase of private property, with your annual income, you should be able to obtain max loan of $700k for 19 years. Along with your CPF OA funds and some cash, you should able to afford a decent size unit depending on the location you prefer.

Just to share!

Only a one time sign up, you will be able to receive a free SMS update on the value of your home and neighborhood from me on a monthly basis.

Click this now: http://goo.gl/Gg5pe3!

Join me on board towards a hassle free update on valuation now!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171
(E): yt.tan91115171@gmail.com

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