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Hi , I am SPR, together with my wife, also currently a SPR. We are already eligible to buy a hdb in Singapore. Currently I am still serving an existing home loan which is bought for our parents in Malaysia. However, as we have a child now, we decided to move to Singapore and get a HDB. Our current concern is on the max loan we can obtain from the bank. Is servicing an existing home loan overseas would prevent me to get 80% home loan in Singapore under the new regulation on the LTV by MAS?
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4 Answers

GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred Experienced SG Realtor

We have a pool of experienced banker able to assess your loan to give you a clear pictures which HDB property you are eligible to purchase.

Call us now, we can explore further in detail.

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Hi
Your queries on loan matters will be better answered by a qualified home loan specialist.
Please feel free to contact me at +65 82820253  or email me at clarenceliang23@gmail.com
I will be able to refer a loan specialist to assist you on the loan matters before you make your final decision on the HDB purchase.

Thank you and best regards
Clarence Liang
ERA
 +65 82820253 
clarenceliang23@gmail.com Read More
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Hi, nope I don't think so but why don't I get my banker to assist you further? Pls feel free to let me know if you need any banker's contact or any other assistance.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Dear Sir,

If your loan is from a local bank, then it will affect your Total Debt Service Ratio (TDSR) and therefore limit your eligible loan amount.

Do contact me so that I can get the bankers I work with to assist you to check your loan eligibility at no cost.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg
(W) www.nick-tan.com / www.propertyavenue.com.sg

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Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
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Susana (Buyer of HDB) Read More
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