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Mike Lim
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Afternoon Evelyn,

Being PR, you are only eligible to obtain mortgage loan from bank. Assuming that you do not have any CPF in hand, 20% cash downpaymen is required. If you have enough CPF, minimum 5% downpayment have to be made in cash. Furthermore, getting a unit without COV is very tough in today's market context.

FYI
Mike Lim
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m52i@yahoo.com
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