4 Answers


For new condo purchase, the 1st 23% (downpayment + stamp duties) must be ready within 8 weeks before you can secure the unit, hence for a say 800k Property, about 180k must be ready within 8 weeks of booking. Hence looking at your scenario, you will have to consider getting funds from alternative sources or consider to sell your HDB first to unlock the proceeds, and rent until condo TOPs. Within 1km chongfu primary , you can consider Symphony Suites where a 3BR is about 800k onwards and timeline matches what you need.

For a detailed illustration on financial planning and best possible prices for condo, please give me a call at 97432395  or we can meet up to understand your requirements better to value-add to your housing plans. Thanks and hope to discuss further.

Warm regards
Ivan ERA
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As a baseline, you may seek alternatives of loans if you do not want to dispose off your unit just yet. Perhaps I could gain exact clarity on your finances on hand coupled with the grantable loan (to be established by bankers) to illustrate the computations and financial progressive payment to advise further on how to move forward with your plans.

Do get in touch for a non obligatory discussion for me to guide you exactly on the step by step procedural framework of EC/condo purchase, and chart the payment timeline / breakdown , to facilitate your purchase. To add , there is no agent fees and I will walk you through the entire process. Thank you!

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014.

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The main issue will be the loan for the EC/condo. As you still have outstanding loan, the max loan will be only 50% of the purchase price.
I can assist to compute the estimated loan amount for you and discuss the option for your situation.

To assist and advise more in details, kindly drop me an email for me to share .

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
Outstanding loan is not an issue if you are buying EC.
However, you need to get ready 23% of the property price as down payment within 8 weeks. About 180k.
Need to understand a bit more of your current situation to explore viable options to achieve your goal.

Feel free to call for further discussion or email for a list of carefully shortlisted properties based on your specific criteria.

Warmest regards
Belinda Zhao
Senior Marketing Manager
CEA Reg No. : R051311G
Huttons Asia Pte Ltd
Mobile: (65) 9628 0661 
Email: belindazhao1@gmail.com
Property Listings :http://www.findnewlaunchsg.com/ Read More