Hi there,
Thanks for your query!
Firstly, the response to your question lies in your objectives and lifestyle preference. As we are aware, the level of ease of connectivity and amenities available differ in what we find in city centre and suburbans.
Perhaps we could engage in an interactive discussion to derive more information on your requirements and objectives, so that I can assist in making an informed decision. As a first time buyer, you may be faced with a couple of complex issues; example- use of CPF for older/ matured leased HDBs in the city centre. As such, you may wish to work alongside a professional who will guide you step by step and ensure you are not short changed in any case. Your welfare is protected being represented. Sure you incur a slightly marginal cost, however, think about the thousands of dollars you can possibly save with the due diligence and negotiation skills of your agent. With possession to the latest and recent sales transactions in the block and vicinity and indicative valuations, you are equipped with the up to date information to press for your price. It is an one time investment with undoubtedly continuous returns having tapped into the weak market to leverage and obtain the best priced unit.
As a rule of thumb, it is always best to get your finances assured and secured to conduct the search appropriately. Perhaps I can link you to my banker who will assist you with the loan at no cost. I would also illustrate a financial cash computations/projections and financial breakdown calculations to assess which residential options will best suit your interest best.
Look forward to your reply!
D Kumar
+65 96659926
ERA Associate Division Director
www.kumarrai.com
#1 team of ERA in Singapore, Asia Pacific International for 2014.
ERA 2015 Q1 Top Achievers (Top1% of ERA)
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award
P Group
2015 Feb/ April/May ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ Overall 2014 ERA Top Achievers
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