Good morning,
Under the Non-Citizen Family scheme, the housing grant you receive is based on the purchase of an HDB resale 4-room flat or smaller, specifically under the Single scheme. What you're looking at is the Half Grant, which is available to the current foreign spouse transitioning to Singaporean Citizen (SC) status for the next property purchase. Once your spouse has obtained her Singapore Permanent Resident (SPR) status, you'll be eligible to apply for a larger Build-To-Order (BTO) unit. However, please note that an additional resale levy will be applicable, and the Half Grant will not be available.
I'm here to assist you in navigating this process and help you move closer to realizing your homeownership goals with clarity and confidence.
Navigating a property transaction can feel overwhelming, especially when it intersects with major life events.
With over 15 years of experience as a property consultant, my role goes beyond market knowledge — it is to provide clarity, structure, and peace of mind through complex decisions.
I regularly assist clients with sensitive and non-standard situations, including:
• Divorce & Asset Settlement — guiding parties toward fair, practical outcomes for shared properties
• Intestate & Estate Planning — helping families navigate inherited property and future planning with confidence
• Complex Property Matters — including cases involving Lasting Power of Attorney, bankruptcy, or special circumstances
If you’re seeking clarity rather than pressure, I’m happy to have a conversation to understand your situation and outline possible next steps.
Mike Lim
CEA Reg No: R026708F | ERA
WhatsApp: https://wa.me/message/VCDD3MUYRD3JP1
Email: m52i@yahoo.com
If you’d like short, educational breakdowns on common property questions, you may also find these helpful:
YouTube: https://www.youtube.com/@SGHomeCompass
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