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Hi Alan,

You can purchase resale HDB, but for BTO you need to be 35 & above. You can also purchase private condo (new or resale), but not new ECs. ABSD Stamp duties remission will likely be approved if its your 1st matrimonial home. Thanks and hope to assist with your purchase further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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(Client's Testimonials) Read More

Hi,

Re: Our Preferred Experienced SG Realtor

Both mature and non mature estate you are eligible to buy HDB resale under SC and foreign spouse. ABSD remission will apply.

Call us now, we can explore further in detail.

We are contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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Hi Alan, yes both of you are eligible to purchase a HDB unit. But the loan application is solely base on your own income as your wife is not eligible for any loan application due to the fact that she is a foreigner. Therefore, the ownership belongs to you while your wife will be the occupier.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Good evening Alan,

You are eligible to purchase a resale HDB under non citizen spouse scheme with your foreigner spouse as long as she fulfills certain criteria. You are not eligible to purchase a new BTO as she's not a SPR.

http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/eligibility-schemes?resolvetemplatefordevice=true

http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/new/hdb-flat

You can purchase a resale HDB in mature or non mature estates. There is no restriction.

It will be advisable to obtain HLE (HDB loan) or IPA (bank loan) before you start your househunting. But do bear in mind that as your wife is a foreigner, only your income will be taken into consideration for the mortgage application.

Probably you can share more information with me so I will be in a better position to advise you further.

And of course you are eligible to purchase a private property solely by yourself or with your spouse.

Hope my explanation helps!

Hear from you soon.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
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(W): www.propertyavenue.com.sg Read More

Hi Alan
Yes you can buy a resale hdb. However the loan will be only subject to you alone. Grant will only be available subject to income ceiling. You are also eligible to purchase pte properties.
Firstly, you can obtain a HLE or IPA from the bank to fnd out the amount of loan, and we can work into details from there.
Look forward to assist you in your search.
You may reach me via 91442664  .
Tricia Tan
propnex
 9144 2664  Read More

Afternoon,

You are eligible to purchase resale HDB unit under non-citizen spouse scheme. Both of you are also eligible for private property. As this will be your matrimonial unit, ABSD is not payable.

Do contact me further should you require my services.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Sir,

You will be eligible to buy a resale flat under the non-citizen spouse scheme or a private condo.

Since your wife is a foreigner, only your income will be considered under the loan assessment. You may wish to get a HDB Loan Eligibility (HLE) or a Bank Loan In Principal Approval (IPA) before you start your house hunting process. With the information, you will be able to plan your finances better and shortlist units that you can afford comfortably.

Please feel free to contact me at 9644 4854  if you need further assistance.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg
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We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer of HDB)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer of HDB)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”

Mr and Mrs Chan (Sold and Bought through Nick) Read More

Resale HDB: You can purchase a resale HDB flat regardless of your age.
BTO (Build-To-Order): BTO flats are available only to buyers aged 35 and above.
Private Condos: You can buy either new or resale private condominiums.
ECs (Executive Condominiums): You can’t purchase new ECs, but you can buy resale ones.
ABSD Stamp Duty Remission: If it’s your first matrimonial home, you’re likely eligible for ABSD (Additional Buyer’s Stamp Duty) remission.
Feel free to ask if you need further assistance! Read More