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Hi. I am 26 y.o. Should I (1) buy studio apartment and rent it out to cover the cost of the house until I am ready to move in or (2) wait until 35 to buy a HDB? I don't intend on starting a family.
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7 Answers

Hi,

In fact, real estate has been treated as an asset to beat against inflation.

However, this is an investment and not just park your money inside bank and forget. Thus it comes with risk.

Comparing private & HDB, the answer is obvious as capital appreciation of private against HDB is about 3 times difference.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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Dear Sir/Mdm,

If you are able to afford comfortably, you should start early as getting into the market early allows you to take advantage of the long term growth in real estate prices. There are still 9 years to go before you turn 35 and by holding on to a private property for these 9 years, you will be able to generate rental income while waiting for the property to appreciate.

The rental income and potential upside may even allow you to generate enough cash to fully pay up a HDB once you reach 35.

Please feel free to contact me so that I can understand your situation better and provide you with further assistance!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

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Hi Sir/Madam

Please contact me at (65) 96608508  or Silviayang8@gmail.com for non-obligation discussion
Thank you.

Warmest regards,

Silvia Yang

PropNex Realty Pte Ltd
Mobile: (65) 9660 8508 
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Dear interested buyer,

Real estate tends to appreciate in the long haul especially in land scarce Singapore, however, making the right decision for right unit is ever so critical to distinguish a good purchase or a bad purchase.

Timing is an essence when liquidity is concern too therefore if you time it right, and purchase at the right time for the right unit, you will be in great position in time to come.

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Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

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Regards,

Geryl LIM
Consultant - Director
Global Alliance Property (L3010679B) - Century 21
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Hi

You may buy a studio and rent out for the period and move-in when you are ready. Question is what would be your intention? Do you want to use the property as an asset to hedge your funds? If your answer is yes, then it is pretty obvious what you want to do.

Do you intend to buy an HDB flat when you reach 35 years? If yes, then you also have an option. Sell your studio apartment within 6 months after you buy your HDB resale flat.

Whether you want to do either or both it will depend on your clarity of purpose.

You may write to gavin.ng@orangetee.com for further discussion.

Gavin Read More
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Robbie Chen Chee Howe
Hi,

If you have the financial means, I would suggest you start building your assets from young.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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