AskGuru Q&A Community

Get answers from PropertyGuru experts in 24 hours

Asked by
Hi Gurus,

Im an SPR and planning to buy a hdb resale flat though im still on a debt repayment scheme, Im just wondering if my partner which is debt free can be the main applicant and able to get IPA from any bank? Thanks.
0 •
702 views
Upvote Upvoted
Want this question answered?
Get faster responses from our experts by upvoting.
Be the first to upvote this question.

2 Answers

Ivan Ng
Replied
Hi,

sure would you prefer my banking partners to assist you? it will clarify things and we can proceed from there. thanks.

regards,
Ivan ERA
 97432395 
ivanng10@gmail.com Read More
0
Upvote Upvoted
Mike Lim
Replied
Evening,

As both of you are applying for the unit, you can utilize your spouse name to obtain the mortgage. The bank will work out the loan figures based on her credit status though the figure might be lower than normal. Why not let my banker work things out for both of you before we decide how to tackle this issue together?

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
0
Upvote Upvoted

Still looking for answers?

Get answers from PropertyGuru experts in 24 hours

Ask Your Question
Previously Asked Questions