Asked by Anonymous
Hi Gurus,
I am single, turning 35 yo in Sep 2020 (3 more months) and would like to buy my own resale HDB near Admiralty/Woodlands. Can I start viewing houses now, or have to wait until Sep? If can, I would like to look for an experienced agent to help me with it.
Some details below:
1. CPF-OA balance: ~$150K
2. Gross monthly salary: ~$6500
3. Cash budget: ~$30K
4. HDB budget: ~$400K
5. Resale HDB wanted: 3-bedroom, near Admiralty or Woodlands South MRT station, high floor, good condition, long lease left
6. Proximity grant if within 4km from my parent's house at Yishun (760120)
7. Financing: looking at keeping to around $1200 monthly installment, use bank loan for lower interest rates and borrow to LTV limit (use minimal CPF). I have no other loans (cars etc.)
Appreciate any advice and thank you!
Regards,
HXM
I am single, turning 35 yo in Sep 2020 (3 more months) and would like to buy my own resale HDB near Admiralty/Woodlands. Can I start viewing houses now, or have to wait until Sep? If can, I would like to look for an experienced agent to help me with it.
Some details below:
1. CPF-OA balance: ~$150K
2. Gross monthly salary: ~$6500
3. Cash budget: ~$30K
4. HDB budget: ~$400K
5. Resale HDB wanted: 3-bedroom, near Admiralty or Woodlands South MRT station, high floor, good condition, long lease left
6. Proximity grant if within 4km from my parent's house at Yishun (760120)
7. Financing: looking at keeping to around $1200 monthly installment, use bank loan for lower interest rates and borrow to LTV limit (use minimal CPF). I have no other loans (cars etc.)
Appreciate any advice and thank you!
Regards,
HXM
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