Dear sir,
Thank you for writing in here. I am assuming that you are a Singapore Citizen. In order for us to better assist you in your home purchase plans, it will be important to know as well on what your home loan eligibility is therefore you can either apply for HDB loan (check your loan eligibility at https://services2.hdb.gov.sg/webapp/BP27AWHLEApplication/BP27SHome) or apply for bank loan where you can approach a banker to do up your in principle approval.
The main difference here is that in HDB loan, you are able to loan up to 85% of the home value while for bank loan, you are able to loan up to 75% of the home value. The interest rates for bank loan is currently more attractive than HDB loan for your information.
With the loan details sorted out and knowing your existing funds available, we will then be able to work out the range of resale flats you can look into. You may also be eligible for HDB housing grants if you have not purchased any HDB flats before and also not disposed any private residential property within the last 30 months.
Hope the above helps.
I have been in the real estate business since 2009, with more than 12 years of experience serving the Singapore real estate market.
I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.
Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.
With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.
We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!
Warmest regards,
Geryl Lim
Associate Deputy Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main]
+65 6471 8888
[mob]
+65 81577565
[LDA]
+65 92787772
www.geryllim.com
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Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!
Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.
Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore
Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/
New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/
My self introductory video on https://www.youtube.com/watch?v=uZ6REQfdGSw
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