Asked by Mr. Patrick Chan
hi guru, how could i still obtain a home loan? i'd already taken 2 hdb loans previously during my last marriage. i had approached hdb many times but with no success. troubles are that i've a poor credit record (i'm in debt from my business failures) and i doubt i'll ever get pass any bank for a loan. i hope to buy a 3-room flat and currently my cpf oa has about $250k but i've no cash in hand. would appreciate any advise. many thanks
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