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Dear madam,

As long as you are not an owner of any residential property anywhere, you are considered to be eligible to purchase a resale HDB. Loan wise is you may wish to speak to a qualified banker for assistance and advise. It is based on 60% TDSR.

Warmest regards,
Geryl Lim
Associate Deputy Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com

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Hi there

A very good afternoon to you.

Yes you are eligible to purchase a resale HDB flat. I can help to liase you with bankers for an in principal amount. TDSR still applies at 55% of your gross monthly income.

Should you need require further assistance in matters relating to property, please contact me at my mobile 88383966  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Fadily Senen
 88383966 
Propnex Read More

Hi there,

You are eligible, and no loan is not affected as the banks here will only consider your debt obligations here.

TDSR has been revised from 60% to 55% since last Dec.

Feel free to let me know if I can assist you further.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: 91374602  Read More

Hi

You may text 9620 0827  for a chat. We have helped numerous Malaysian SPR in buying a HDB resale in similar situation.

Warmest regards

Gavin Read More

Good morning Jia Xin,

Both of you are eligible to purchase a resale HDB in Singapore under HDB eligibility scheme. Even you have any private property in Singapore or overseas, you are required to dispose them within 6 months from purchase completion date while in this case, it's not even relevant to you.

As for your loan assessment, it will be best for my banker to advise you on this. Usually bank will take the lower of mortgage service ratio (30% of income) or total debt servicing ratio (55% of income; usually applicable for private purchase).

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

Contact:
Mobile: 91115171 
Email: yt.tan91115171@gmail.com

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Hi Mdm,

I am pleased to inform you that you're eligible to purchase a HDB resale flat together with your Husband under Public Scheme.

As the title deed of the oversea property is not in your name, you need not dispose the property, and you can take up a loan of up to 75% for your HDB flat, subjected to your MSR/TDSR.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More